Privacy Policy | NIPR (2024)

Thank you for visiting NIPR.com!

Your privacy online is very important to us. NIPR uses accepted best practices to protect your information and complies with applicable laws and security standards. This privacy statement explains our practices for collecting and using your information through our website and applications.

What is Personal Information?

"Personal Information" is information that, either alone or in combination with other information, identifies you. Examples of Personal Information include, among others, name, email address, phone number, and mailing address. Some NIPR credentialing applications may require you to submit social security numbers or forms of ID.

Collection of Information

You do not need to reveal any personally identifiable information to browse NIPR.com. NIPR does not include any features on our website that allows a third party to track you.

Information we collect from you may include: information you provide by filling out forms and applications; records and copies of your correspondence, including email address; your responses to surveys and the details of transactions you complete at NIPR.com.

Some NIPR applications require you to enter into a license agreement with the NIPR. The license agreement governs the collection, use and disclosure of information while in these applications and where the terms of this privacy statement are inconsistent, the license agreement controls.

If you contact our customer experience team, we may collect call and message log information like your phone number, email address, time and date of calls, messages and chats, duration of calls, routing information, and types and volumes of calls, messages and chats.

NIPR does not store your credit card information.

NIPR's web site uses cookies to provide the best website experience. Cookies are small web-generated files that are stored on your computer hard drive to collect information about your activities on a website. Cookies are also used to store application data while the application is in use.

NIPR uses "Google Analytics" and "LogRocket," to collect information about your use of NIPR.com. Google Analytics collects information such as how often users visit the web site, what pages they visit when they do so, and what other sites they used prior to coming to this site. We use the information we get from Google Analytics only to improve this site. For more information on Google Analytics's privacy practices, please see"How Google uses data when you use our partners' Services or apps." You can help prevent Google Analytics from recognizing you bydisabling cookieson your browser. Please be aware that disabling cookies may cause some issues with your use of our applications.

LogRocket collects information that enables us to diagnose and resolve bugs or user issues with our online applications. For more information, please seeLogRocket's Privacy Policy.

NIPR's mobile application accesses your device's location to provide you with personalized information and notifications. You may disable this access using your mobile app settings.

How We Use your Information

NIPR uses information collected to process your requests, communicate back to you, answer customer service requests and improve our services.

NIPR online applications collect your information to process and send state credentialing transactions to state insurance departments.

How We Disclose your Information

NIPR may share your information with the National Association of Insurance Commissioners ("NAIC") and state insurance departments.

NIPR uses service providers to perform tasks on our behalf and improve our services such as payment processing, analytics, marketing, and web hosting. We take appropriate measures to help ensure that our service providers provide the same level of protection for your Personal Information as we do.

NIPR does not provide Personal Information collected to third parties other than in aggregated form, except as stated in this privacy statement or with your consent. Personal Information and evidence of licensure may be provided to companies who have a permissible purpose and have your permission to receive your information pursuant to the Fair Credit Reporting Act (“FCRA”).

Security of Information

NIPR views security of confidential and private information as a top priority.

NIPR provides secure transmission of sensitive and Personal Information from your computer to the NIPR's Web Server. NIPR encrypts many of its services using the industry standard TLS (transport layer security) encryption. Sensitive data, including SSNs if required, received by NIPR is encrypted at rest.

NIPR also maintains access control procedures. NIPR restricts access to sensitive information to employees and contractors who need to know the information to do their job and are subject to confidentiality obligations.

Unfortunately, no data transmission over the Internet can be guaranteed to be absolutely secure and NIPR does not ensure or warrant the security of the transmission of information.

Your Rights and Opt-Out Procedures

If you would like to change or restrict use of your Personal Information, please visit the Web page https://nipr.com/helpto find the contact information. We will respond to such requests in accordance with applicable law.

Links to Other Websites

NIPR provides links to third-party websites as a convenience to you. The inclusion of any link does not imply an endorsem*nt or recommendation of the third-party organization, its website, or its products and services. NIPR has not reviewed and is not responsible for the privacy practices or content of such websites.

Notification of Change

NIPR reserves the right to change its privacy statement. The most current privacy statement will be posted on the NIPR website, so you are always aware of what information NIPR collects, how it is used and disclosed.

Revised January 16, 2024

Privacy Policy | NIPR (2024)

FAQs

What should I say in my privacy policy? ›

Your Privacy Policy agreement should inform your users about how your website or app handles their personal information. Your users must be also be informed about the reason for the collection of information, as well as how long their data will be stored on your servers.

