Online Bank from Discover | Open an Online Bank Account Today (2024)

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    Online Bank from Discover | Open an Online Bank Account Today (3)

    Take your money further with the right account

    From cash back on debit card purchases to X.XX% APYAnnual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.for your savings, we can help you find an account that fits your goals.

    Our Products

    Online Bank from Discover | Open an Online Bank Account Today (4)

    No banking fees, no surprises

    We're an online bank that says goodbye to gimmicks, gotchas, and fees.

    No. Fees. Period.

    Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network. A penalty may be charged for early withdrawal from a CD account or IRA CD account.

    • No monthly fees on any account.
    • No insufficient funds or overdraft fees.

      For Discover Bank Cashback Debit, Online Savings and Money Market Accounts.

    Get help choosing a bank account

    All the important banking perks

    Simple terms? Check. What about outstanding rewards and excellent service? Yeah, we have that too.

    1% Cash Backon up to $3,000 in debit card purchases each month

    SeeDeposit Account Agreementfor details on transaction eligibility, limitations and terms.

    Checking Account

    X.XX% APY

    Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.

    watch your money grow

    Online Savings Account

    X.XX% APY

    Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX, is subject to change without notice, and will be determined and fixed for the term at funding. Applies to personal accounts only. A penalty may be charged for early withdrawal. Minimum deposit to open is $2,500.

    12 monthslock in long-term earnings

    Certificate of Deposit

    Open an Account

    • Checking Account
    • Savings Account
    • Money Market Account
    • CD Account
    • IRA CD Account
    • IRA Savings Account

    Open an Account

    Help me decide

    Previous

    Discover Bank®, NerdWallet's 2024 winner for Best Online Banking Experience

    NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission.

    “Discover’s high-yield savings account is among the best in its online class.”

    “Discover Bank is an online bank providing one of the most attractive checking account offers in the industry. With it you can earn cash back on debit card purchases, while paying no monthly fees.”

    “Most of the time, Discover Bank is on our list of the best high yield savings accounts and our list of the best money market accounts.”

    "Discover Bank offers a broad range of products, including checking and savings accounts, money market accounts, and CDs with maturity dates between three months and 10 years."

    Next

    Online Bank from Discover | Open an Online Bank Account Today (10)

    Right here when you need us

    See which of over 60,000 no-fee ATMs are at the stores you already frequent.

    Some ATMs have limited hours and/or restricted access. ATM owners may charge a fee at locations outside of our no-fee network.

    If you're charged a fee, please be aware that some ATM operators leave the network without notifying Discover and those ATMs may continue to display as "No Fee" in our locator until it can be updated. If you have any issues using an ATM that's displayed in our locator, or if you believe you've been charged an ATM fee in error, contactus at 1-800-347-7000.

    Make sure your search is spelled correctly. Try adding a city, state, or zip code.

    ATM Finder Close

    ATM Finder

    No-Fee ATMsAll ATMs

      Find some fee-free ATMs near you!

      Update your address or zip code.

      Find ATMs near you!

      Update your address or zip code.

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      Opening a Discover online banking account couldn’t be simpler

      1. Give us a few basics (like address and Social Security Number), and we’ll get the ball rolling.
      2. Make a deposit now or come back and do it later. Whatever works for you.
      3. Check your email for a confirmation, and you’re on your way to making your financial goals a reality.
      • Checking Account
      • Online Savings Account
      • Money Market Account
      • CD Account
      • IRA CD Account
      • IRA Savings Account
      • Help me Decide help me to decide

      Need help?
      We've got your back.

      Our friendly customer service team is available 24/7.

      1 (800) 347-7000 Click here to Call us at

      Modern Money Blog

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      Online Bank from Discover | Open an Online Bank Account Today (11)

      How does interest work on a savings account?

      How does bank interest work, and what are savings account interest rates? This article and video will help set the record straight.

      Online Bank from Discover | Open an Online Bank Account Today (12)

      5 steps to open an online checking account

      What to look for in an online checking account—and how to open one that fits your needs.

      Online Bank from Discover | Open an Online Bank Account Today (13)

      How do bank holidays affect direct deposit and other transactions?

      Learn how to plan around the 11 bank holidays that can delay your banking transactions.

      View all articles

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      ';                  var disclaimerContent2= '

      This simulation assumes that you or your spouse participate in a workplace retirement plan. If neither of you do, then your contribution up to the contribution limit is probably fully deductible.

      ';                  $(".cta-quiz .cta-container .disc-content").remove();                  var disclaimerRadio= $("input[name=filing]:checked").attr('id');                  if(disclaimerRadio === 'single' || disclaimerRadio === 'filing-separately'){                        $(".filter-variation").each(function(){                              if(!$(this).hasClass('hide')){                                    if($(this).html().indexOf('partial') >= 0 || $(this).html().indexOf('Typically') >= 0){                                          flagVal= "true";                                    }                                    if(flagVal == 'true'){                                          if(disclaimerRadio === 'single'){                                                $(".cta-quiz .cta-container").append(disclaimerContent1);                                          }else{                                                $(".cta-quiz .cta-container").append(disclaimerContent2);                                          }                                    }                              }                        });                  }            });            $('.cta-quiz .prev, .cta-quiz .nav-link.start-over, .cta-quiz .nav-link.start').on('click', function(e) {                  $(".cta-quiz .cta-container .disc-content").remove();            });      }});

      ");}else if($(".fdic-cpy-blu-2").length > 0){      $(".new-banner-wrapper .banner-content .right-content .banner-content-wrap").append("

      Your deposits are FDIC-insured up to the maximum amount allowed by law**

      ");}else if($(".fdic-cpy-blu-3").length > 0){      $(".new-banner-wrapper .banner-content .right-content .banner-content-wrap").append("

      Your deposits are FDIC-insured up to the maximum amount allowed by law***

      ");}}
      Online Bank from Discover | Open an Online Bank Account Today (2024)
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