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Convenient ways to send and receive money
Ways to send money from India to the USA
Ways to receive money in the US from India
Send online
Learning how to transfer money from India to the USA online won’t take long. Register for a free profile or log in to your existing one.
Start your transfer
Bank account
From California to New York, send funds directly to friends and relatives with a bank account deposit.
Learn more about deposits
Choose the way you pay
Using your bank details
With a credit2 or debit card
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Sending money to bank accounts in the USA from India
Remember that your bank account name needs to match your Western Union profile name when transferring money from India to the USA.
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Reasons to choose Western Union®
Committed to tackling fraud
Our encryption and fraud preventionefforts seek to give you peace of mind.
Sending money around the world
Your money transfer from India to the USA might be just the start. We serve more than 200 different countries and territories.
Serving customers since the 1850s
Our long heritage gives us plenty of experience in transferring money across the world.
Choice of agent locations
Access all our in-person services from a wide range of convenient agent locations.
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No charge to register
You won’t pay any fees when you create a profile with Western Union.
Follow the money
Use your tracking number (MTCN) each time you transfer money from India to the USA to follow its progress in real time.
Quick and easy
Sign up in minutes to speed up the process for future money transfers1.
Keep loved ones’ details to hand
Store information of important people so they’re easy to access when you next make a money transfer.
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Frequently asked questions
How much money can I send from India to the USA?
For each money transfer from India to the USA, you can send the INR equivalent of:
- $10,000 for education purposes.
- $5,000 for other purposes – such as exam fees or medical treatment costs.
An annual limit equivalent to $250,000 applies each financial year, which goes from April 1 to March 31.
How do I send money online from India to the USA?
Transferring money from India to the USA online for the first time takes a few simple steps:
- Register for a free Western Union profile, or log in if you’ve got one already.
- Click ‘Send money’ and check the United States is set as your destination country.
- Enter the transfer amount, within any limits described.
- Select your payment and collection methods.
- Add account details3 of your receiver and follow any further instructions.
- Read the fraud prevention information provided, accept our terms and conditions, and confirm your money transfer.
What do I need to send money online from India to the USA?
It’s useful to gather the following information to successfully transfer money from India to the USA online:
- The bank’s name and ABA routing number, or Swift/BIC code.
- Your receiver’s full name and bank account number.
- Their address, city, state and zip code.
- Their phone number.
How can I send money to a USA bank account from India?
Follow these tips to learn how to send money from India to the USA via a bank deposit:
- Go to the Western Union website and register or log in to your profile.
- Start your transfer by entering the United States as the destination, along with the intended amount to send.
- Choose ‘Bank account’ as the collection method, plus your method of payment.
- Provide the details of your loved one in the US – including the bank’s name, code, and their account number. Save these details for future transfers if you wish.
- Check all the details and pay. You’ll find a confirmation email and tracking number (MTCN) in your inbox.
Send money internationally
1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)
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