Political Violence Insurance (2024)

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Political Violence Insurance (1)

Protect Your Organization with Terrorism Insurance

More than 10,000 terrorist attacks are carried out every year, endangering the staff and operations of international organizations. Political instability, rioting and looting can lead to injury and property damage.

Clements Worldwide can help you protect your people and your business against the risks of terrorism with political risk insurance.

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Political Violence Insurance (2)

Decades of Experience with Conflict Zones

Clements knows the terrain. We’ve worked with businesses in conflict zones for over 70 years, providing organizations with tailored coverage to guard against the risks of civil unrest, looting, riots, war, and terrorism.

Coverage Details

Our Political Violence Insurance includes protection against:

Who Needs Political Violence Insurance?

Because property policies usually exclude risk related to political violence, Political Violence insurance should be considered by any international organization that operates in or have property in high-risk areas to protect their assets. Some examples include:

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NGOs

International schools

International businesses

Energy companies (such as oil and gas)

Mining and construction operations

Contractors

Add Terrorism and War Insurance to Your Existing Policy

Protecting employees around the globe can be tricky. So how can your international organization ensure they receive the same coverage at home and abroad?

Attract and retain a dynamic international workforce with a comprehensive, affordable, and global employee benefits package. When employees have the war and terrorism coverage they need, they operate with peace of mind and continue pushing your organization towards its goals.

Group Personal Accident Insure against employee injury or death around the clock. Vehicle Fleet Insurance Insure business vehicles against any transportation hazards.

Protection in High Risk Areas

Let us help you protect your business and people.

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FAQs for Political Violence, War & Terrorism Insurance

  • Political Violence insurance is property and auto coverage which protects from damage caused by politically-motivated events such as terrorism, strikes, sabotage, civil unrest, insurrection, coup d’état, revolution, rebellion, mutiny, and civil war.

  • Exclusions vary with each policy, but generally speaking, Political Violence Insurance only covers events related to war, civil unrest, and terrorism. Perils such as floods and electrical fires would not be covered, nor would events related to chemical, biological, radiological, nuclear, and electromagnetic weapons. Also, Political Risk Insurance only covers physical damage. Our policies do not cover political risk, such as property that is confiscated due to political action.

  • No, Political Risk covers financial loss due to political events, such as an entity confiscating a building or other piece of property. Political Violence Insurance covers physical damage to property resulting from war, civil unrest, and terrorism.

  • Yes, our Political Violence, War and Terrorism coverage was designed to protect organizations’ property against acts of war including terrorism, strikes, sabotage, civil unrest/war, insurrection, coup d’état, revolution, rebellion, and mutiny.

Additional Policies for All Your Needs

Consider these other insurance solutions to protect organization:

Political Violence Insurance (7)

Related Policy

Kidnap & Ransom Coverage

Deploy financial resources if an employee gets kidnapped. Find out how Kidnap & Ransom Insurance can cover hostage negotiations and ransom threats.

Political Violence Insurance (8)

Related Policy

Cyber Coverage

Insure your business against cybersecurity threats. Discover how Cyber Insurance can keep your organization functioning, even amid a cybersecurity breach.

Cyber Liability Insurance

Helpful Resources

Find tips, trends, and perspectives to help you confidently make decisions and navigate challenges internationally with peace of mind. Read how you can live, operate, and manage risks abroad.

More Articles for Organizations

The Need for Specialized Insurance: Why Mass Market Insurance Falls Short for High Net Worth IndividualsAs a high net worth individual, you understand the immense responsibilityMinimizing Risk, Maximizing Impact: Critical Insurance Coverages for NGOsWhen you’re running an international nonprofit or NGO of any size, the nonprofit

We are Here to Help

Still have questions? Fill out the form below and get in contact with a Clements Business Insurance Advisor today.

From quote to claim, our licensed account executives can service all your commercial insurance needs.

Political Violence Insurance (2024)
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