S&P 500 Returns since 1980 (2024)

Stock market returns since 1980

If you invested $100 in the S&P 500 at the beginning of 1980, you would have about $14,957.13 at the end of 2024, assuming you reinvested all dividends. This is a return on investment of 14,857.13%, or 11.93% per year.

This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 3,815.13% cumulatively, or 8.61% per year.

If you used dollar-cost averaging (monthly) instead of a lump-sum investment, you'd have $12,864.79.

Contents

Overview
Adjusting for inflation
Full monthly data
Dollar cost average

The graph below shows the performance of $100 over time if invested in an S&P 500 index fund. The returns assume that all dividends are automatically reinvested.

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Adjusting stock market return for inflation

The nominal return on investment of $100 is $14,857.13, or 14,857.13%. This means by 2024 you would have $14,957.13 in your pocket.

However, it's important to take into account the effect of inflation when considering an investment and especially a long-term investment. You can convert S&P returns to their real (inflation-adjusted) value using an inflation calculation based on the U.S. Bureau of Labor Statistics Consumer Price Index (CPI).

In the case of the returns described above, the CPI in 1980 was 82.400 and the CPI in 2024 was 314.796.

The ratio between these CPIs describes how relative buying power of a dollar has changed over 44 years.

Adjusted for inflation, the $14,957.13 nominal end value of the original $100 investment would have a real return of roughly $3,815.13 in 1980 dollars. This means the inflation-adjusted return is 3,815.13% as opposed to the original 14,857.13%.

For more information on inflation, see our U.S. inflation calculator for 1980.

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Full monthly data

The table below shows the full dataset pertaining to a $100 investment, including gains and losses over the 533-month period between 1980 and 2024.

Note that data shown is the monthly average closing price. Returns include dividends.

