Supported cards and payment modes (2024)

Important: Cards added to Google Pay don’t replace linked bank accounts and are only valid payment methods for direct transactions with merchants. To send or receive money with others, you must link a bank account and act as your default payment method.

How it works

When you add a credit or debit card as a payment method, Google Pay creates a virtual account number known as a “token” that replaces your card’s actual number. This process, called “tokenization,” keeps your personal and financial information private. Tokenization helps makes sure that your private information isn’t shared with anyone else when you make transactions, including transactions in other apps.

After your token is created and your card is verified as a payment method, you can use your card to pay merchants in your day-to-day transactions. For each transaction you make with a card, you have the chance to win prizes and other rewards.

Where you can pay

You can use a credit or debit card added in Google Pay for the following types of transactions:

  • Tap & pay (NFC)
  • Bharat QR
  • Bill payments and recharges on Google Pay
  • Online payments on Myntra, Dunzo, Yatra, Magicpin, Coolwinks, EaseMyTrip, and Confirmtkt Android apps

Important: You can work with your issuer bank to opt out of these types of transactions for your tokenized cards.

Supported banks

You can currently add the following cards:

Bank or company Network provider Card type
Axis Bank Mastercard Credit card
Debit card
VISA Credit card
Debit card
BOB Financial Solutions Limited(BFSL) Mastercard Credit card
Debit card
VISA Credit card (including OneCard BIN)
Federal Bank Mastercard Credit card
Debit card
VISA Debit card
Credit (OneCard BIN only)
HDFC Bank Mastercard Credit card
Debit card
VISA Credit card
Debit card
Hongkong and Shanghai Banking Corporation (HSBC) Mastercard Credit card
Debit card
VISA Credit card
ICICI Bank Mastercard Credit card
Debit card
VISA Credit card
Debit card
Indusind Bank Mastercard Credit card
Debit card
VISA Credit card
Debit card
Kotak Mahindra Bank VISA Credit card
Debit card
Prepaid card
RBL Bank Mastercard Credit card
Debit card
VISA Credit card
SBI Cards and Payment Services VISA Credit (OneCard BIN only)
SBM Bank (India) Limited VISA Credit card
South Indian Bank VISA Credit (OneCard BIN only)
State Bank of India Mastercard Credit card
VISA Debit card

Need more help?

Try these next steps:

Supported cards and payment modes (2024)

FAQs

What does unsupported payment card mean? ›

Your card does not support this type of purchase. If you see this message, it means that your bank is blocking authorization of the card. This can be for many reasons. To resolve this issue, please either: Contact your bank to allow the authorization, or.

What are the five modes of payment? ›

Some of the best modes of payment in worldwide include credit card, debit card, bank transfer, direct deposit, UPI, digital payment, electronic or physical cheques, etc. However the best suited payment mode depends on your individual preferences and the nature of your transactions.

What does mode of payment mean? ›

Meaning of mode of payment in English

a way of paying for something, such as cash: They were only accepting credit or debit cards as the mode of payment. (Definition of mode of payment from the Cambridge Business English Dictionary © Cambridge University Press)

What are the different types of payment cards? ›

There are a number of types of payment cards, the most common being credit cards, debit cards, charge cards, and prepaid cards. Most commonly, a payment card is electronically linked to an account or accounts belonging to the cardholder.

Why does my card say card not supported? ›

Troubleshooting an "Your card does not support this type of purchase" error involves checking if the card is a debit card, has cross-border restrictions or is an HSA or FSA card, then taking the corresponding action if it is.

What is unsupported payment? ›

Unsupported payment methods most often occur when the customer has a credit card that does not allow for recurring purchases. The customer can usually resolve this with their credit card company, but the easiest way to resolve is for the customer to login and add a new payment method.

What are the three modes of online payment? ›

They can use different types of online payment methods, including debit/credit cards, wire transfers, net banking, and digital wallets. Online payments can be done at the discretion of consumers.

What is the difference between payment method and payment type? ›

A payment type defines how a particular payment method should be used and configured. Payment method, on the other hand, refers to how a customer settles their check (e.g., cash, voucher, credit card, etc.).

What is direct payment mode? ›

So what is meant by the term, direct payment? Well, direct payment is a way for consumers to pay their bills automatically and electronically. In other words, it is a way to transfer money from a consumer's bank account to the company they wish to pay.

What are the 4 types of cards? ›

The four card suits in the international deck are hearts, diamonds, spades, and clubs. Spades and clubs are black cards, while hearts and diamonds are red cards.

Which card is used for payment? ›

Banking cards offer consumers more security, convenience, and control than any other payment method. The wide variety of cards available – including credit, debit and prepaid – offers enormous flexibility, as well.

What is the most popular payment card? ›

Take credit cards, a major payment method in the US. Cards are still the most-used payment method, with American Express, Mastercard, Visa as large global card schemes.

What does "unsupported card" mean on Apple Pay? ›

If you see the message "This card cannot be used," check if your bank or card issuer currently supports Apple Pay: Apple Pay participating banks in Canada, Latin America, and the United States. Apple Pay participating banks in Africa, Europe, and the Middle East.

Why are payment cards not supported on my iPhone? ›

Contact your card issuer to see if they support Apple Pay. Update to the latest version of iOS, watchOS, macOS, or visionOS. Confirm that you have Face ID, Touch ID, Optic ID, or a passcode set on your device. Make sure that you are in a supported country or region.

Why is my card not accepting payments? ›

A credit card decline is when a credit card payment isn't authorized or accepted. There are a few reasons why a customer's card might not work – whether their card has expired, they've spent too much on it, or the issuing bank thinks there might be suspicious activity, among other reasons.

Why is my card being declined as a payment method? ›

If the balance on your bank account is too low, or you get close to or go over your credit card's credit limit, your card may be declined. If your bank or credit union offers alerts to flag fraud on your account, sign up.

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