What if there isn't enough money in my account when you take a payment? expandable section
We'll try to make the payment shortly after midnight on the due date. If you don’t have enough money in your account at that time, we'll try again after 2.30pm the same day.
This gives you the chance to put extra money into your account. The money you pay in needs to be available to use straight away. So you could transfer money from another personal account you have with us or pay in cash in branch.
For standing orders and future-dated payments only
If there still isn't enough money in your account at 2.30pm, we'll try one last time on the next working day. Then we'll reject the payment.