Year	Month	Return (%)	Amount ($)	CPI
1980	1	4.40%	104.40	77.80
1980	2	-8.78%	95.23	78.90
1980	3	-1.16%	94.13	80.10
1980	4	5.04%	98.87	81.00
1980	5	6.86%	105.65	81.80
1980	6	4.97%	110.90	82.70
1980	7	3.50%	114.79	82.70
1980	8	2.84%	118.04	83.30
1980	9	3.32%	121.97	84.00
1980	10	4.61%	127.60	84.80
1980	11	-1.24%	126.01	85.50
1980	12	0.01%	126.02	86.30
1981	1	-3.07%	122.15	87.00
1981	2	4.14%	127.21	87.90
1981	3	1.29%	128.86	88.50
1981	4	-1.62%	126.77	89.10
1981	5	0.86%	127.86	89.80
1981	6	-2.02%	125.28	90.60
1981	7	0.80%	126.29	91.60
1981	8	-8.30%	115.80	92.30
1981	9	1.73%	117.80	93.20
1981	10	3.04%	121.39	93.40
1981	11	1.18%	122.82	93.70
1981	12	-4.80%	116.92	94.00
1982	1	-1.91%	114.68	94.30
1982	2	-2.74%	111.54	94.60
1982	3	5.47%	117.64	94.50
1982	4	0.57%	118.31	94.90
1982	5	-5.27%	112.07	95.80
1982	6	0.24%	112.34	97.00
1982	7	0.79%	113.24	97.50
1982	8	12.10%	126.93	97.70
1982	9	8.88%	138.21	97.90
1982	10	4.50%	144.43	98.20
1982	11	1.36%	146.38	98.00
1982	12	3.93%	152.13	97.60
1983	1	2.13%	155.37	97.80
1983	2	3.87%	161.38	97.90
1983	3	4.20%	168.15	97.90
1983	4	4.42%	175.59	98.60
1983	5	1.75%	178.67	99.20
1983	6	0.71%	179.93	99.50
1983	7	-2.41%	175.60	99.90
1983	8	3.31%	181.42	100.20
1983	9	0.65%	182.60	100.70
1983	10	-1.14%	180.51	101.00
1983	11	-0.13%	180.28	101.20
1983	12	1.58%	183.12	101.30
1984	1	-5.11%	173.76	101.90
1984	2	0.44%	174.53	102.40
1984	3	0.51%	175.41	102.60
1984	4	-0.25%	174.97	103.10
1984	5	-1.85%	171.74	103.40
1984	6	-0.91%	170.18	103.70
1984	7	9.21%	185.84	104.10
1984	8	1.41%	188.46	104.50
1984	9	-0.41%	187.68	105.00
1984	10	1.29%	190.10	105.30
1984	11	-0.71%	188.75	105.30
1984	12	4.70%	197.62	105.30
1985	1	5.79%	209.05	105.50
1985	2	-0.48%	208.05	106.00
1985	3	1.02%	210.19	106.40
1985	4	2.74%	215.94	106.90
1985	5	2.51%	221.36	107.30
1985	6	2.25%	226.33	107.60
1985	7	-1.85%	222.16	107.80
1985	8	-1.88%	217.97	108.00
1985	9	1.50%	221.23	108.30
1985	10	6.42%	235.43	108.70
1985	11	5.29%	247.90	109.00
1985	12	0.75%	249.76	109.30
1986	1	5.70%	263.99	109.60
1986	2	6.18%	280.31	109.30
1986	3	2.74%	288.00	108.80
1986	4	0.49%	289.41	108.60
1986	5	3.13%	298.48	108.90
1986	6	-1.80%	293.10	109.50
1986	7	2.28%	299.78	109.50
1986	8	-2.46%	292.42	109.70
1986	9	-0.09%	292.15	110.20
1986	10	3.53%	302.48	110.30
1986	11	1.71%	307.65	110.40
1986	12	6.67%	328.18	110.50
1987	1	6.46%	349.38	111.20
1987	2	4.38%	364.67	111.60
1987	3	-0.86%	361.55	112.10
1987	4	0.17%	362.17	112.70
1987	5	4.50%	378.47	113.10
1987	6	3.12%	390.28	113.50
1987	7	6.45%	415.47	113.80
1987	8	-3.03%	402.88	114.40
1987	9	-11.85%	355.12	115.00
1987	10	-12.30%	311.43	115.30
1987	11	-1.33%	307.28	115.40
1987	12	4.25%	320.32	115.40
1988	1	3.33%	330.99	115.70
1988	2	3.23%	341.68	116.00
1988	3	-0.89%	338.66	116.50
1988	4	-2.19%	331.25	117.10
1988	5	6.00%	351.11	117.50
1988	6	-0.31%	350.04	118.00
1988	7	-1.72%	344.02	118.50
1988	8	1.93%	350.65	119.00
1988	9	3.80%	363.98	119.80
1988	10	-2.02%	356.63	120.20
1988	11	2.33%	364.92	120.30
1988	12	3.51%	377.74	120.50
1989	1	3.30%	390.21	121.10
1989	2	-0.16%	389.58	121.60
1989	3	3.56%	403.46	122.30
1989	4	4.12%	420.07	123.10
1989	5	3.39%	434.32	123.80
1989	6	2.80%	446.48	124.10
1989	7	4.69%	467.42	124.40
1989	8	0.46%	469.55	124.60
1989	9	0.29%	470.90	125.00
1989	10	-1.81%	462.36	125.60
1989	11	2.74%	475.01	125.90
1989	12	-2.21%	464.51	126.10
1990	1	-2.53%	452.77	127.40
1990	2	2.71%	465.02	128.00
1990	3	0.20%	465.94	128.70
1990	4	3.85%	483.88	128.90
1990	5	3.17%	499.22	129.20
1990	6	0.17%	500.07	129.90
1990	7	-7.86%	460.75	130.40
1990	8	-4.34%	440.75	131.60
1990	9	-2.32%	430.55	132.70
1990	10	2.98%	443.39	133.50
1990	11	4.59%	463.73	133.80
1990	12	-0.69%	460.55	133.80
1991	1	11.61%	514.01	134.60
1991	2	3.04%	529.66	134.80
1991	3	2.26%	541.62	135.00
1991	4	-0.18%	540.65	135.20
1991	5	0.35%	542.53	135.60
1991	6	0.78%	546.76	136.00
1991	7	2.68%	561.41	136.20
1991	8	-0.30%	559.71	136.60
