4.3/5 from 231,788 reviews
Send money with a debit card from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers
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Should arrive in 4 hours
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Save on exchange rate markups
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.
At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
How do we select providers and collect this data?
Sending 1,000 GBP with | Recipient gets(Total after fees) | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
1,183.07 EUR | |||||||||||
Transfer fee 3.88 GBP Exchange rate(1 GBP EUR) 1.18768 Exchange rate markup 0 GBP Cost of transfer 3.88 GBP | |||||||||||
1,154.95 EUR- 28.12 EUR | |||||||||||
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.15495 Exchange rate markup 27.56 GBP Cost of transfer 27.56 GBP | |||||||||||
1,145.45 EUR- 37.62 EUR | |||||||||||
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.14545 Exchange rate markup 35.56 GBP Cost of transfer 35.56 GBP | |||||||||||
1,137.26 EUR- 45.81 EUR | |||||||||||
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.13726 Exchange rate markup 42.45 GBP Cost of transfer 42.45 GBP | |||||||||||
1,135.06 EUR- 48.01 EUR | |||||||||||
Transfer fee 2.99 GBP Exchange rate(1 GBP EUR) 1.13846 Exchange rate markup 41.44 GBP Cost of transfer 44.43 GBP | |||||||||||
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How to send money with a debit card in 3 easy steps
Enter amount to send in GBP
Pay in GBP with a debit card.
Choose recipient
Select who you want to send money to and which pay-in method to use.
Send GBP with a debit card, receive EUR
The recipient gets money in EUR directly from Wise’s local bank account.
What is Debit Card money transfer?
Making a debit card transfer is easy and convenient, and can come with speedy delivery times, too. You’ll see an estimate of your payment’s arrival time before you confirm your transfer - but paying by card can often be a fast way of getting your money moving.
You can make a debit card money transfer with Wise using a Visa or Mastercard debit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Some Maestro debit cards are also supported - but unfortunately, you can’t make a Wise debit card money transfer using an American Express card.
Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.
There are also a small number of other specific situations in which you can’t make a Wise debit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.
Learn more about using debit cards.
Online money transfer fees
How much does it cost to send money with a debit card?
To send money with a debit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.
Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Calculate how much you can save
How long does a money transfer with a debit card take?
A money transfer with a debit card (GBP-EUR) should arrive in 4 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Your transfer route
GBP
EUR
Should arrive
in 4 hours
Wise works nearly everywhere
Send money
Andorra
Argentina
Australia
Austria
Bangladesh
Belgium
Botswana
Brazil
Bulgaria
Canada
Chile
China
Colombia
Costa Rica
Croatia
Cyprus
Czech Republic
Denmark
Egypt
Estonia
Fiji
Finland
France
Georgia
Germany
Ghana
Greece
Hong Kong
Hungary
India
Indonesia
Ireland
Israel
Italy
Japan
Kenya
Latvia
Liechtenstein
Lithuania
Luxembourg
Malaysia
Malta
Mexico
Monaco
Morocco
Nepal
Netherlands
New Zealand
Nigeria
Norway
Pakistan
Philippines
Poland
Portugal
Romania
San Marino
Singapore
Slovakia
Slovenia
South Africa
South Korea
Spain
Sri Lanka
Sweden
Switzerland
Tanzania
Thailand
Turkey
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Vatican City
Vietnam
Zambia
Trust Wise with safe & secure money transfers
Safeguarded with leading banks
We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Online scams are on the rise. Learn how to stay safe.
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.
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