Am I covered?
Travel insurance isn’t just for long-term travellers. Things can go awry on any trip, even a weekend getaway to New York. That’s why World Nomads offers coverage for trips of any length, from one day to 365.
What you're covered for.
Our Standard and Explorer plans for Canadian travellers cover you for emergency medical, evacuation, cancellation, and baggage, as well as a wide variety of adventure activities. And if you decide to extend your single trip into a longer one, World Nomads lets you buy more coverage on the road.
World Nomads travel insurance also:
- Makes it easy to buy and claim online even if you’re travelling
- Provides you free access totravel safety advice for your next adventure
- Gives you 24hr emergency assistance
- Is loved by Lonely Planet
Planning a trip?
Don't forget to pack World Nomads travel insurance for your next adventure. Whether you're headed off for just a few days of respite, or finally embarking on a gap year, World Nomads will be with you every step of the way with:
- 24/7 emergency services
- Medical cover
- Gear cover
- Trip cancellation
- And more...
Get a Quote
True Claims Stories
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Every contact we made, initially by phone and then online, was dealt with punctually, compassionately and effectively. Once we provided relevant documentation every claim - and there were quite a lot - was paid without delay or argument.
Mary C.
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My girlfriend and I were traveling as a couple in SE Asia for two months. During this time we both got extremely sick. The company staff of WN maintained contact with me throughout the entire process and refunded all medical expenses and even refunded the late checkout fees at our motel.
Dan & Stef
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All of the World Nomads staff we had contact with were professional, courteous and helpful. We dealt with one claims officer the whole time who was very understanding and reasonable, and put a lot of effort into processing our claim.
Libby
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Are you, your family sick, injured or deceased?
- Strike at your departure or arrival point?
- Official travel advisory warning not to travel?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need prescription meds?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need to get to a hospital urgently?
- You or a family member deceased?
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Passport or gear stolen?
- Tech trashed?
- Bags delayed?
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.
We cover 250+ activities you love
Snow 20 activities
Water 43 activities
Air 13 activities
Land 61 activities
Sports 75 activities
Experiences 12 activities
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
- Snow Activities
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Included for all
Bobsled / Bobsleigh Dog sledding Glacier walking Ski joring Sleigh rides Snow biking Snow rafting Snow mobiling Tubing on snow -
Optional extras
Cat skiing/boarding Heli-skiing/Heli-boarding Ice climbing Ice fishing Kite wing Ski/ snowboard instructor or guide Skiing (Alpine, Backcountry, Nordic) Sledding/Tobogganing Snow kiting Snowboarding (Alpine, Backcountry) Snowmobiling (on frozen lakes and rivers)
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- Water Activities
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Included for all
Banana Boat Rides Black water rafting Boating, canoeing, sailing, kayaking, sailing, windsurfing (inland /coastal waters) Cave tubing Cruising (passenger on a cruise ship) High diving up to 10 metres Hydrofoiling Hydrospeeding Jet Boating Jet skiing Kite boarding Kite surfing Paddle boarding Parasailing River boarding/hydrospeeding Rowing / sculling Sail boarding Scuba diving to 30 metres Sculling Shark cage diving Snorkelling Stand up paddle surfing/paddle boarding Surf boat rowing Surfing Swimming (pool; enclosed, inland or coastal waters) Swimming with whales/whale sharks Tubing on rivers Wake skating Wakeboarding Water polo Water skiing White water kayaking White water rafting -
Optional extras
Boating, canoeing, kayaking, sailing, windsurfing (outside coastal waters) Deep sea fishing Kite buggy Kite wing Scuba diving (cave diving, cavern diving) Scuba diving instructor or guide Scuba diving to 40 metres Skydiving (one jump only) Spear fishing Swimming (outside coastal waters) Wing foiling
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- Air Activities
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Included for all
Aerial safari Ballooning - hot air Bungee/Bungy jumping Canyon Swing Flying as a passenger in a licensed scheduled or chartered aircraft or helicopter Hot Air Ballooning Kite flying -
Optional extras
Fly by wire Hang gliding Parachuting (one jump only) Paragliding/parapenting Tandem skydiving (one jump only) Zip line
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- Land Activities
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Included for all