1991	9	0.18%	560.72	137.20
1991	10	0.02%	560.81	137.40
1991	11	0.94%	566.06	137.80
1991	12	7.36%	607.71	137.90
1992	1	-0.60%	604.06	138.10
1992	2	-1.01%	597.94	138.60
1992	3	0.26%	599.52	139.30
1992	4	2.07%	611.92	139.50
1992	5	-1.33%	603.79	139.70
1992	6	1.91%	615.33	140.20
1992	7	0.94%	621.13	140.50
1992	8	0.38%	623.48	140.90
1992	9	-1.18%	616.11	141.30
1992	10	2.76%	633.09	141.80
1992	11	3.27%	653.80	142.00
1992	12	0.14%	654.74	141.90
1993	1	1.72%	666.03	142.60
1993	2	2.15%	680.35	143.10
1993	3	-1.34%	671.22	143.60
1993	4	0.72%	676.08	144.00
1993	5	0.87%	681.93	144.20
1993	6	0.06%	682.35	144.40
1993	7	1.76%	694.37	144.40
1993	8	1.35%	703.78	144.80
1993	9	1.24%	712.52	145.10
1993	10	0.01%	712.58	145.70
1993	11	0.89%	718.90	145.80
1993	12	1.74%	731.38	145.80
1994	1	-0.08%	730.82	146.20
1994	2	-1.42%	720.42	146.70
1994	3	-3.35%	696.31	147.20
1994	4	1.06%	703.68	147.40
1994	5	1.11%	711.48	147.50
1994	6	-0.52%	707.79	148.00
1994	7	3.08%	729.60	148.40
1994	8	0.82%	735.56	149.00
1994	9	-0.44%	732.30	149.40
1994	10	-0.37%	729.59	149.50
1994	11	-1.03%	722.11	149.70
1994	12	2.45%	739.81	149.70
1995	1	3.82%	768.06	150.30
1995	2	2.56%	787.71	150.90
1995	3	3.22%	813.04	151.40
1995	4	3.35%	840.26	151.90
1995	5	3.18%	866.96	152.20
1995	6	3.55%	897.72	152.50
1995	7	0.51%	902.32	152.50
1995	8	3.72%	935.87	152.90
1995	9	0.91%	944.41	153.20
1995	10	2.36%	966.68	153.70
1995	11	3.39%	999.45	153.60
1995	12	0.16%	1,001.07	153.50
1996	1	5.90%	1,060.18	154.40
1996	2	-0.20%	1,058.05	154.90
1996	3	0.20%	1,060.13	155.70
1996	4	2.35%	1,085.10	156.30
1996	5	1.28%	1,098.97	156.60
1996	6	-3.48%	1,060.77	156.70
1996	7	3.08%	1,093.39	157.00
1996	8	2.02%	1,115.52	157.30
1996	9	4.12%	1,161.47	157.80
1996	10	5.05%	1,220.15	158.30
1996	11	1.20%	1,234.77	158.60
1996	12	3.26%	1,275.00	158.60
1997	1	4.36%	1,330.60	159.10
1997	2	-0.62%	1,322.30	159.60
1997	3	-3.41%	1,277.27	160.00
1997	4	9.22%	1,395.01	160.20
1997	5	5.34%	1,469.46	160.10
1997	6	5.74%	1,553.75	160.30
1997	7	0.35%	1,559.15	160.50
1997	8	1.19%	1,577.74	160.80
1997	9	1.65%	1,603.70	161.20
1997	10	-1.15%	1,585.22	161.60
1997	11	2.63%	1,626.99	161.50
1997	12	0.24%	1,630.84	161.30
1998	1	6.40%	1,735.25	161.60
1998	2	5.31%	1,827.44	161.90
1998	3	3.41%	1,889.68	162.20
1998	4	-0.22%	1,885.49	162.50
1998	5	0.12%	1,887.68	162.80
1998	6	4.47%	1,972.02	163.00
1998	7	-6.97%	1,834.55	163.20
1998	8	-4.90%	1,744.69	163.40
1998	9	1.29%	1,767.21	163.60
1998	10	10.97%	1,961.15	164.00
1998	11	4.10%	2,041.64	164.00
1998	12	5.05%	2,144.69	163.90
1999	1	-0.07%	2,143.26	164.30
1999	2	2.92%	2,205.92	164.50
1999	3	4.25%	2,299.67	165.00
1999	4	-0.10%	2,297.40	166.20
1999	5	-0.61%	2,283.34	166.20
1999	6	4.52%	2,386.60	166.20
1999	7	-3.77%	2,296.52	166.70
1999	8	-0.60%	2,282.79	167.10
1999	9	-1.27%	2,253.74	167.90
1999	10	7.11%	2,413.89	168.20
1999	11	2.81%	2,481.69	168.30
1999	12	-0.12%	2,478.74	168.30
2000	1	-2.48%	2,417.32	168.80
2000	2	3.94%	2,512.58	169.80
2000	3	1.42%	2,548.38	171.20
2000	4	-2.84%	2,476.03	171.30
2000	5	3.16%	2,554.36	171.50
2000	6	0.85%	2,576.08	172.40
2000	7	0.94%	2,600.29	172.80
2000	8	-1.08%	2,572.22	172.80
2000	9	-5.21%	2,438.10	173.70
2000	10	-0.77%	2,419.26	174.00
2000	11	-3.32%	2,338.94	174.10
2000	12	0.46%	2,349.58	174.00
2001	1	-2.14%	2,299.39	175.10
2001	2	-9.08%	2,090.61	175.80
2001	3	0.45%	2,099.99	176.20
2001	4	6.88%	2,244.45	176.90
2001	5	-2.39%	2,190.84	177.70
2001	6	-2.66%	2,132.56	178.00
2001	7	-2.05%	2,088.93	177.50
2001	8	-11.25%	1,853.98	177.50
2001	9	3.18%	1,913.01	178.30
2001	10	5.05%	2,009.68	177.70
2001	11	1.47%	2,039.14	177.40
2001	12	-0.30%	2,033.07	176.70
2002	1	-3.35%	1,964.91	177.10
2002	2	4.95%	2,062.08	177.80
2002	3	-3.51%	1,989.61	178.80
2002	4	-2.82%	1,933.49	179.80
2002	5	-5.92%	1,819.01	179.80
2002	6	-10.76%	1,623.31	179.90
2002	7	1.14%	1,641.80	180.10
2002	8	-4.76%	1,563.69	180.70
2002	9	-1.37%	1,542.31	181.00
2002	10	6.63%	1,644.50	181.30
