Number of Agent locations may vary.
Availability subject to your participating financial institution’s policies. Please contact your participating financial institution for details.
Availability subject to participating financial institution’s policies and online banking functionality.
Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply.
A test question may be required for some or all money transfers received in certain international destinations, and in those destinations, the recipient may be required to provide either valid identification or the correct answer to the test question, or both, to receive the funds. Please contact your participating financial institution for details.
Payments will be made in the currency of the destination country (except in a limited number of instances where payment is made in U.S. dollars or other currency through a Western Union Agent in the destination country). There are no additional recipient fees, unless otherwise noted. Please contact your participating financial institution for details.
Pre-confirmed recipient amounts will not be provided for certain countries. In any such case, you will be notified in advance. Please contact your participating financial institution for details. Western Union also makes money on currency exchange.
*The WESTERN UNION name, logo and related trademarks and service marks are owned by Western Union Holdings, Inc. Used with permission.
Interace-Transfer Disclosure: Bank of Canada Prominent Payment Systems Risk-Management Standards
FAQs
Interac e-Transfer is not available in the United States but it is possible to send money from a Canadian bank to the U.S. via Interac's partnership with MasterCard and Western Union.
Does Interac e-Transfer work in the US? ›
Interac e-Transfer is not available in the United States but it is possible to send money from a Canadian bank to the U.S. via Interac's partnership with MasterCard and Western Union.
How do I receive money from Interac e-Transfer? ›
You can receive an Interac e-Transfer by email or SMS text message. To deposit the money, select the link in the email or text message notification you receive from Interac and follow the instructions.
What is the difference between e-transfer and Interac e-Transfer? ›
One further distinction is that EFTs can only be used to transfer money between bank accounts in your name, whereas Interac e-Transfers can be used to send money to a third party—like the colleague who spotted you lunch money the day you forgot your wallet.
Can you do Interac e-Transfer internationally? ›
You can send money internationally in for easy steps: Log In: Log in to online or mobile banking. Select “Send Money” > International: Select the recipient's destination and banking information.
Can Canadians use Zelle? ›
You can't use Zelle in Canada - it's for payments between US based banks only. Use this handy guide as a way to find alternative providers to make convenient, low cost, online and mobile payments to Canada.
Which banks support Interac-E transfers? ›
For more information, please contact your financial institution:
- Participating Financial Institutions. Citibank. Scotiabank. RBC Royal Bank of Canada. CIBC. ...
- Scotiabank. RBC Royal Bank of Canada. BMO Bank of Montreal Participating Financial Institutions.
- BMO Bank of Montreal. CIBC. DC Bank. TD Canada Trust. RBC Royal Bank of Canada.
Interac e-Transfer users are protected by multiple layers of security, making the service one of the most secure money transfer services globally. When you send money using Interac e-Transfer, your money doesn't actually travel by email or text message – just the notifications and deposit instructions.
How to receive an e-transfer without a bank account? ›
How does it work? Interac is an interbank network for receiving e-transfers (payments) without sharing your bank details. When your payers send money to your registered Interac email address, you'll receive it into your Wise balance.
Can I send an Interac e-Transfer to anyone? ›
Send an Interac‡ e-Transfer to someone who doesn't bank online. You can transfer money to people who do not bank online with a participating financial institution. However, they may be charged an additional service fee.
- Bank account. Loved ones back home can receive money from the US directly if they hold bank accounts with the likes of Royal Bank of Canada and Bank of Toronto. Explore your options.
- Cash pickup. Our Canadian agent locations are ideal for receiving money from the USA in cash. There are more than 2,7001 across the country.
There are also hourly and daily limits: For any 24-hour period, you can send up to $3,000. For any 7-day period, you can send up to $10,000. For any 30-day period, you can send up to $30,000.
Is there an eTransfer in the US? ›
The cost of an e-transfer in the USA varies depending on the remittance company you use. Some companies offer free transfers between bank accounts, while others charge fees, usually ranging from $1 to $10. Fees may also depend on the amount being transferred and the method of payment.
Can you transfer money from US bank to Canada bank? ›
Yes. U.S. Bank processes electronic transfer funds via the Automated Clearing House (ACH) secure network. This is the same network used by the Federal Reserve to clear checks between financial institutions.
Do Interac e-transfers cost money? ›
Send Money.
You will receive an email notification once the deposit is complete. The fee to send an Interac e-Transfer from a personal account is $0.502 for each transfer of up to $100, and $1.002 for each transfer of over $100. The fee to send an Interac e-Transfer from a business account is $1.502.
Is Interac accepted in the US? ›
Cross-border payments
Enjoy convenient and easy cross- border spending in the U.S. by using Interac Debit for cross-border shopping where accepted. *Additional fees may apply.
How to etransfer from Canada to the USA? ›
How to send money to the USA from Canada in 3 easy steps
- Enter amount to send in CAD. Pay in CAD with your debit card or credit card, or send the money from your online banking.
- Choose recipient in the US. Select who you want to send money to and which pay-out method to use.
- Send CAD, receive USD.
There is no TD Transfer Fee when using Visa Direct or TD Global Bank Transfer to send money from your account at TD Canada Trust to your U.S.-based account at TD Bank, America's Most Convenient Bank®3. You can send up to $2,500/day with Visa Direct and $6,500/day with TD Global Bank Transfer.
Can I use PayPal to send money from Canada to the USA? ›
The short answer is… yes! Paypal is available in over 200 different countries, giving companies the option to make cross-border payments and transfers via the app or website at PayPal.com. However, the process differs slightly depending on whether or not both the sender and recipient have a PayPal account.
