Passive Real Estate Investments for Physicians - Physician on FIRE (2024)

Private commercial real estate investments provide an excellent vehicle for investors to protect and grow wealth. With the JOBS Act 2012 passing, accessing private real estate deals has also never been easier.

However, with new opportunities comes new challenges. Today’s investors must sift through the vast information presented for each deal to make a wise, informed decision.

We’ve created this page as a resource to help you easily invest in real estate crowdfunding. The companies listed on this page are our partners, which our team members have vetted extensively and have personally invested in many of them.

This page contains affiliate links to these crowdfunding companies. Signing up through these links may result in a commission paid to support our site.

EquityMultiple

EquityMultiple is a secure online platform that connects accredited individuals with exclusive, pre-vetted commercial real estate investments. This platform is highly accessible with minimum investments as low as $5,000.

You can invest passively alongside experienced real estate companies in debt, preferred equity, and equity projects nationwide. They allow you to diversify across property types, risk/return profiles, and markets to build a more robust, resilient portfolio.

EquityMultiple features full-cycle investing, providing transparent asset management updates and attentive customer service. This is the only platform focused exclusively on institutional, commercial real estate, with the backing of Mission Capital – a national leader in CRE finance solutions with a 10+ year operating history.

EquityMultiple offers innovative technology, personalized support, exclusive access to real estate investment products and industry-leading asset management, creating an unparalleled investing experience.

EquityMultiple is offering PoF readers an exclusive promotion. All PoF readers will have their management fee waived on their 1st investment.

DLP Capital Partners

DLP Capital Partners is an impact investment company. They work diligently to provide excellent returns to investors while tackling four crises in our country: lack of affordable housing, lack of fulfilling career opportunities, difficulty for families to create generational wealth, and the shortage of happiness in the United States.

All DLP funds have the following criteria: 1) they are evergreen, 2) they invest in critical workforce housing, 3) they are targeted to provide above-market returns, and 4) they pay preferred returns before DLP takes a management fee.

Within that context, DLP aims to make real estate investing straightforward, easy to understand, and profitable for its investors. The investment company offers five funds giving more options to a broader range of investors. These funds include

1. DLP Building Communities Fund
2. DLP Preferred Credit Fund
3. DLP Housing Fund
4. DLP Lending Fund

DLP Building Communities Fund provides equity investments in developing and constructing new rental housing communities. It has the highest targeted net return of all DLP funds at 13%, with annual distributions and liquidity.

DLP Preferred Credit Fund invests in real estate loans for real estate operators. The loans must meet several requirements and are issued to high-quality borrowers against non-owner-occupied, single-family, and multifamily assets. The DLP Preferred Credit Fund has the highest targeted preferred return (9%) of the current DLP funds.

DLP Housing Fund is a Private REIT that invests equity in existing multifamily rental communities. It offers a 6% preferred return and targets a 10-12% net return to investors.

The DLP Lending Fund is a highly diversified REIT that offers 90-day liquidity. It is designed to moderate risk while still providing solid returns. It has an 8% preferred return and a 9% net return target for investors.

DLP Capital also offers the DLP Positive Note Fund. Secured by a note agreement, this fund offers guaranteed fixed returns of 5-7.5%, with monthly distributions and the lowest cost of entry at just $100,000.

There’s more to these funds than presented here, but this gives an overview of what you can expect from your investment with DLP Capital. If you connect with their team, they can provide more details and show you how to get started.

Origin Investments

Origin Investments is a private real estate manager that helps individual investors protect and grow their wealth by providing tax-efficient real estate investments in the multifamily sector. We build, buy and finance multifamily real estate projects in fast-growing markets throughout the U.S. We also offer credit Funds through our affiliate firm, Origin Credit Advisers, an investment advisor registered with the SEC.

Since our founding in 2007, we have executed more than $2.8 billion in real estate transactions and our principals have invested a total of more than $85 million alongside our investors. We rely on our market experience and employ Origin Multilytics^SM, our proprietary suite of machine-learning models that forecast rent growth, to help us choose the best properties and markets for investment.