2002	11	-1.04%	1,627.48	181.30
2002	12	-0.22%	1,623.85	180.90
2003	1	-6.41%	1,519.69	181.70
2003	2	1.31%	1,539.56	183.10
2003	3	5.29%	1,620.94	184.20
2003	4	5.31%	1,707.05	183.80
2003	5	5.70%	1,804.42	183.50
2003	6	0.60%	1,815.18	183.70
2003	7	-0.17%	1,812.16	183.90
2003	8	3.16%	1,869.44	184.60
2003	9	2.03%	1,907.35	185.20
2003	10	1.21%	1,930.44	185.00
2003	11	3.06%	1,989.59	184.50
2003	12	4.93%	2,087.77	184.30
2004	1	1.09%	2,110.46	185.20
2004	2	-1.57%	2,077.43	186.20
2004	3	0.97%	2,097.54	187.40
2004	4	-2.56%	2,043.75	188.00
2004	5	2.86%	2,102.16	189.10
2004	6	-2.24%	2,055.09	189.70
2004	7	-1.39%	2,026.58	189.40
2004	8	2.78%	2,082.97	189.50
2004	9	0.10%	2,085.11	189.90
2004	10	4.77%	2,184.65	190.90
2004	11	2.73%	2,244.23	191.00
2004	12	-1.35%	2,213.95	190.30
2005	1	1.68%	2,251.17	190.70
2005	2	-0.26%	2,245.42	191.80
2005	3	-2.41%	2,191.33	193.30
2005	4	1.34%	2,220.60	194.60
2005	5	2.18%	2,269.03	194.40
2005	6	1.81%	2,310.05	194.50
2005	7	0.31%	2,317.21	195.40
2005	8	0.28%	2,323.69	196.40
2005	9	-2.62%	2,262.71	198.80
2005	10	3.96%	2,352.35	199.20
2005	11	2.14%	2,402.79	197.60
2005	12	1.47%	2,438.03	196.80
2006	1	-0.02%	2,437.62	198.30
2006	2	1.49%	2,473.85	198.70
2006	3	0.80%	2,493.60	199.80
2006	4	-0.79%	2,473.99	201.50
2006	5	-2.71%	2,407.04	202.50
2006	6	0.72%	2,424.38	202.90
2006	7	2.29%	2,479.94	203.50
2006	8	2.53%	2,542.71	203.90
2006	9	3.62%	2,634.65	202.90
2006	10	2.00%	2,687.39	201.80
2006	11	2.15%	2,745.12	201.50
2006	12	0.69%	2,764.14	201.80
2007	1	1.60%	2,808.25	202.42
2007	2	-2.47%	2,738.78	203.50
2007	3	4.18%	2,853.27	205.35
2007	4	3.39%	2,950.05	206.69
2007	5	0.34%	2,960.22	207.95
2007	6	0.57%	2,977.23	208.35
2007	7	-4.20%	2,852.15	208.30
2007	8	3.07%	2,939.85	207.92
2007	9	2.99%	3,027.80	208.49
2007	10	-4.81%	2,882.27	208.94
2007	11	1.24%	2,917.96	210.18
2007	12	-6.64%	2,724.35	210.04
2008	1	-1.56%	2,681.74	211.08
2008	2	-2.63%	2,611.30	211.69
2008	3	4.24%	2,722.12	213.53
2008	4	2.56%	2,791.88	214.82
2008	5	-4.25%	2,673.32	216.63
2008	6	-6.08%	2,510.82	218.82
2008	7	2.11%	2,563.81	219.96
2008	8	-4.85%	2,439.53	219.09
2008	9	-20.19%	1,946.90	218.78
2008	10	-8.61%	1,779.37	216.57
2008	11	-0.35%	1,773.12	212.43
2008	12	-1.10%	1,753.69	210.23
2009	1	-6.70%	1,636.15	211.14
2009	2	-5.69%	1,543.09	212.19
2009	3	12.32%	1,733.23	212.71
2009	4	6.66%	1,848.66	213.24
2009	5	2.87%	1,901.70	213.86
2009	6	1.28%	1,925.99	215.69
2009	7	8.12%	2,082.40	215.35
2009	8	3.65%	2,158.41	215.83
2009	9	2.40%	2,210.28	215.97
2009	10	2.09%	2,256.57	216.18
2009	11	2.23%	2,306.80	216.33
2009	12	1.36%	2,338.10	215.95
2010	1	-2.90%	2,270.33	216.69
2010	2	5.94%	2,405.26	216.74
2010	3	4.09%	2,503.59	217.63
2010	4	-5.88%	2,356.32	218.01
2010	5	-3.54%	2,272.82	218.18
2010	6	-0.16%	2,269.20	217.97
2010	7	0.86%	2,288.80	218.01
2010	8	3.37%	2,365.96	218.31
2010	9	4.58%	2,474.26	218.44
2010	10	2.49%	2,535.89	218.71
2010	11	3.71%	2,630.07	218.80
2010	12	3.46%	2,721.12	219.18
2011	1	3.15%	2,806.86	220.22
2011	2	-1.11%	2,775.64	221.31
2011	3	2.22%	2,837.28	223.47
2011	4	0.66%	2,855.99	224.91
2011	5	-3.66%	2,751.39	225.96
2011	6	3.10%	2,836.73	225.72
2011	7	-10.40%	2,541.69	225.92
2011	8	-0.79%	2,521.63	226.55
2011	9	3.02%	2,597.75	226.89
2011	10	1.77%	2,643.66	226.42
2011	11	1.55%	2,684.76	226.23
2011	12	4.78%	2,813.16	225.67
2012	1	4.16%	2,930.26	226.67
2012	2	2.88%	3,014.77	227.66
2012	3	-0.04%	3,013.61	229.39
2012	4	-3.09%	2,920.47	230.09
2012	5	-1.15%	2,886.81	229.82
2012	6	2.92%	2,971.14	229.48
2012	7	3.39%	3,071.79	229.10
2012	8	3.02%	3,164.59	230.38
2012	9	-0.22%	3,157.72	231.41
2012	10	-2.84%	3,068.12	231.32
2012	11	2.18%	3,134.87	230.22
2012	12	4.27%	3,268.69	229.60
2013	1	2.33%	3,344.95	230.28
2013	2	2.72%	3,436.01	232.17
2013	3	1.45%	3,485.97	232.77
2013	4	4.57%	3,645.42	232.53
2013	5	-1.12%	3,604.68	232.95
2013	6	3.25%	3,721.99	233.50
2013	7	0.25%	3,731.39	233.60
2013	8	1.19%	3,775.88	233.88
