Singapore Dollar Time/Fixed Deposit
Work your money harder with promotional interest rate of up to 2.70% p.a.
Secure higher returns with fixed rates
Gain higher interest
Watch your spare cash grow with minimal risk through competitive interest rates.
Instant applicationNEW!
Reduce waiting time at the branch and open a UOB Fixed Deposit account instantly online here.
Flexible choice
We offer a wide range of tenors to suit your needs.
Convenient automatic renewal
Enjoy the convenience of automatic renewal upon maturity of your fixed deposit while you stay home and stay safe.
Applicable to existing UOB customers who are Singaporeans/PRs with eligible deposit account applying as a single-named applicant with Myinfo login and of minimum age 18. Applications submitted between 8.30am to 8.30pm daily will be processed instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval. Additional time may be needed to review and process applications which do not satisfy UOB’s criteria.
The Promotional Interest Rate(s) quoted are as at 30 August 2024. This promotion is applicable to individual customers only and is not valid with any other privileges or promotions unless otherwise stated. The fixed deposit must be made with fresh funds and not funds transferred from existing UOB savings/current/fixed deposit account(s) or UOB cheques, cashier's orders and demand drafts. The promotional interest rate will only apply if the fixed deposit is held to maturity. If the fixed deposit is withdrawn before its maturity, no interest will be payable unless UOB decides otherwise (in which case, the amount of interest payable will be determined by UOB). UOB may change the terms and conditions of this promotion (including the promotion period, promotional interest rate, fixed deposit tenor, or terminate this promotion) at any time without having to provide any reason or prior notice. It is important to read and accept the full terms and conditions that apply to the 6‑month Promotional Interest Rate, 10‑month Promotional Interest Rate. This promotion is available from 30 August to 30 September 2024.
Promotion
From 30 August - 30 September 2024, enjoy a promotional interest rate of
up to 2.70% p.a. on your Singapore Dollar Time/Fixed Deposit.
-
Tenor
-
Deposit Amount
(Fresh Funds) -
Promotional
Interest rate
(p.a.)
| Tenor | Deposit Amount (Fresh Funds) | Promotional Interest rate (p.a.) |
| 6-month | S$10,000 | 2.70% |
| 10-month | S$10,000 | 2.50% |
| Tenor |
| 6-month |
| 10-month |
This promotion is available from 30 August - 30 September 2024.
To enjoy this promotion, simply login to UOB Personal Internet Banking or UOB TMRW App to make a fresh fund placement now.
Not a UOB Fixed Deposit accountholder? Apply online for instant approval here.
To place a new fixed deposit
Step 1: Transfer the minimum required fresh funds to your existingsavings/current account
Via UOB Personal Internet Banking
Step 2: Login toUOB Personal Internet Banking> Click"Investment"> Select"Fixed Deposit"
Step 3: Fill in the requested details and click confirm to proceed.
Via UOB TMRW App
Step 2: Login to UOB TMRW App > Select “Services” > Select “Fixed deposit placement”
Step 3: Fill in the requested details and swipe confirm to proceed.
Once your transaction is successful, your new placement will be shown when you click into the account.
To amend maturity instructions
Step 1: Login toUOB Personal InternetBanking
Step 2: Click"Investment"> Select"Fixed Deposit"
Step 3: Click "Amend" and amend your maturity instruction
Once you have confirmed to proceed, your new maturity instructions will be shown when you click into the account.
For UOB customers with savings/current account
You can now open a UOB Fixed Deposit account online and get instant approval.
Step 1: Apply online here or on the UOB TMRW app (Tap "More" on the welcome page and select "Fixed Deposit").
Step 2: Fill in requested details and click confirm to proceed.
You can get approval within minutes and start making a placement via UOB TMRW app or Personal Internet Banking.
Alternatively, you can login to UOB Personal Internet Banking to apply now.
For customers without savings/current account
Step 1: Apply for a savings/current account of your choice at go.uob.com/online-exclusive and discover the latest sign-up offer!
Step 2: Once your savings/current account has been opened, apply for a fixed deposit account.
Things you should know
Age
Minimum placement
18 years old and above
S$5,000 for tenors of 1-month and above
S$250,000 for tenors of 7 days and 14 days
S$1,000,000 for tenors of less than 7 days
No fees required to maintain the account.
Important notice
Important information on the use of UOB Accounts and Services
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Find out more
Ready to apply? Open your account instantly.
Ready to apply? Open your account instantly.
Applicable to existing UOB customers who are Singaporeans/PRs with eligible deposit account applying as a single-named applicant with Myinfo login and of minimum age 18. Applications submitted between 8.30am to 8.30pm daily will be processed instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval. Additional time may be needed to review and process applications which do not satisfy UOB’s criteria.
Make banking simpler with these services
Get alerts about your account instantly
Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.
Learn more
Track your investments on the go
Use UOB TMRW to view, manage and keep track of all your UOB accounts.
You can also use the app to place new fixed deposits, as well as renew or withdraw from matured ones anytime.
Find out more
Here’s something else you may like
Foreign Currency Time/Fixed Deposit
Maximise your foreign currency deposits with attractive promotional rates and fixed returns while getting peace of mind.
UOB Stash Account
Accumulate even more savings with up to 5.0% p.a. interest when you maintain or increase your Monthly Average Balance.
One Account with One Card
Skip to higher interest in just two steps. Get up to 6% p.a. interest when you spend on an eligible credit card and credit your salary or make 3 GIRO debit transactions monthly. Score up to 20% cashback on daily spends with UOB One Credit Card.
Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.
The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.
T&Cs apply. Insured up to S$100k by SDIC.
Total interest is equivalent to Base Interest plus Bonus Interest; where Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.40% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month. Maximum effective interest rate (EIR) on the One Account is 4.00% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.
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