Privacy Policy at Experian.com (2024)

FAQs

How do I get to Experian privacy Area? ›

please visit experian.com/consumer. You can choose to opt-out of the sale of your personal information and data, opt out of processing your data for targeted advertising, and limit the use of your sensitive information.

Experian, one of the leading global information services groups, experienced a significant data breach in September 2015. This breach exposed the personal information of millions of consumers due to unauthorized access to data from a server that contained information for clients, including T-Mobile.

When identifying methods of improving our products and services or if we think a product may be of interest to you, we may arrange to extend offers of goods or services to you through these companies, or share certain information about you with affiliates and non-affiliated third parties so that such entities may make ...

When you apply for credit, whether through us or another lender, the credit bureaus (Equifax, Experian, Innovis, and TransUnion) can and do have the right to sell your information to certain companies offering "pre-approved" or "firm" credit.

By Phone: Contact Experian's National Consumer Assistance Center at 1 888 EXPERIAN (1 888 397 3742).

Experian Global Sites

You can remove your name from prescreened credit or insurance offer mailing lists from Experian, Innovis, TransUnion and Equifax by calling 1 888 5OPT OUT (1 888 567 8688). You will be given a choice to opt out for five years or permanently.

Experian Information Solutions, Inc. has faulty procedures that result in mixing consumers' files and credit reports. Experian made these errors on Plaintiff's credit reports when it mixed Plaintiff with another consumer who has significant derogatory accounts, including a bankruptcy.

According to KrebsOnSecurity, numerous Experian Users had their accounts hacked and updated with a new email address that wasn't theirs. In specific noted cases, the account holders had used password managers to select strong, unique passwords for their Experian accounts.

To address any harm you endured, the law gives you the right to seek financial compensation following a data breach. You can and should seek legal recourse from a company that exposed your data, and you can file a lawsuit to obtain payment for your losses.

Is Your Information Secure with Experian? Experian prides itself on providing exceptional service without compromising the personal information of its customers. The privacy policy outlines how information is used and how the credit reporting agency complies with both legal requirements and consumers' expectations.

Can Experian see all my bank accounts? ›

Banks don't report your bank account balances or usage to the credit bureaus, so your bank accounts won't affect your credit score. However, some creditors can use your bank account history and balances instead of or in addition to your credit history and scores to evaluate your application.

The links power the Experian Boost and Personal Finances tools, and they're generally safe and secure. However, there's always a risk with sharing information, and you can unlink accounts at any time and request Experian to delete your personal data.

Credit scores from the three main bureaus (Experian, Equifax, and TransUnion) are considered accurate. The accuracy of the scores depends on the accuracy of the information provided to them by lenders and creditors.

Experian Consumer Services may share your data with some of those additional business functions, so that they may further process your personal data for a different purpose. We talk about this at 'How we use your information' and 'Who we share your information with', below.

Submitting an opt-out, deletion or suppression request won't necessarily remove all your information from the internet or the company's databases. Some data comes from public records, which your request won't affect. The company also might maintain certain records even if you ask it to delete your information.

With Experian's personal privacy scan, you can see who has your data and what they are exposing about you. If you want greater control over your personal data, you can upgrade to activate recurring scans and get help with data removal for greater peace of mind.

By mail: You can dispute without a credit report by writing to Experian, P.O. Box 4500, Allen, TX 75013. (Printing out Dispute by Mail instructions can streamline the process; you can also scan the completed form and submit it electronically to Experian.com/upload).

In the Help Center, you'll find "Manage security freeze" or simply "Security freeze" in the quick actions section. Alternatively, you can also call 888-EXPERIAN (888-397-3742), or send a request by mail to Experian Security Freeze, P.O. Box 9554, Allen, TX 75013, along with the appropriate documentation.