2013	9	2.12%	3,855.84	234.15
2013	10	3.86%	4,004.67	233.55
2013	11	1.52%	4,065.61	233.07
2013	12	0.97%	4,104.96	233.05
2014	1	-0.13%	4,099.62	233.92
2014	2	2.72%	4,211.22	234.78
2014	3	0.20%	4,219.72	236.29
2014	4	1.53%	4,284.37	237.07
2014	5	3.20%	4,421.31	237.90
2014	6	1.50%	4,487.44	238.34
2014	7	-0.43%	4,468.28	238.25
2014	8	1.78%	4,547.73	237.85
2014	9	-2.65%	4,427.37	238.03
2014	10	5.71%	4,679.98	237.43
2014	11	0.63%	4,709.65	236.15
2014	12	-1.11%	4,657.37	234.81
2015	1	2.83%	4,789.05	233.71
2015	2	0.06%	4,791.70	234.72
2015	3	0.88%	4,833.79	236.12
2015	4	0.98%	4,881.11	236.60
2015	5	-0.44%	4,859.86	237.81
2015	6	-0.08%	4,855.99	238.64
2015	7	-2.42%	4,738.26	238.65
2015	8	-4.51%	4,524.70	238.32
2015	9	4.32%	4,720.04	237.95
2015	10	2.93%	4,858.45	237.84
2015	11	-1.10%	4,804.86	237.34
2015	12	-6.42%	4,496.41	236.53
2016	1	-0.55%	4,471.68	236.92
2016	2	6.36%	4,756.20	237.11
2016	3	2.83%	4,890.86	238.13
2016	4	-0.30%	4,875.98	239.26
2016	5	1.07%	4,927.98	240.23
2016	6	3.30%	5,090.48	241.02
2016	7	1.20%	5,151.52	240.63
2016	8	-0.44%	5,128.93	240.85
2016	9	-0.51%	5,102.97	241.43
2016	10	1.20%	5,164.27	241.73
2016	11	3.95%	5,368.05	241.35
2016	12	1.44%	5,445.22	241.43
2017	1	2.58%	5,585.52	242.84
2017	2	1.75%	5,683.22	243.60
2017	3	-0.15%	5,674.47	243.80
2017	4	1.69%	5,770.50	244.52
2017	5	1.78%	5,873.01	244.73
2017	6	0.99%	5,931.03	244.96
2017	7	0.25%	5,945.73	244.79
2017	8	1.65%	6,044.03	245.52
2017	9	2.73%	6,209.32	246.82
2017	10	1.59%	6,308.02	246.66
2017	11	2.88%	6,489.91	246.67
2017	12	4.86%	6,805.44	246.52
2018	1	-2.89%	6,608.99	247.87
2018	2	0.06%	6,613.26	248.99
2018	3	-1.66%	6,503.22	249.55
2018	4	1.96%	6,630.78	250.55
2018	5	2.11%	6,770.89	251.59
2018	6	1.58%	6,877.92	251.99
2018	7	2.45%	7,046.49	252.01
2018	8	1.68%	7,164.85	252.15
2018	9	-3.85%	6,889.07	252.44
2018	10	-2.08%	6,746.05	252.89
2018	11	-5.56%	6,370.80	252.04
2018	12	1.74%	6,481.37	251.23
2019	1	5.83%	6,859.17	251.71
2019	2	1.95%	6,992.78	252.78
2019	3	3.72%	7,253.14	254.20
2019	4	-1.53%	7,142.04	255.55
2019	5	1.40%	7,242.37	256.09
2019	6	3.83%	7,519.56	256.14
2019	7	-3.13%	7,283.86	256.57
2019	8	3.09%	7,508.59	256.56
2019	9	0.01%	7,509.32	256.76
2019	10	4.43%	7,842.26	257.35
2019	11	2.47%	8,035.91	257.21
2019	12	3.35%	8,304.83	256.97
2020	1	0.12%	8,314.97	257.97
2020	2	-18.92%	6,741.96	258.68
2020	3	4.32%	7,033.12	258.12
2020	4	5.89%	7,447.19	256.39
2020	5	6.51%	7,931.87	256.39
2020	6	3.48%	8,207.62	257.80
2020	7	5.89%	8,691.34	259.10
2020	8	-0.63%	8,636.84	259.92
2020	9	1.73%	8,785.91	260.28
2020	10	3.95%	9,133.32	260.39
2020	11	4.26%	9,522.40	260.23
2020	12	2.80%	9,788.58	260.47
2021	1	2.49%	10,032.47	261.58
2021	2	0.82%	10,114.87	263.01
2021	3	6.02%	10,723.94	264.88
2021	4	0.76%	10,805.46	267.05
2021	5	1.81%	11,001.09	269.20
2021	6	3.07%	11,338.62	271.70
2021	7	2.19%	11,586.39	273.00
2021	8	-0.08%	11,576.60	273.57
2021	9	0.45%	11,628.95	274.31
2021	10	4.74%	12,180.71	276.59
2021	11	0.27%	12,213.04	277.95
2021	12	-2.05%	11,962.43	278.80
2022	1	-2.90%	11,615.22	281.15
2022	2	-0.89%	11,511.54	283.72
2022	3	0.12%	11,525.16	287.50
2022	4	-7.87%	10,617.81	289.11
2022	5	-3.37%	10,260.06	292.30
2022	6	0.46%	10,307.74	296.31
2022	7	6.45%	10,972.32	296.28
2022	8	-7.28%	10,173.82	296.17
2022	9	-3.09%	9,859.33	296.81
2022	10	5.29%	10,380.40	298.01
2022	11	0.01%	10,381.53	297.71
2022	12	1.38%	10,524.42	296.80
2023	1	3.15%	10,855.62	299.17
2023	2	-2.59%	10,574.96	300.84
2023	3	4.00%	10,997.56	301.84
2023	4	0.74%	11,078.69	303.36
2023	5	4.94%	11,626.22	304.13
2023	6	3.88%	12,076.85	305.11
2023	7	-1.00%	11,956.37	305.69
2023	8	-0.95%	11,842.36	307.03
2023	9	-3.04%	11,482.67	307.79
2023	10	4.60%	12,011.07	307.67
2023	11	5.18%	12,632.67	307.05
2023	12	2.91%	13,000.51	306.75
2024	1	4.20%	13,546.44	308.42
2024	2	3.28%	13,991.05	310.33
2024	3	-1.01%	13,849.86	312.33
2024	4	2.52%	14,198.42	313.55
2024	5	5.34%	14,957.13	314.07

