- Personal Banking
- Accounts
Deposit accounts for all your banking needs
Exclusive Promotion
Boost your savings with higher interest rates
From now till 30 September 2024, enjoy a promotional rate of 3.30% a year on your savings!
Simply make a deposit of S$50,000 fresh funds into your OCBC Statement Savings Account and maintain the amount for 88 days.
Find out more
Terms and conditions apply. Insured up to S$100k by SDIC.
*Includes 0.05% a year base interest.
Note: If you withdraw the funds before the end of the 88 days earmark period, no promotional interest will be paid.
all accounts
Day-To-Day Banking
360 Account
Earn up to 7.65% a year and more when you credit your salary, save and spend with us.
FRANK Account
An account for youths between 16 to 26. No initial deposit or minimum balance required.
Savings
Bonus+ Savings Account
Earn up to 2.80% a year when you save and do not make any withdrawals.
Monthly Savings Account
Save monthly and earn higher interest.
Foreign Currency
USD Current Account
A USD account with chequing facilities.
Global Savings Account
An account that allows you to save in 10 major currencies (AUD, CAD, CNH, CHF, EUR, GBP, NZD, USD, JPY and HKD).
Children’s Account
Child Development Account (CDA)
A savings account for your newborn. The government will match dollar for dollar, the amount you save, up to a certain limit.
Mighty Savers® Account
Teach your child the importance of saving and earn up to 0.30% a year.
Time Deposit
Time Deposit
Secure higher returns with fixed tenures of up to 36 months for Singapore dollars and 10 major foreign currencies.
Other Accounts
Passbook Savings Account
A savings account that comes with a passbook.
Statement Savings Account
An account that comes with monthly statements.
Current Account
An account that comes with a chequebook.
Investment Accounts
CPF Investment Account
Invest in your future. Get more out of your retirement savings when you invest in your CPF Ordinary Account funds with us.
Supplementary Retirement Scheme (SRS) Account
Enjoy tax savings while saving up for a comfortable retirement.
Promotion
Higher returns of 3.50% a year on 6-month SGD Time Deposit is just a move away
For a limited time only, enjoy 6-month SGD Time Deposit rate of 3.50% a year to help you earn higher returns on your savings. Open a Time Deposit account and start transferring your funds to OCBC now to maximise your earnings.
Insured up to S$75K by SDIC. Terms and conditions apply.
Find out more
Account Highlights
Enjoy these services with your accounts
Opening an account with us is just the start. Make the most of your banking with our conveniently located branches, 24-hour ATMs and online banking services that let you access your account anytime, anywhere.
Important notices
Deposit Insurance Scheme
Foreign Currency DepositsForeign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.
S$150 cash reward
Here's how:
- Open an OCBC 360 Account
- Credit your salary of at least S$1,800 per month through GIRO
- Apply for an OCBC 365 Credit Card
- Make 5 qualifying transactions on your OCBC 365 Credit Card within 2 months of account opening
S$118 cash reward
Here's how:
- Open an OCBC 360 Account
- Credit your salary of at least S$1,800 per month through GIRO
Promotion is applicable to any person who (i) currently does not hold any existing OCBC accounts or products, and (ii) has not held any OCBC account or products in the previous 6 months.
Till 31 October 2022. To qualify, you must credit your salary of at least S$1,800 per month to your OCBC 360 Account, and make at least 5 qualifying retail transactions in 2 months on your OCBC 365 Credit Card.
360 ACCOUNT
Why you will love this
- Earn effective interest rate of up to 3.45% a year and more on your first S$70,000
- Earn more interest when you save, spend, insure or invest
Who can apply
- Anyone above 18 years old
- Singaporean, Singapore PR or foreigner with a valid pass
Find out more