Stride Checking Account (2024)

The interest-earning checking account

The more you deposit, the more you earn with our interest-bearing Stride Checking Account.

Stride Checking Account features

  • Minimum deposit to open: $100
  • Monthly service fee: $6
  • Reduce the monthly service fee by $0.20 with each debit card purchase per month; swipe your card 30 times per statement cycle to eliminate the fee altogether
  • Earn 1.19% APY (Annual Percentage Yield) on an average collected balance up to $25,000
  • Earn 0.05% APY on an average collected balance greater than $25,000
  • Earn 0.10% APY if average monthly collected balance is less than $1,800
  • Bounce protection limit: $1,000*
  • Free online banking
  • Free mobile banking
  • Free mobile deposit

*an overdraft fee of $29.50 will be charged to your account per occurrence on checks and other transactions made using your checking account number, automatic bill payments, ATM transactions, one-time and recurring debit card transactions up to the applicable amount of Bounce Protection. There is no limit on the total fees Stride Bank can charge you for overdrawing your account. Overdrafts are paid at Stride Bank's discretion. If an overdraft is not authorized, your transaction could be declined. You have 30 days to make your account current. After 60 days, your account will be charged off.

See Also
| PAYFARE

Paper statements are available for $2 per month. Interest Rate may change after the account is opened. Fees could reduce earnings and APY is accurate as of 01/09/2020.

Please stop by one of our many convenient branches to discuss options with our friendly and experienced Personal Bankers. You may also call our Customer Convenience Center at 580-233-3535 to speak with a knowledgeable Customer Service Representative.

Stride Checking Account (2024)

FAQs

What is Stride account? ›

Stride Save* is a no-fee** benefits savings account that makes it simple to save and pay for essentials like health insurance, retirement funds, and time off. When you open a Stride Save account you will receive a virtual debit card, like a physical debit card, just in digital form!

Is Chime a Stride Bank account? ›

Is Chime a real bank? Chime is not a bank. Chime is a financial technology company that offers banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.

Is Stride Bank legit? ›

The Bank is also under regulatory body of the OCC, and annual Safety and Soundness reviews are performed with no identified discrepancies. Like noted below, the complaints received from the AG, BBB, Regulatory Agencys, etc only make up .

Who is connected to Stride Bank? ›

With connections to seven national payment processors, principal memberships with Visa, MasterCard and Discover, the Federal Reserve and numerous payment gateways, our OCC regulated bank enables secure funds movements through any payment ecosystem, real time, same day or using Fed.

Is STRIDE an actual bank? ›

Stride Bank, N.A. provides banking services. The Bank offers savings, loans, cards, mortgages, checking accounts, investments, certificates of deposit, money market, commercial lending, and online banking services. Stride Bank operates in the State of Oklahoma.

How much is STRIDE a month? ›

Hundreds of workouts in the Stryde app - for optional $29/mo subscription.

What is the downside of Chime? ›

Chime's rates are lower than many online banks, its available account options are limited, and it does not have any physical locations. That said, Chime does offer customer service 24/7 via its chat and phone line for online customers. All rates and fees are current as of August 23, 2024, and are subject to change.

Can I withdraw $1000 from Chime? ›

You can withdraw up to $515 a day from your Chime account using an ATM. This $515 and any fees you incur from out-of-network withdrawals count toward the $2,500 daily limit on the Chime card.

Is Stride Bank a prepaid bank? ›

By combining technology, payment networks and our core banking systems we can deliver what you need when you need it. We also serve debit, prepaid and credit issuing services, handle corporate treasury account products, and FinTech lending partnerships.

Can you deposit a check with Stride Bank? ›

You can deposit checks directly to your Stride Bank account using the mobile banking app and your smart phone's camera.

Is Stride Bank federally insured? ›

Thanks to the Certificate of Deposit Account Registry Service (CDARS) and a wide variety of CD products, we're able to offer higher interest rates while still ensuring your funds are FDIC-insured.

Are stride and Chime the same? ›

Chime provides all of its banking services through Bancorp Bank, N.A. or Stride Bank, N.A. because it's a financial technology company, not a bank. However, opening an account through Chime and using its app to manage your money is similar to using other mobile banking apps.

How long has Stride Bank been around? ›

Stride Bank is an Oklahoma-based financial institution that was founded in Enid, OK in 1913.

Is Stride Bank the same as Bancorp? ›

Stride Bank partners with Bancorp, Inc..

It doesn't have a bank charter, instead partnering with the Bancorp Bank and Stride Bank in offering its services.

What is STRIDE and how does it work? ›

STRIDE is a model of threats, used to help reason and find threats to a system. It is used in conjunction with a model of the target system that can be constructed in parallel. This includes a full breakdown of processes, data stores, data flows, and trust boundaries.

Is STRIDE a Doordash bank? ›

The DasherDirect Business Prepaid Visa Card is issued by Stride Bank, N.A., member FDIC, pursuant to a license from Visa U.S.A. Inc. Subject to eligibility; use of the card is governed by the DasherDirect Cardholder Agreement and Payfare Program Terms, found here. Dasher earnings are sent daily.

Does STRIDE cost money? ›

Stride is the FREE mileage and expense tracking tax app that helps you save thousands on your tax bill all year round.

Should I add my bank account to STRIDE? ›

Absolutely! We use a third-party service called Plaid that has top-notch security and guarantees that none of your bank account data will ever be saved on Stride's servers. Once you've linked an account, you'll be able to view all of the transactions associated with that account.

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