Click to show 522 more rows

Remember, returns are based on the average closing price across the entire month. Some losses are offset by dividend returns.

Dollar-cost averaging

Dollar-cost averaging is an alternative to investing the full lump-sum of $100.00 up-front. Instead, the capital is invested over a period of time.

Consider a strategy in which $100.00 was invested in the S&P 500 over a period of no more than 24 months beginning in 1980. This would result in a final amount of $12,864.79, including dividend reinvestments. In this particular case, dollar-cost average returns are less than the returns of a lump-sum investment (which ends with $14,957.13).

Year	Month	Contribution ($)	Amount ($)
1980	1	4.16	4.33
1980	2	4.16	7.72
1980	3	4.16	11.73
1980	4	4.16	16.67
1980	5	4.16	22.24
1980	6	4.16	27.69
1980	7	4.16	32.95
1980	8	4.16	38.14
1980	9	4.16	43.69
1980	10	4.16	50.05
1980	11	4.16	53.52
1980	12	4.16	57.67
1981	1	4.16	59.91
1981	2	4.16	66.71
1981	3	4.16	71.77
1981	4	4.16	74.69
1981	5	4.16	79.50
1981	6	4.16	81.96
1981	7	4.16	86.80
1981	8	4.16	83.39
1981	9	4.16	89.04
1981	10	4.16	96.02
1981	11	4.16	101.34
1981	12	4.32	100.56
1982	1	-	98.64
1982	2	-	95.93
1982	3	-	101.18
1982	4	-	101.76
1982	5	-	96.39
1982	6	-	96.63
1982	7	-	97.39
1982	8	-	109.18
1982	9	-	118.87
1982	10	-	124.22
1982	11	-	125.91
1982	12	-	130.85
1983	1	-	133.64
1983	2	-	138.80
1983	3	-	144.63
1983	4	-	151.03
1983	5	-	153.67
1983	6	-	154.76
1983	7	-	151.04
1983	8	-	156.04
1983	9	-	157.05
1983	10	-	155.26
1983	11	-	155.06
1983	12	-	157.50
1984	1	-	149.45
1984	2	-	150.11
1984	3	-	150.88
1984	4	-	150.49
1984	5	-	147.71
1984	6	-	146.37
1984	7	-	159.85
1984	8	-	162.10
1984	9	-	161.43
1984	10	-	163.50
1984	11	-	162.35
1984	12	-	169.97
1985	1	-	179.81
1985	2	-	178.95
1985	3	-	180.78
1985	4	-	185.73
1985	5	-	190.39
1985	6	-	194.67
1985	7	-	191.08
1985	8	-	187.48
1985	9	-	190.28
1985	10	-	202.50
1985	11	-	213.22
1985	12	-	214.82
1986	1	-	227.06
1986	2	-	241.10
1986	3	-	247.71
1986	4	-	248.93
1986	5	-	256.73
1986	6	-	252.10
1986	7	-	257.84
1986	8	-	251.51
1986	9	-	251.29
1986	10	-	260.16
1986	11	-	264.61
1986	12	-	282.27
1987	1	-	300.51
1987	2	-	313.66
1987	3	-	310.97
1987	4	-	311.51
1987	5	-	325.52
1987	6	-	335.69
1987	7	-	357.35
1987	8	-	346.52
1987	9	-	305.45
1987	10	-	267.87
1987	11	-	264.29
1987	12	-	275.51
1988	1	-	284.68
1988	2	-	293.89
1988	3	-	291.28
1988	4	-	284.91
1988	5	-	302.00
1988	6	-	301.07
1988	7	-	295.90
1988	8	-	301.60
1988	9	-	313.06
1988	10	-	306.74
1988	11	-	313.87
1988	12	-	324.90
1989	1	-	335.62
1989	2	-	335.08
1989	3	-	347.02
1989	4	-	361.30
1989	5	-	373.56
1989	6	-	384.02
1989	7	-	402.04
1989	8	-	403.87
1989	9	-	405.02
1989	10	-	397.68
1989	11	-	408.56
1989	12	-	399.53
1990	1	-	389.43
1990	2	-	399.97
1990	3	-	400.76
1990	4	-	416.19
1990	5	-	429.38
1990	6	-	430.11
1990	7	-	396.30
1990	8	-	379.10
1990	9	-	370.32
1990	10	-	381.37
1990	11	-	398.86
1990	12	-	396.13
1991	1	-	442.10
1991	2	-	455.56
1991	3	-	465.85
1991	4	-	465.02
1991	5	-	466.63
1991	6	-	470.28
1991	7	-	482.87
1991	8	-	481.41
1991	9	-	482.29
1991	10	-	482.36
1991	11	-	486.87
1991	12	-	522.70
1992	1	-	519.56
1992	2	-	514.30
1992	3	-	515.66
1992	4	-	526.32
1992	5	-	519.33
1992	6	-	529.26
1992	7	-	534.24
1992	8	-	536.26
1992	9	-	529.92
1992	10	-	544.53
1992	11	-	562.34
1992	12	-	563.15
1993	1	-	572.86
1993	2	-	585.17
1993	3	-	577.32
1993	4	-	581.51
1993	5	-	586.54
1993	6	-	586.90
1993	7	-	597.24
1993	8	-	605.33
1993	9	-	612.85
1993	10	-	612.90
1993	11	-	618.33
1993	12	-	629.07
1994	1	-	628.59
1994	2	-	619.64
1994	3	-	598.90
1994	4	-	605.24
1994	5	-	611.95
1994	6	-	608.77
1994	7	-	627.54
1994	8	-	632.67
1994	9	-	629.86
1994	10	-	627.53
1994	11	-	621.09
1994	12	-	636.32
1995	1	-	660.62
1995	2	-	677.52
1995	3	-	699.30
1995	4	-	722.71
1995	5	-	745.68
1995	6	-	772.14
1995	7	-	776.10
1995	8	-	804.95
1995	9	-	812.30
1995	10	-	831.45
1995	11	-	859.63
1995	12	-	861.03
1996	1	-	911.87
1996	2	-	910.04
1996	3	-	911.83
1996	4	-	933.31
1996	5	-	945.24
1996	6	-	912.38
1996	7	-	940.44
1996	8	-	959.47
1996	9	-	999.00
1996	10	-	1,049.47
1996	11	-	1,062.04
1996	12	-	1,096.64
1997	1	-	1,144.46
1997	2	-	1,137.33
1997	3	-	1,098.60
1997	4	-	1,199.86
1997	5	-	1,263.90
1997	6	-	1,336.40
1997	7	-	1,341.04
1997	8	-	1,357.03
1997	9	-	1,379.36
1997	10	-	1,363.47
1997	11	-	1,399.39
1997	12	-	1,402.71
1998	1	-	1,492.51
1998	2	-	1,571.80
1998	3	-	1,625.34
1998	4	-	1,621.73
1998	5	-	1,623.62
1998	6	-	1,696.16
1998	7	-	1,577.92
1998	8	-	1,500.62
1998	9	-	1,519.99
1998	10	-	1,686.80
1998	11	-	1,756.03
1998	12	-	1,844.67
1999	1	-	1,843.44
1999	2	-	1,897.33
1999	3	-	1,977.97
1999	4	-	1,976.02
1999	5	-	1,963.93
1999	6	-	2,052.74
1999	7	-	1,975.27
1999	8	-	1,963.45
1999	9	-	1,938.47
1999	10	-	2,076.22
1999	11	-	2,134.53
1999	12	-	2,131.99
2000	1	-	2,079.16
2000	2	-	2,161.10
2000	3	-	2,191.89
2000	4	-	2,129.66
2000	5	-	2,197.04
2000	6	-	2,215.72
2000	7	-	2,236.54
2000	8	-	2,212.39
2000	9	-	2,097.03
2000	10	-	2,080.83
2000	11	-	2,011.75
2000	12	-	2,020.90
2001	1	-	1,977.73
2001	2	-	1,798.15
2001	3	-	1,806.22
2001	4	-	1,930.48
2001	5	-	1,884.36
