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Whether you're traveling for work, leisure or visiting loved ones abroad, you can travel with confidence with our newly added COVID-19 Coverage.

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Effective November 5, 2021, COVID-19 coverage in Ultimate and Essential plans will be subject to the latest permitted travel arrangements in accordance with the Singapore Government travel advisories at the time of purchase. automatically applies to countries where

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Please note that some countries may require you to have COVID-19 insurance as a condition of entry. Choose a plan that meets the requirements of your destination. Please see Eligibility and Policy Wording for more information on COVID-19 coverage and exclusions.

Medical expenses incurred overseas If you are diagnosed with a new coronavirus infection while staying overseas, we will compensate for medical expenses incurred overseas.

Emergency Medical Evacuation If the insured is diagnosed with COVID-19 overseas, we will cover the cost of emergency medical evacuation abroad.

Repatriation and Condolence Expenses Covers the cost of repatriating the insured's body and ashes to Singapore in the event of the insured's death abroad due to COVID-19.

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(If you are diagnosed with a new coronavirus infection while staying abroad and are forced to be quarantined by the local authorities)

If you are diagnosed with COVID-19 while staying abroad and are hospitalized or quarantined abroad

If the insured person is diagnosed with the new coronavirus infection overseas, we will compensate for the expenses necessary for emergency medical evacuation overseas.

Covers the cost of transporting the insured's remains and remains to Singapore if the insured dies abroad due to COVID-19.

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Please refer to the table below for individual coverage limits. Family coverage limits are subject to individual coverage limits under the same plan for each insured person.

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If the insured is hospitalized for 5 days or more while staying overseas or dies, transportation and accommodation expenses for one relative or friend will be paid.

Reimburse travel and hotel accommodation expenses incurred by one relative/friend to accompany the Insured's child back to Singapore after the Insured's hospitalization abroad.

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A. Covers all costs of the designated assistance company for the return of the ashes of the insured who died while traveling to Singapore.

B. If the Insured is injured during the burial trip of the ashes and her sole cause of death is within 90 days after the injury occurred, we will pay the reasonable expenses of the funeral.

We will pay the actual mobile phone bills incurred to use the services of our designated support company that are claimed based on Accidental Death and Permanent Disability, Accidental Death on Public Transportation or Outpatient/Companion Benefits .

Total limit for emergency medical transport, repatriation of the body, hospital visits, accompanying children, and emergency call charges

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If the flight for which the confirmed reservation was received from the airline is overbooked and no alternative means of transportation are available, resulting in failure to board the aircraft during overseas travel.

Due to the late arrival of the scheduled connecting airline whose arrival was confirmed, the outbound connection was confirmed because the international flight was missed at the transfer point and subsequent transportation was not available.

If an event specified in the Policy prevents the Insured from continuing their journey, delays the Insured's flight, or delays arrival at the intended destination by at least six consecutive hours while abroad;

If the hijacking delays the Insured's flight, prevents the Insured from continuing the journey, and delays the Insured's arrival at the planned destination by at least 6 consecutive hours.

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Combined maximum limits for trip interruptions, trip reductions, overbooked flights, missed trips, trip delays and hijacking delays

Covers lost or damaged baggage, clothing and personal effects. Up to $500 for an article, set or series of articles; $1,000 total for laptop computers, netbooks and tablets; $500 total for mobile phones and eyeglasses

B. Fraudulent Use of Credit Cards We will pay for financial losses due to fraudulent charges from the insured's payment card while abroad.

The Accidental Death and Disability, Accidental Death on Public Transport, Medical Expenses Incurred Abroad and Emergency Medical Evacuation sections of the policy only apply if they occur as a result of an act of terrorism (biological excluding the use of agents, chemical agents or nuclear devices).

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Basic travel coverage may not be enough. That's why we offer four additional options to meet your travel needs.

Coverage for loss of golf, diving, skiing, snowboarding and wakeboarding equipment - up to $500 per item, pair or set of items

We will pay excess insurance costs if the insured has an accident with the rental car.

Compensation for damage caused by a fire at the insured's residence, which was vacant during the trip.

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For travel and medical assistance, please call our 24-hour emergency support hotline at +65 6339 2155. This includes translation assistance, medical advice, hospitalization arrangements, emergency medical evacuation, and more.

Children between the ages of 3 months and 18 years old and full-time students under the age of 24 can apply for Child Insurance.

I have been diagnosed with COVID-19 and have fully recovered, can I purchase an Explorer with COVID-19 Coverage?

Yes, you can purchase a plan as long as you are fully recovered and tested negative for COVID-19.

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In some countries, his self-administered ART, PCR, or other self-test kits will not be accepted for pre-departure COVID-19 testing upon departure from Singapore.

Must be booked through the list of MOH-approved COVID-19 testing providers on the MOH website (https://www.moh.gov.sg/licensing-and-regulation/regulations-guidelines-and-circulars/details/) there is. list of COVID-19 swab providers).

Before my trip, I received an SMS stating that I was in close contact with someone who tested positive for COVID-19. Are trip cancellations covered by insurance?

COVID-19 Travel Cancellation Cover is provided if you, a relative or a travel companion has been diagnosed with COVID-19 by a doctor and cannot travel within 30 days of your scheduled departure date. You can claim if you have to cancel. in singapore.

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No. COVID-19 only applies where travel is permitted under the latest permitted travel arrangements in accordance with the Singapore government travel advisories.

For more information on the latest travel advisories issued by the Singapore Government, please visit https://safetravel.ica.gov.sg/.

Are there rules regarding accredited medical institutions that recognize COVID-19 diagnosis while abroad? Need a hard copy?

Your doctor must confirm that you tested positive for COVID-19 while abroad. You must provide us with supporting documentation such as an Inpatient Discharge Summary Report (IPDS), a doctor's note, or a medical certificate listed on your medical certificate.

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Physician means a person who is registered and legally qualified as a medical practitioner, holds a medical degree in Western medicine, and is authorized by the relevant national medical licensing authority to provide medical or surgical services in connection with that license and training. Refers to someone who has been given

This insurance is designed to protect you while traveling abroad. If you are diagnosed with COVID-19 upon arrival in Singapore or after travel, insurance will not cover you.

Sub-restrictions are part of each coverage's original restriction. We do not provide additional compensation, but caps are in place to cover certain losses. In the case of compensation other than the new coronavirus infectious disease, the compensation amount will be the same as the existing compensation plan.

Non-refundable travel and accommodation expenses and entertainment tickets prepaid because you or your travel companions were diagnosed with COVID-19 by a doctor and were forced to change part of the ticket as a direct result Compensate for changes. your journey.

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Irrecoverable travel (economy class), accommodation and/or pre-paid expenses in the event that your trip is canceled due to a COVID-19 diagnosis in Singapore within 30 days of you, your relatives or your companion(s). reimbursem*nt for entertainment ticket costs. before starting the trip.

Reimbursem*nt of prepaid travel, lodging, entertainment ticket costs, etc., if you (relatives) are forced to postpone your trip less than 30 days before the scheduled start date of your trip. We will compensate for administrative fees that are not attached. or travel companions diagnosed with COVID-19 by a doctor in Singapore.

Note: Please keep all original receipts and documents for the next 6 months in case they are needed for further investigation.

Only overseas medical expenses incurred within 90 consecutive days from the date of COVID-19 diagnosis by a healthcare professional will be reimbursed.

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If she dies overseas within 30 days from the date she was diagnosed with COVID-19 by a doctor.

The above is for general information only. It is not an insurance contract. It is not a solicitation to purchase insurance products or services. that

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