Protect Yourself From Fraud - DC Credit Union (2024)

Identity theft—when someone uses your personal information without your permission—is a growing problem that impacts as many as 9 million Americans every year. It can cause a lot of inconvenience, and we suggest taking steps to minimize your risk.

Here are some ways to protect yourself:

• Keep your Social Security number safe. Don’t carry it in your wallet or write it on a check, and give it out only when absolutely necessary.
• Shred financial statements and other documents. Thieves pick through trash and recycling bins to find personal information they can use. Always shred receipts, copies of credit applications, insurance and medical papers,
  financial statements, expired credit cards or any other documents with sensitive information.
• Be on guard on the internet. Don’t click on suspicious links or open attachments from unknown senders.
• Use strong passwords. Avoid short, easy-to-guess passwords, and change your them regularly. Use a combination of letters, numbers and special characters for the strongest password.
• Store your personal information in a secure location. At home and at work, protect your wallet, purse, and all documents that have personal information.
• Monitor your bank statements and credit reports. Keep an eye out for suspicious activity and credit inquiries. Check to make sure all information is accurate.

Learn more about identity theft

Learn more about two common types of attacks to protect yourself:

• In a smishing attack, you receive a text message directing you to call a number regarding your credit union card. Once you call, you are told there is a possible fraud on your account and to provide your card number and other personal information. Never provide any sensitive account number over the phone.
• Phishing scams often include a bogus email that uses a bank’s logo and graphics to feel real, in an attempt to entice you to provide personal financial details such as account information and social security numbers. Never respond to an unsolicited email that asks for personal information. Do not click on links in these emails. Alert DC Credit Union if you receive a suspicious email.
• DC Credit Union will never text or email you asking for information about your accounts. We already have your account information.

Learn more about online security