2001	6	-	1,834.24
2001	7	-	1,796.71
2001	8	-	1,594.63
2001	9	-	1,645.40
2001	10	-	1,728.55
2001	11	-	1,753.89
2001	12	-	1,748.67
2002	1	-	1,690.04
2002	2	-	1,773.62
2002	3	-	1,711.28
2002	4	-	1,663.02
2002	5	-	1,564.55
2002	6	-	1,396.23
2002	7	-	1,412.13
2002	8	-	1,344.94
2002	9	-	1,326.56
2002	10	-	1,414.45
2002	11	-	1,399.81
2002	12	-	1,396.70
2003	1	-	1,307.10
2003	2	-	1,324.19
2003	3	-	1,394.19
2003	4	-	1,468.25
2003	5	-	1,552.00
2003	6	-	1,561.25
2003	7	-	1,558.66
2003	8	-	1,607.93
2003	9	-	1,640.53
2003	10	-	1,660.39
2003	11	-	1,711.27
2003	12	-	1,795.72
2004	1	-	1,815.23
2004	2	-	1,786.82
2004	3	-	1,804.12
2004	4	-	1,757.85
2004	5	-	1,808.09
2004	6	-	1,767.61
2004	7	-	1,743.08
2004	8	-	1,791.58
2004	9	-	1,793.42
2004	10	-	1,879.04
2004	11	-	1,930.29
2004	12	-	1,904.25
2005	1	-	1,936.26
2005	2	-	1,931.31
2005	3	-	1,884.79
2005	4	-	1,909.97
2005	5	-	1,951.62
2005	6	-	1,986.90
2005	7	-	1,993.06
2005	8	-	1,998.63
2005	9	-	1,946.18
2005	10	-	2,023.28
2005	11	-	2,066.66
2005	12	-	2,096.98
2006	1	-	2,096.63
2006	2	-	2,127.79
2006	3	-	2,144.77
2006	4	-	2,127.90
2006	5	-	2,070.32
2006	6	-	2,085.23
2006	7	-	2,133.02
2006	8	-	2,187.01
2006	9	-	2,266.09
2006	10	-	2,311.45
2006	11	-	2,361.11
2006	12	-	2,377.46
2007	1	-	2,415.41
2007	2	-	2,355.66
2007	3	-	2,454.13
2007	4	-	2,537.37
2007	5	-	2,546.12
2007	6	-	2,560.75
2007	7	-	2,453.17
2007	8	-	2,528.60
2007	9	-	2,604.24
2007	10	-	2,479.08
2007	11	-	2,509.77
2007	12	-	2,343.24
2008	1	-	2,306.60
2008	2	-	2,246.01
2008	3	-	2,341.33
2008	4	-	2,401.33
2008	5	-	2,299.35
2008	6	-	2,159.59
2008	7	-	2,205.16
2008	8	-	2,098.27
2008	9	-	1,674.55
2008	10	-	1,530.45
2008	11	-	1,525.08
2008	12	-	1,508.37
2009	1	-	1,407.27
2009	2	-	1,327.23
2009	3	-	1,490.77
2009	4	-	1,590.05
2009	5	-	1,635.67
2009	6	-	1,656.57
2009	7	-	1,791.09
2009	8	-	1,856.47
2009	9	-	1,901.09
2009	10	-	1,940.90
2009	11	-	1,984.10
2009	12	-	2,011.03
2010	1	-	1,952.74
2010	2	-	2,068.79
2010	3	-	2,153.36
2010	4	-	2,026.69
2010	5	-	1,954.87
2010	6	-	1,951.77
2010	7	-	1,968.62
2010	8	-	2,034.99
2010	9	-	2,128.14
2010	10	-	2,181.15
2010	11	-	2,262.15
2010	12	-	2,340.47
2011	1	-	2,414.21
2011	2	-	2,387.36
2011	3	-	2,440.38
2011	4	-	2,456.47
2011	5	-	2,366.50
2011	6	-	2,439.90
2011	7	-	2,186.13
2011	8	-	2,168.88
2011	9	-	2,234.36
2011	10	-	2,273.84
2011	11	-	2,309.19
2011	12	-	2,419.63
2012	1	-	2,520.35
2012	2	-	2,593.03
2012	3	-	2,592.04
2012	4	-	2,511.92
2012	5	-	2,482.98
2012	6	-	2,555.51
2012	7	-	2,642.08
2012	8	-	2,721.90
2012	9	-	2,715.99
2012	10	-	2,638.92
2012	11	-	2,696.33
2012	12	-	2,811.43
2013	1	-	2,877.03
2013	2	-	2,955.35
2013	3	-	2,998.32
2013	4	-	3,135.47
2013	5	-	3,100.42
2013	6	-	3,201.32
2013	7	-	3,209.41
2013	8	-	3,247.68
2013	9	-	3,316.45
2013	10	-	3,444.46
2013	11	-	3,496.88
2013	12	-	3,530.72
2014	1	-	3,526.13
2014	2	-	3,622.12
2014	3	-	3,629.43
2014	4	-	3,685.03
2014	5	-	3,802.82
2014	6	-	3,859.70
2014	7	-	3,843.22
2014	8	-	3,911.55
2014	9	-	3,808.03
2014	10	-	4,025.30
2014	11	-	4,050.82
2014	12	-	4,005.85
2015	1	-	4,119.12
2015	2	-	4,121.40
2015	3	-	4,157.60
2015	4	-	4,198.30
2015	5	-	4,180.01
2015	6	-	4,176.69
2015	7	-	4,075.43
2015	8	-	3,891.74
2015	9	-	4,059.75
2015	10	-	4,178.80
2015	11	-	4,132.71
2015	12	-	3,867.41
2016	1	-	3,846.14
2016	2	-	4,090.86
2016	3	-	4,206.68
2016	4	-	4,193.88
2016	5	-	4,238.61
2016	6	-	4,378.37
2016	7	-	4,430.88
2016	8	-	4,411.44
2016	9	-	4,389.12
2016	10	-	4,441.84
2016	11	-	4,617.12
2016	12	-	4,683.50
2017	1	-	4,804.16
2017	2	-	4,888.20
2017	3	-	4,880.67
2017	4	-	4,963.27
2017	5	-	5,051.44
2017	6	-	5,101.34
2017	7	-	5,113.98
2017	8	-	5,198.53
2017	9	-	5,340.70
2017	10	-	5,425.59
2017	11	-	5,582.04
2017	12	-	5,853.43
2018	1	-	5,684.46
2018	2	-	5,688.13
2018	3	-	5,593.49
2018	4	-	5,703.21
2018	5	-	5,823.72
2018	6	-	5,915.77
2018	7	-	6,060.76
2018	8	-	6,162.56
2018	9	-	5,925.37
2018	10	-	5,802.35
2018	11	-	5,479.59
2018	12	-	5,574.70
2019	1	-	5,899.64
2019	2	-	6,014.57
2019	3	-	6,238.51
2019	4	-	6,142.94
2019	5	-	6,229.24
2019	6	-	6,467.65
2019	7	-	6,264.93
2019	8	-	6,458.22
2019	9	-	6,458.85
2019	10	-	6,745.21
2019	11	-	6,911.78
2019	12	-	7,143.07
2020	1	-	7,151.79
2020	2	-	5,798.84
2020	3	-	6,049.27
2020	4	-	6,405.41
2020	5	-	6,822.29
2020	6	-	7,059.46
2020	7	-	7,475.51
2020	8	-	7,428.64
2020	9	-	7,556.86
2020	10	-	7,855.67
2020	11	-	8,190.32
2020	12	-	8,419.27
2021	1	-	8,629.04
2021	2	-	8,699.91
2021	3	-	9,223.77
2021	4	-	9,293.90
2021	5	-	9,462.16
2021	6	-	9,752.47
2021	7	-	9,965.58
2021	8	-	9,957.16
2021	9	-	10,002.18
2021	10	-	10,476.76
2021	11	-	10,504.57
2021	12	-	10,289.02
2022	1	-	9,990.37
2022	2	-	9,901.20
2022	3	-	9,912.91
2022	4	-	9,132.50
2022	5	-	8,824.79
2022	6	-	8,865.80
2022	7	-	9,437.41
2022	8	-	8,750.61
2022	9	-	8,480.11
2022	10	-	8,928.30
2022	11	-	8,929.26
2022	12	-	9,052.17
2023	1	-	9,337.04
2023	2	-	9,095.64
2023	3	-	9,459.12
2023	4	-	9,528.90
2023	5	-	9,999.83
2023	6	-	10,387.43
2023	7	-	10,283.80
2023	8	-	10,185.74
2023	9	-	9,876.37
2023	10	-	10,330.85
2023	11	-	10,865.50
2023	12	-	11,181.88
2024	1	-	11,651.44
2024	2	-	12,033.85
2024	3	-	11,912.42
2024	4	-	12,212.22
2024	5	-	12,864.79