Is it OK to agree to privacy policy? ›

A privacy policy, on the other hand, is a legal document that explains to users how their data will be collected and used by the company and any third parties or affiliates. Remember, when you click "I agree" on these documents, your approval is legally binding.

Do I really need a privacy policy on my website? ›

Depending on how your business uses data — even if it's just via cookies for analytics or customer persona compilations, your privacy policy needs to reflect those nuances. The short answer to the question, “do I need a privacy policy” is, yes you do.

Can I write my own privacy policy? ›

You can take a privacy policy for small businesses template and customize it to your needs. All you need to do is add your information to create a comprehensive resource that's targeted for your specific customers. You could also use a privacy policy generator instead of a template and work from there.

What is an example of a privacy statement? ›

We take all reasonable precautions to protect your Personal Information from any loss or unauthorized use, access or disclosure. We will make information available to you about our policies and practices with respect to the management of your Personal Information.

What is the standard privacy policy statement? ›

Your privacy policy should include clauses about the information you collect from users, how and why you gather that data, how you use it, any third party you share it with, and what your users' rights are over their data.

What is the problem with privacy policy? ›

1. Not Disclosing All the Data Collection Techniques. Not disclosing the data collection practices is one of the major privacy policy issues that every website owner faces. You must ensure you know the personal information you and any third parties are gathering about your users via your app or website.

What are the disadvantages of privacy policy? ›

Cons
  • Potential For Abuse. As with any legally protected rights, the justice system can be exploited. ...
  • A Lose-Lose "Compromise" For All Sides. ...
  • Separate State Laws Can Make Things Difficult. ...
  • The Price Of Being Compliant.

How many people actually read the privacy policy? ›

Only one-in-five Americans say they always or often read a company's privacy policy before agreeing to it, and even fewer say they understand a great deal of what they read, according to a Pew Research Center study cited in the paper. “People are confused by those terms of service and those privacy policies,” Dr.

What happens if I don't have a privacy policy? ›

If you don't have a privacy policy, you might run into some big troubles! Here's what can happen: Legal Problems and Fines: There are laws that require you to have such a document, such as the GDPR in Europe, the LGPD in Brazil, and state laws in the United States.

What is the purpose of a privacy policy? ›

A privacy policy is a thorough explanation of how you plan to use any personal information that you collect through your mobile app or website. These policies are sometimes called privacy statements or privacy notices. They serve as legal documents meant to protect both company and consumers.

What websites have a bad privacy policy? ›

Other vendors in the top 20 of poor privacy policies include big names including Zoom, Wikipedia, Uber Eats, Netflix, Microsoft, Slack, Spotify, Nintendo, and Yahoo.

Can you just copy and paste a privacy policy? ›

Yes, it is illegal to copy a privacy policy. Privacy policies are protected by copyright, so copying another website's privacy policy puts your business at risk of legal penalties.

How much does a privacy policy cost? ›

Q: How much does a privacy policy cost? A: A privacy policy costs anywhere between $500 to $3,000 if you're using an attorney. If, however, you're using a privacy policy generator online, expect to pay only a fraction of that. For example, a basic privacy policy created using TermsFeed can cost only $30-$70.

Who writes privacy policies for websites? ›

There are a number of resources available to help you create your own. However, if your business collects a lot of personal information and does business far and wide, having a lawyer write your Privacy Policy can help ensure you cover all bases and comply with all applicable laws.

What must a privacy policy disclose? ›

It informs individuals about their privacy rights, the types of data collected, the purposes for data processing, data sharing practices, security measures, user rights, and other relevant information. Privacy policies are required by law in many legislations to ensure compliance with privacy regulations.

What is an example of a privacy notice? ›

Example: “Welcome to [Company Name]'s Employee Privacy Notice. At [Company Name], we are dedicated to safeguarding your privacy and ensuring transparency in the handling of your personal data. This notice aims to inform you about the types of data we collect, why we collect it, and how we ensure its security.”

What are the six words about privacy? ›

Truth, Confidence, Stability, Recovery, Secure, Responsible. Privacy is confidence in truth being shared about the stability of what will hold things private.

What does the right to privacy say? ›

The Fourth Amendment of the Constitution protects “the right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures.” This means that the police are not supposed to stop you without a reason, and they cannot go looking through your pockets, bags, car or ...

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