3-D Secure online payment methodprovides extra peace of mind for online shoppers. It is a password-protected authentication system designed to confirm the identity of the cardholder when a Visa card is used online in suspicious or different than usual circ*mstances (for example, if you're shopping online while travelling). By requesting a password known only to the cardholder, the bank can verify that the genuine cardholder is entering their card details into an ecommerce website. The password may be one that you nominate yourself and must remember, or it could be a code that your bank sends you via SMS when you are about to make an online payment.It serves as a safe online payment method, helping to prevent fraudulent transactions and gives all parties in the payment process greater peace of mind, especially when used in conjunction with all the other security features offered by Visa.
Activate
The bank that issued your Visa card will activate 3-D Secure for you automatically. Upon activation, 3-D Secure protects you at every participating online store. When you shop online at a participating merchant, your card will be automatically recognised as protected by 3-D Secure.
One-time password
You will be asked to authenticate yourself in a separate window displayed on the site using your 3-D Secure password or the one-time password issued to you.
Validation
Once you have entered your 3-D Secure code, simply follow the steps as you normally would to complete the transaction. Your issuer will verify your entries and the transaction will be completed upon successful validation.
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