Click to show 522 more rows

The information on this page is derived from Robert Shiller's book, Irrational Exuberance and the accompanying dataset, as well as the U.S. Bureau of Labor Statistics' monthly CPI logs.

Note that S&P index value for the current quarter is based on a moving average of closing prices, per Robert Shiller's methodology. The inflation data used is based on annual CPI averages.

FAQs

S&P 500 Returns since 1980? ›

Stock market returns since 1980

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How much would $10,000 invested in the S&P 500 in 1980 be worth today? ›

Craziest thing I learned recently: $10,000 invested in the S&P 500 in 1980 would be worth over $1M today.

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What is the average return of the S&P since 1980? ›

The average annual return of the S&P 500 was 10% from 1980-2022, excluding dividends.

What is the average return of the S&P 500 over 40 years? ›

Using Shiller's data, since 1971 the S&P 500 has delivered an annualized return of 7.58%—or 10.51% with dividends reinvested. Investors who keep their money at work in the S&P 500 have been able to enjoy an annualized stock market return of around 10% over the long haul.

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What is the average S&P 500 return over 20 years? ›

Average returns

Period	Average annualised return	Total return
Last year	24.3%	24.3%
Last 5 years	15.7%	107.1%
Last 10 years	15.6%	325.1%
Last 20 years	11.1%	725.5%

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How to turn 10K into 100K in 1 year? ›

Here are the most effective ways to earn money and turn that 10K into 100K before you know it.

Buy an Established Business. ...
Real Estate Investing. ...
Product and Website Buying and Selling. ...
Invest in Index Funds. ...
Invest in Mutual Funds or EFTs. ...
Invest in Dividend Stocks. ...
Peer-to-peer Lending (P2P) ...
Invest in Cryptocurrencies.

More items...

Sep 6, 2024

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How much will $1,000 invested be worth in 20 years? ›

The table below shows the present value (PV) of $1,000 in 20 years for interest rates from 2% to 30%. As you will see, the future value of $1,000 over 20 years can range from $1,485.95 to $190,049.64.

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Should you put all your money in the S&P 500? ›

Investing in an S&P 500 fund can instantly diversify your portfolio and is generally considered less risky than purchasing individual stocks directly. Because S&P 500 index funds or ETFs track the performance of the S&P 500, when that index does well, your investment will, too. (The opposite is also true, of course.)

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Has the S&P 500 ever lost money over a 10 year period? ›

There are two general periods where stocks realized a negative return over a 10-year span: one during the Great Depression in the 1930s and the other during the Great Recession in 2008.

What is the 10 year return of the S&P 500? ›

S&P 500 10 Year Return (I:SP50010Y)

S&P 500 10 Year Return is at 181.9%, compared to 186.0% last month and 176.0% last year. This is higher than the long term average of 115.5%.

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What is the average return of the sp500 in 50 years? ›

Stock Market Average Yearly Return for the Last 50 Years

The average yearly return of the S&P 500 is 11.47% over the last 50 years, as of the end of May 2024. This assumes dividends are reinvested.

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Is it a good time to invest in the S&P 500? ›

Also, research suggests that when it comes to the S&P 500's historical returns, there's never been a bad time to buy as long as you're a long-term investor. Analysts at Crestmont Research examined the index's rolling 20-year total returns and found that every single one of those periods ended in positive gains.

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Is the S&P 500 compounded annually? ›

The actual rate of return is largely dependent on the types of investments you select. The Standard & Poor's 500® (S&P 500®) for the 10 years ending December 31^st 2023, had an annual compounded rate of return of 15.2%, including reinvestment of dividends.

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What is the S&P 500 forecast for 2025? ›

Overall, Yardeni Research forecasts S&P 500 operating earnings at $250 in 2024, up 12% vs 2023. He puts them at $270 in 2025 (up 8%) and $300 in 2026 (up 11.1%). These figures compare with analysts' consensus forecasts of $244.70 in 2024, $279.70 in 2025 and $314.80 in 2026.

What is the average return of the S&P 500 since 1980? ›

Stock market returns since 1980

This is a return on investment of 14,857.13%, or 11.93% per year. This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 3,815.13% cumulatively, or 8.61% per year.

How to get 10% return on investment? ›

Investments That Can Potentially Return 10% or More

Growth Stocks. Growth stocks represent companies expected to grow at an above-average rate compared to other companies. ...
Real Estate. ...
Junk Bonds. ...
Index Funds and ETFs. ...
Options Trading. ...
Private Credit.

Jun 12, 2024

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What is $10000 in 1980 worth today? ›

$10000 in 1980 is equivalent in purchasing power to about $38,167.70 today (2024), an increase of $28,167.70 over 44 years. The dollar had an average inflation rate of 3.09% per year between 1980 and today, producing a cumulative price increase of 281.68%.

What is the average return of the S&P 500 in the last 50 years? ›

The index has returned a historic annualized average return of around 10.26% since its 1957 inception through the end of 2023.

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What is $500,000 in 1980 worth today? ›

“The dollar has lost significant purchasing power over the past few decades. In 1980, $500,000 was equivalent to about $1.7 million in today's dollars.”

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How much would I make if I invested in the S&P 500? ›

Since 1926, the average annual total return for the S&P 500, an unmanaged index of large U.S. stocks, has been about 10%. Investments that offer the potential for higher rates of return also come with a higher degree of risk.

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