We are accepting new investors for our open QOZ Fund III and IncomePlus Fund, which seek to provide tax efficiency, enhance portfolio yield, maximize growth and minimize portfolio volatility. Our affiliate partner, Origin Credit Advisers, also offers the Strategic Credit Fund, a private credit Fund open to qualified purchasers (an individual or a family-owned business that owns $5 million or more in investments, excluding their primary residence or any property used for business). The Strategic Credit Fund’s objective is to provide a consistent stream of risk-adjusted income with capital protection.

AcreTrader

AcreTrader is a real estate investing platform that makes investing in farmland and earning passive income more accessible.

Farmland is one of America’s largest and most attractive asset classes, with historical combined annual returns approaching 12% and lower volatility than most other real estate sectors. Still, it has remained out of reach for most investors until now.

AcreTrader removes traditional barriers to farmland ownership, allowing investors to invest quickly and with as little as $15,000 while eliminating the complexities of farm management.

Add farmland to your portfolio in as little as five minutes at acretrader.com.

This is a sponsored promotion for the AcreTrader platform. Physician on Fire may have investments in companies represented on the AcreTrader platform. This information is by no means a promotion, solicitation, or recommendation of any specific investment.

CrowdStreet

CrowdStreet is a premium online marketplace for commercial real estate investments where investors can directly access institutional-quality commercial real estate.

They allow smaller investors to invest directly in real estate projects from the nation’s top sponsors and developers. As an investor, you can access commercial real estate projects, a privately-managed commercial real estate portfolio, and custom real estate portfolios, the CrowdStreet REIT.

CrowdStreet REIT provides investors easy access to a diversified portfolio of growth-oriented private commercial real estate projects from multiple sponsors through a single fund managed by CrowdStreet Advisors. This is a portfolio of 20-25 private commercial real estate projects selected by CrowdStreet.

You can invest with lower minimums ($25K) and expenses than traditional private funds. The REIT election also allows simple 1099 tax reporting instead of multiple K1s.

For commercial real estate developers and operators, CrowdStreet Connect provides a platform to manage investors and investments and even raise capital to grow their businesses.

CrowdStreet maximizes opportunities for investors by diversifying outside of the traditional avenues of the stock market and fundamentally transforming real estate investing through technology.

They are creating a community where individual investors and CRE firms work together to maximize wealth through commercial real estate.

RealtyMogul

RealtyMogul makes real estate investing accessible, easy and gives you access to institutional-quality commercial real estate opportunities. These investment opportunities range from individual development projects such as apartment buildings, diversified funds, value-add development for commercial spaces, and REITS. RealtyMogul also offers two public, non-traded Real Estate Investment Trusts (REITs), giving investors access to a portfolio of professionally-managed properties through a single investment with the potential for growth and passive income. They are also ranked the best one-stop shop for real estate crowdfunding by Motley Fool. Since 2012, RealtyMogul members have collectively invested $847 million into over $4.7 billion of real estate nationwide, including 24,000 apartment units as of January 31st, 2022.

37th Parallel Properties

37th Parallel Properties makes investing in multi-family real estate easier than ever and allows you to diversify your investment portfolio with an asset class that is usually not available to most investors. Since their inception in 2008, they’ve completed over $1 billion in multi-family transactions while maintaining a 100% profitable investor track record.

They offer single asset investments into commercial multi-family real estate as well as a recently-introduced Fund II. Fund II is a combined asset class with multiple multi-family commercial real estate investments.

This $40M-$80M fund has a $100,000 minimum. Fund II is focused on acquiring and improving 200-plus unit Class A & B apartment complexes in 13 markets across Texas, North Carolina, South Carolina, Florida, and Georgia. Capital will be called as needed to acquire properties with the goal of having all investors’ capital called within 12 months. Their goal is to begin liquidating or recapitalizing fund assets in seven to eight years from inception.

Fund II has two share classes – Class A (Current Income) and Class B (Total Return). Class A shares have a 9% annual preferred return and first access to cash flows from operations. However, they have a capped upside. Class B Shares have a 7% annual preferred return and second access to cash flows from operations along with an initial 80/20 split.

PoF readers get a $500 fee discount when they join using our link. If you prefer individually choosing which properties you invest in, 37th Parallel still does individual syndications at a $50,000 to $100,000 minimum investment.

