Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC, not Stride Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. In order for a user to be eligible for a Stash banking account, they must also have opened a taxable brokerage account on Stash.
All rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase. What doesn’t count: Cash withdrawals, money orders, prepaid cards, and P2P payment. If you make a qualifying purchase at a merchant that is not publicly traded or otherwise available on Stash, you will receive a stock reward in an ETF or other investment of your choice from a list of companies available on Stash. 1% Stock-Back® rewards are subject to terms and conditions. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Stash reserves the right to amend this program and the terms and conditions thereof and/or cancel this program at any time, for any reason, upon notice to you. See Terms and Conditions for more details.
FAQs
After entering an incorrect password multiple times, your account will be locked for security purposes. Wait a few minutes, then try again. If you're still having an issue after trying the steps above, please contact us by phone at (800) 205-5164 or via email at support@stash.com!
Why can't I withdraw my money from Stash? ›
There are four factors that may impact your ability to transfer out of your Stash Personal Brokerage portfolio: Invested funds: If you want to transfer money you've invested, you'll need to sell those investments first. Unsettled sales: Funds from an investment sale will take two business days to settle.
How do I get my Stash account back? ›
Follow these steps to reopen your account:
- Login to your Stash account on the app or web using your same username and password.
- Follow the prompts to reopen your account: Confirm your personal information. Pick the right plan for you. Set up your payment. Accept our Terms and Conditions.
Stash takes safeguarding your personal information very seriously—we use it only for identification purposes, and we never perform credit checks. As a financial service institution, we're required by law to obtain, verify, and record identification information.
How to unlock Stash account? ›
There are many reasons why your Stash account may be locked. To get specific information about your situation, please give us a call at 800-205-5164 from 8:00 a.m.-8:00 p.m. ET Monday-Friday, or email us at support@stash.com so that a representative can assist you with unlocking your account.
Is Stash having issues today? ›
Is Stash down today? According to its status page Stash is currently up.
How to recover old Stash? ›
Steps to recover a dropped or deleted stash
- Step 1: Access the Git reflog. ...
- Step 2: Identify the lost stash. ...
- Step 3: Creating a new branch for recovery. ...
- Step 4: Check the stash content. ...
- Step 5: Apply the stash changes. ...
- Step 6: Clean up.
If you decide to close your Stash account, a few things will happen (in this order): Your investments will be sold Once you request the closure of your account, Stash will sell any investments you may still own. It takes 2 business days for these funds to settle in your Stash account.…
Can I get all my money back from Stash? ›
Q. How are refunds calculated if I close my Stash account or close my subscription plan? Stash will refund any and all pre-paid portions of your Stash subscription fee in accordance with the terms of your Advisory Agreement.
Does Stash report to the IRS? ›
If you own a Stash Retire account and have made any contributions, rollovers, or transfers into your Stash Retire account in the previous tax year, you generally will receive a 5498 form. IRA Contributions Information reports your IRA contributions to the IRS.
Stash Cons
- Limited IRA options.
- Few advanced trading features.
- Doesn't offer mutual funds, individual bonds, or options.
- No longer offers cryptocurrency trading.
When you use Stash, your information is encrypted and stored on secure servers, and your funds and securities are held with your security in mind. Your current investments are covered up to a maximum of $500,000 total, including $250,000 in cash balances through the Securities Investors Protection Corporation (SIPC).
Why does Stash keep logging me out? ›
We automatically log you out of the app after periods of inactivity and require you to enter your passcode to get back in. Additionally, you should choose a difficult-to-guess password. It should be different from all your other passwords.
Is Stash no longer free? ›
Unlike other investment apps, we don't have banking overdraft charges 2 or add-on transaction fees†—just a flat monthly subscription ($3 or $9 per month) for access to all your money needs.
What happens if I close my Stash account? ›
When you close your Personal brokerage account, all of your investments will be sold. Proceeds will be returned to you through your external linked account. We recommend transferring your Stash banking account balance to your external bank account before cancel your plan.