Abseiling Backpacking up to 3,000 metres BMX - on road Bobsled (non-snow track) Bush walking up to 3,000 metres Bushcraft Camel Riding Camel Trekking Camping up to 3,000 metres Canyoning Caving (sightseeing/tourist attraction) Cycling up to 3,000 metres Dirt Boarding Dune Buggy Fell Running/Walking Hiking up to 3,000 metres Moped riding Motor biking (on road, passenger with a licensed driver) Motor racing experience (passenger only) Mountain biking up to 3,000 metres in elevation Orienteering Outward Bound Quad biking Rambling Sandboarding/sandskiing Scooter biking/riding Scrambling (up to 3,000 metres) Stilt walking Tramping (up to 3,000 metres) Trekking (up to 3,000 metres) War games (online gaming) Zorbing -
Optional extras
Backpacking up to 6,000 metres Bicycle polo BMX - off road / on track / cross country Bush walking up to 6,000 metres Bouldering Camping up to 6,000 metres Caving/spelunking/potholing Cycling up to 6,000 metres Deepelling Hiking up to 6,000 metres Kite wing Land surfing Motor biking (off road, trail bike riding) Mountain biking up to 6,000 metres in elevation Mountaineering to 6000 metres Parascending (over land) Rap jumping Rapelling Rock climbing (indoor & outdoor under 6,000m) Scrambling (up to 6,000 metres) Skateboarding (ramp, half pipe, skate park, street) Skeleton Spelunking (caving) Trail bike riding (motorbiking off road) Tramping (up to 6,000 metres) Trapeze/High Wire Trekking (up to 6,000 metres) Via Ferrata
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- Sports Activities
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Included for all
Aerobics Air Guitar American Football (Gridiron) Archery Athletics Australian Rules Football (AFL) Badminton Ballet Ballroom dancing Baseball Basketball Bowling Boxing Capoeira Dancing Cheerleading Clay Pigeon Shooting Cricket Croquet Curling Dance Darts Dodge Ball Fencing Fitness Training Floorball Football (soccer) Footgolf Frisbee Go Karting Golf Gridiron Gym training Gymnastics Handball Hockey Horse Riding (leisure/social/non-competitive riding) Hunting Ice Hockey (indoor/outdoor rink) Ice Skating (indoor/outdoor rink) Korfball Lacrosse Lawn bowling Live action role playing (LARPing) Martial arts (Judo, karate, non-contact) Netball Paint balling/airsoft Pickleball Racquetball Rifle range/sports shooting Roller hockey Roller skating Rollerblading Rounders Rugby (Leage/Union) Running (half marathon distance or less) Salsa dancing Snooker Soccer Softball Squash/Raquet ball Stoolball Table tennis Tchoukball Tennis Ten-pin bowling Trampolining Ultimate Frisbee Volleyball Weight training Yoga (class, alone/home practice) -
Optional extras
Horse riding (equestrian, dressage, show jumping, eventing) Hunting Ice Hockey (frozen lake or river) Ice Skating (frozen lake or river) Multi-sport, triathlon, outdoor endurance (less than ultra distance) Obstacle course/assault course/trim trail Running (marathon distance) Shooting (rifle range / sports) Triathlon (less than ultra distance)
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- Experience Activities
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Included for all
Au Pair / nanny (paid or volunteer childcare) Bar work (hospitality) Childcare / Nanny / Au Pair Fruit picking (WWOOFing, general farm work, manual work) Office work (paid or volunteer clerical) Retail work (shop assistant / manager, general retail, manual work) Safari tours Theme parks / fairgrounds Teaching -
Optional extras
Segway tours Tough Mudder Instructor or guide in covered activities
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Activities shown in blue are automatically included in the Standard Plan and the Explorer Plan. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the team
Travel insurance. Simple & flexible.
Travel insurance for independent travellers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
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Underwritten by: AIG
FAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
- Can I buy a travel insurance policy if I'm already travelling?
Yes, you can be travelling anywhere in the world and still buy a policy. You can purchase it for any duration you choose (from 1 day up to 12 months). Check the policy wording for details on when coverage begins and ends.
- If the airlines lose my baggage, am I covered?
Yes, World Nomads travel insurance provides coverage for lost or stolen baggage. Exclusions apply. For more details click here.
- What is covered if I need to cancel my trip?
There's coverage in both Standard and Explorer plans for the transport and accommodation expenses you've already paid for if you can't travel because the doctor certifies that you're medically unfit to travel, or you, your travel buddy or a close relative is hospitalized or dies, and other covered reasons. For more details, click here.
- What if I get sick while on my trip?
If you’re injured in an accident or suddenly get sick while travelling, and you've bought a policy for the activities you're doing, you can be covered for emergency medical treatment including: Hospitalization; Out-patient treatment for medical emergencies; Prescribed medicines, X-rays, and laboratory tests; and being brought home if medically necessary.
