Should you add your credit score to your dating app profile? (2024)

FAQs

Should you add your credit score to your dating app profile? ›

Four out of five singles say yes, according to this year's survey. While we're not suggesting including your credit score in your dating profile, it's a pretty short walk from good credit to higher confidence, one of the most tried and true approaches to relationships we have.

Based on a research experiment involving 1,000 adults in the UK, the study also found that two in five singles say their partner having a good credit score is important to them, while 47% of daters who showcased their credit score on their dating profile secured more matches.

According to security experts, sharing just your three-digit Credit Score doesn't pose a very big risk as long as you're making it a point not to share personally identifying information from your credit report along with it.

Here's how it works. A new dating app called “SCORE” promises to help you find true love through financial compatibility. The brainchild of lifestyle financial platform Neon Money Club, the app requires prospective daters to have a credit score of at least 675.

It's good to know your partner's credit score — and even more important to know their complete credit history, especially if you're in a long-term relationship or a committed relationship.

(NerdWallet) – Discussing credit scores with your partner isn't anyone's idea of pillow talk. But the conversation can provide important clues about your beloved's history with money and what your financial future together could look like.

You should always carefully consider with whom you share your credit report in order to protect your personal information. Your Equifax Canada credit report is made available to you on myEquifax through our affiliate, Equifax Consumer Services LLC ("ECS").

Unless you're posting pictures of your credit reports on social media, your credit information shouldn't be available to the public. It won't show up as a search engine result, and your loved ones can't request it, regardless of your relationship.

Identity theft occurs when someone gets or steals your personal information. The information can then be used to open credit accounts in your name or receive benefits, such as employment, insurance or housing.

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The critics

Some naysayers take issue with measuring a romantic date with a financial meter. This view should be taken to heart, as the saying Love is Love, regardless, is ever more important in our modern, ultra-technologized society.

Security experts say that while sharing a credit score – or related grade – alone is not directly harmful, it can make you vulnerable to scam artists looking for easy targets.

Companies use credit scores to make decisions on whether to offer you a mortgage, credit card, auto loan, and other credit products, as well as for tenant screening and insurance. They are also used to determine the interest rate and credit limit you receive.

Letting someone use your credit card with permission could put you at risk for unexpected charges and complications with your account. Many credit card agreements do not allow for sharing of credit cards and doing so can result in legal consequences.

The better option is to set them up as an authorized user. For one, card issuers consider the lowest credit score when looking at a joint application, which can result in higher interest rates and lower credit limits. Also, sharing a card gets murky if you end up getting separated or divorced, Muscadin says.

For dating apps, identity verification is a critical component of trust and safety because connections made online often evolve into in-person meetings.

Will my credit score affect my partner? Because there is no such thing as a joint credit score, whether you are legally hitched or not, the only time your credit score will impact your partner's finances is if you decide to open a joint account or collectively take on a debt.

Dating.com works on a credit system rather than a standard monthly fee for a certain level of service. As of June 2022, there are three levels: 150 credits for $49.99, 600 credits for $149.99, and 1500 credits for $299.99. Credits expire after 365 days.