When in doubt, hang up the phone and call us at the number listed on the back of your debit or credit card.
Fraudsters will try to spoof the number calling you to appear as if it is coming from Capital One.
If it sounds too good to be true, it probably is.
Be wary of "get rich quick" or "easy money" schemes, especially if unsolicited.
Verify SMS text or email origins.
Scammers may target you with text messages to gain sensitive information. Verify the SMS texts or emails are coming from the usual Capital One email domain and short code (a 5 or 6 digit phone number that is used to send text messages at scale).
Resist the pressure to act immediately.
While high-pressure sales tactics are also used by some legitimate businesses, it typically isn't a good idea to make important financial decisions quickly. Take your time. Where your finances are concerned, you should have space to make the best decision for you and talk it over with those you trust.
