Earning Cash Back with Rakuten is simple.
- Start at Rakuten and choose a store. You can use our website, mobile app, or browser extension.
- Activate Cash Back to start shopping. Once you make an eligible purchase, we’ll add Cash Back to your account.
- Get paid! Add your address and get paid via check or PayPal.
That’s all you have to do.
Once a store confirms your purchase with us, we add Cash Back to your account and notify you via email or push notification. The time it takes for Cash Back to be confirmed depends on several factors, including the store, store policy, reporting schedule, exclusions and returns.
We’ll send your first payment as soon as 15 days after your first purchase. After that, we’ll send your Cash Back payment every three months. If there’s any Cash Back pending, we’ll carry it over to your next payment.
Remember, you can only earn Cash Back if you start shopping at Rakuten. If you make a purchase without going through Rakuten, we won't be able to reward you with Cash Back. You can always try our browser extension which will notify you about Cash Back deals when you’re on a website. It’ll even find coupons for you!
How does Rakuten make money?
We know, it seems too good to be true. Here’s the deal: Stores pay us for sending them shoppers. Then we split that money with you as Cash Back. Everyone wins!
FAQs
Rakuten partners with many stores but doesn't have deals with every retailer. You may find you can't earn cash back at some of your regular stores.
How many stores are on Rakuten? ›
Start shopping in our app. Choose from over 3,500 partner stores that give Cash Back to our members.
Does Rakuten pay real money? ›
You'll be paid for any confirmed Cash Back, bonuses and other rewards via the payment method you selected (check or PayPal) every three months. The time it takes for Cash Back to be confirmed depends on several factors, including the store, store policy, reporting schedule, exclusions and returns.
What is the maximum Cash Back on Rakuten? ›
For the most part, the amount of cash back you receive will depend on the brand you're ordering from; cash back can be as low as 1% and as much as around 20% — and there's no limit to how much money you can cash out.
Is it safe to link your credit card to Rakuten? ›
In-Store and Dining Cash Back work by letting you add Cash Back offers to a linked credit card. Any card information you share with Rakuten is held in a secure, encrypted environment and will never be exposed, sold or otherwise compromised.
How much does it cost to join Rakuten? ›
Joining Rakuten is simple and free. Once you sign up, you can start shopping and earning Cash Back on qualifying purchases. Create a secure account with an email and password. You can also join using your Facebook, Google or Apple account.
Is Rakuten owned by Amazon? ›
Amazon is no longer affiliated with Rakuten and does not sponsor or endorse Rakuten services. Amazon is your one-stop online resource for shopping a wide selection of products from names you already know and trust. Shop clothing, lawn and garden, electronics, books, beauty and more with Amazon.
Is Rakuten from China? ›
Rakuten Group, Inc.
'Optimism') is a Japanese technology conglomerate based in Tokyo, founded by Hiroshi Mikitani in 1997.
Do you have to pay taxes on Rakuten Cash Back? ›
No, credit card cash-back rewards are not taxable. The IRS treats cash-back rewards as a rebate on spending and not as income, so you aren't required to pay income tax on these rewards.
Is Rakuten worth signing up for? ›
David Bookbinder recently signed up with Rakuten, one of the most popular cash back apps, and said he started getting 1 to 10 percent cash back with many of his purchases. "Rakuten pays you every 3 months," he said. "So I would probably get paid 300 or 400 dollars every three months. So that's real money."
Rakuten is a legal corporation trusted by over 3,500+ stores. These are not only regular stores. We are discussing about brands and tremendous traders like Amazon, Walmart, eBay, Hilton, Expedia, Lord & Taylor, Nike, Levi's, Groupon, and many more.
What is the minimum payment for Rakuten? ›
The minimum payment amount for Cash Back and other Cash Back Program rewards is $5.01. Balances below $5.01 remain in your Account for potential payment during the next payment period. Rakuten pays members in U.S. dollars via check, PayPal or other payment options as Rakuten may make available from time to time.
Can I withdraw money from Rakuten? ›
Our cut-off time for a cash withdrawal is at 2.50pm on a business day. If you perform a withdrawal before 2.50pm on a business day, we will process the withdrawal on the same day, and it will be credited to your bank account by 11pm on the same business day.
Do you lose Rakuten Cash Back if you return? ›
Returns, Cancellations & Exchanges
Returned or cancelled orders may void Cash Back and be deducted from your Cash Back Balance, depending on the store's policy. If a store processes your exchanged order as a cancellation and a new transaction is created, the exchange may be treated as a cancelled order.
Why do people use Rakuten? ›
The difference in shopping with Rakuten is that when stores pay us, we pay you. Even better: Membership is free. There's no limit to how much Cash Back you can earn.
Does Rakuten actually save you money? ›
"Rakuten pays you every 3 months," he said. "So I would probably get paid 300 or 400 dollars every three months. So that's real money." Cash back sites allow you to earn a percentage of cash back on your purchases, and some even run price comparisons for you.
Do you really get money back from Rakuten? ›
We'll send your first payment as soon as 15 days after your first purchase. After that, we'll send your Cash Back payment every three months. If there's any Cash Back pending, we'll carry it over to your next payment. Remember, you can only earn Cash Back if you start shopping at Rakuten.
What does Rakuten do with your data? ›
To Provide You Marketing Information
Rakuten may use information we collect about you to provide you more personalized offers, special offers, discounts, and/or more relevant offers from our participating merchants via email and other direct communications, and through digital advertising.
