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DOI:10.3390/su131911028 - Corpus ID: 242870499
@article{Zuo2021TheDT, title={The Digitalization Transformation of Commercial Banks and Its Impact on Sustainable Efficiency Improvements through Investment in Science and Technology}, author={Lihua Zuo and Jack Strauss and Li Zuo}, journal={Sustainability}, year={2021}, url={https://api.semanticscholar.org/CorpusID:242870499}}
- L. Zuo, Jack Strauss, L. Zuo
- Published in Sustainability 5 October 2021
- Economics, Business, Computer Science
Results show that digitalization investment has contributed to substantial production efficiency improvement for commercial banks; however, heterogeneity exists across banks, and a path for banks’ digital transformation is advocated.
19 Citations
4
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19 Citations
- Hui ZhouLin Xu
- 2023
Business, Economics
Sustainability
A positive effect of bank digital transformation on enterprise innovation output as measured by firms’ patent applications is found and Mechanism tests show that bankdigital transformation contributes to corporate innovation by alleviating corporate financial constraints and improving corporate governance.
- Zijing Huang
- 2023
Business, Economics
SHS Web of Conferences
The research results show that digital transformation significantly increases the profitability of commercial Banks and suggestions are made for commercial banks and financial regulators.
- Chenxi ZhangPengyu ChenY. Hao
- 2022
Business, Computer Science
Frontiers in Environmental Science
It is found that low costs, high labor productivity, high innovation and low cost of sales are important channels for digital transformation, and digital transformation increases the management costs of firms.
- 19
- PDF
- Li ZuoHongchang LiXuanxuan Xia
- 2023
Economics, Computer Science
Sustainability
This study verifies that digital finance has a positive impact on the total factor productivity of commercial banks.
- E. PotapovaM. O. IskoskovNatalia V. Mukhanova
- 2022
Economics, Business
Journal of Risk and Financial Management
It was confirmed that the digitalization of the Russian banking sector has significant potential and that currently, for the largest and big banks, a high level of digital maturity is a competitive advantage.
- Lei WangJinzhe Yan
- 2023
Business, Economics
Frontiers in Environmental Science
The effect of DT and the firm’s innovation performance and the boundary condition of corporate social responsibility (CRS) are investigated and the guidelines to promote digital transformation at the firm level are provided.
- 2
- PDF
- Olivija Filipovska
- 2023
Business, Economics
Zagreb International Review of Economics and…
The existence of substantial digitalization capacity of the banking institutions in North Macedonia is confirmed, confirming its positive linkage with size, social responsibility, and international aspects.
- PDF
- Aivars Spilbergs
- 2023
Economics, Business
WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS
This study aims to identify the key drivers for the implementation of digital financial services and initiatives that managers should pursue to effectively transform business processes, based on Eurostat data on financial services provided in the EU during 2011 - 2021, the Digital Economy and Society Index variables, and European Central Bank data on operational expenses.
- PDF
- N. StefanovicL. BarjaktarovićA. Bataev
- 2021
Economics, Business
Sustainability
It is advocated that digitainability in banking is an important factor in uncertain times and should be fostered and included in bank strategies in the post-COVID 19 world.
- 10 [PDF]
- Ece Ucar KelesG. Alptekin
- 2023
Economics, Computer Science
2023 Smart City Symposium Prague (SCSP)
This work proposes a Data Envelopment Analysis (DEA)-based model to measure the efficiency scores of countries in terms of digitalization, and results show that 44.4 % of the evaluated OECD countries are identified as efficient in termsof digitalization.
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