Trion Properties

Trion Properties allows you to invest in multi-family real estate investments. The company prides itself on being vertically integrated and keeping most functions in-house. They have perfected this model over 18 years and have a history of delivering high ROI, including a 20% internal rate of return (IRR).They specialize in value-add projects by acquiring multi-family properties in improving areas and converting them to modern, attractive, and affordable places to live. Through extensive renovations and hands-on management, their team optimizes net operating income (NOI) and adds economic value to each investment.Trion’s rigorous investment approach helps them meet their long-term objective of delivering outsized returns without taking outsized risks. Since its inception in 2005, Trion Properties has generated an average IRR in excess of 25%. Trion has seen many physicians in their ecosystem of accredited investors invest with success. They are also a company that invests alongside their investors.

Cadre

Cadre invests in institutional-quality deals identified by using their tech-driven analysis and industry-leading expertise. They are dedicated to prioritizing returns for investors while uplifting the communities they serve and have built their platform to provide every investor with a personalized investor experience.

Cadre’s primary focus is on acquiring income-generating multi-family properties supported by healthy occupancy, strong supply/demand dynamics, and historically-high cap-rate spreads, combined with selective exposure to value-add assets in high-growth markets.

They offer multiple investment products depending on what you are looking for as an investor. These investment products include:

1. Deal-by-Deal: Select individual commercial real estate investments through Cadre’s Deal-by-Deal platform.
2. Secondary Market: Purchase shares of private real estate with established business plans, potentially at an attractive price relative to net asset value (NAV)
3. Cadre Funds: Invest in a portfolio of commercial real estate across markets and property types all managed by Cadre at our lowest minimums.

Cadre offers two key funds depending on your investment needs. These include the Horizon Fund and the Direct Access Fund II. The Horizon Fund is a diversified commercial real estate investment fund in high-performing U.S. markets that is designed to take advantage of short-term opportunities and turn them into long-term growth.

The Direct Access Fund II takes on a value-add strategy, purchasing assets in need of capital expenditures, improved operations, and/or lease-up, and may include ground-up development. Approximately 50% of the Fund’s capital is allocated to multi-family assets and 50% to industrial properties, well-occupied offices, and hotels that may provide greater upside potential.

Roofstock

Roofstock is the #1 marketplace for buying and selling single-family rental (SFR) homes, enabling investors to acquire income-producing real estate in 40 markets across the country. Their mission is to make ownership of investment real estate radically accessible, cost-effective, and simple.

Roofstock is a great solution for owners who want the benefits of direct ownership and also want to have more control over their investments. Through Roofstock, you buy the home directly and own it outright, with traditional home loan financing options available for most investors.

In addition to their marketplace where you can shop for the best SFR investments, they also offer Roofstock One, a SFR Investment REIT that allows you to diversify your portfolio with multiple SFR investment options.

Roofstock is not only a marketplace – they are a technology company. Roofstock created a platform to identify quality investment homes and easily perform initial property analysis in one place. The attractive benefits of real estate investing, including the potential for monthly cash flow and long-term appreciation, are more easily available to investors across a broad geographic spectrum.

Their expert team is available to guide you through the entire process from exploring the marketplace all the way through closing, and they also provide a 30-day money-back guarantee on every home, enabling you to invest with confidence.

Mortar

Mortar Capital Management’s approach to investments is simple. They are a vertically-integrated firm with an experienced team that delivers consistent returns and specializes in multi-family real estate in New York.

Mortar has been the driving force behind over 30 distinctive and successful developments in prime and niche New York neighborhoods since 2001. They leverage over two decades of experience in architecture, development, and asset management to build value and minimize risk for both investors and the residents who live in them.

Their winning combination of high returns and risk-adjusted strategies has led to an excellent track record of investment success.

• A 2022 Update on the Returns of My Many Real Estate Investments
• Analyzing All 69 Completed RealtyMogul Equity Deals
• My 5 Current and 3 Future Passive Income Streams
• Crowdstreet: A Review of the Largest Online Real Estate Investing Marketplace
• AcreTrader Review: My Investment in Cash-Flowing Farmland
• Fundrise vs. DiversyFund: Comparing 2 Real Estate Investments
• Republic Real Estate: A New Way to Earn Rental Income from Condominium Ownership
• The State of Real Estate Crowdfunding
• My Interview at EquityMultiple