*The promotional APY may change in accordance with the prevailing rate environment during the promotional period. However, the promotional APY will not be lower than the highest tier rate (Tier 6) than in effect for UBS Core Savings. If an adjustment is made, you may obtain the new APY by accessing your account online or contacting your Financial Advisor. The promotional period may also be extended. You may access rates and promotion end dates at ubs.com/coresavings or by contacting your Financial Advisor.
Outside of promotional offer periods, UBS Bank USA Core Savings has a multi-tier rate structure. At the end of a promotional period, variable tiered rates on the deposits in UBS Bank USA Core Savings will apply. Variable tiered rates can be found at ubs.com/coresavings and are subject to change. Interest accrues daily and pays monthly. UBS Bank USA reserves the right to stop accepting new deposits and terminate the offer at any time.
UBS Bank USA and UBS Financial Services Inc. are subsidiaries of UBS Group AG.
About UBS Bank USA
UBS Bank USA is a member of the Federal Deposit Insurance Corporation (FDIC). Funds on deposits at UBS Bank USA are eligible for FDIC insurance up to $250,000 (including principal and accured interest) per depositor for each insurable capacity (e.g., single, joint, etc.) in which the deposit is held. For purposes of FDIC insurance, your deposits will be aggregated with your other deposit balances held in the same insurable ownership capacity at UBS Bank USA, including deposits placed at UBS Bank USA through participation in the UBS FDIC-Insured Deposit Program or the UBS Bank Sweep Programs or through sweep programs offered by third-party broker-dealers, UBS Bank USA Core Savings deposits, and UBS Bank USA certificates of deposit you own. You are responsible for monitoring the total amount of deposits at UBS Bank USA in order to determine the extent of FDIC deposits insurance coverage. For more information about FDIC insurance, please visit the FDIC website at fdic.gov/deposit/deposits.
Your eligibility for a particular sweep program is set forth in the Account Agreements and Disclosures, which may be viewed at ubs.com/accountdisclosures. Depending on the particular sweep program, the available cash balances in your/your client’s securities account at UBS Financial Services Inc. (“UBS”) will be automatically deposited into deposit accounts at (i) UBS Bank USA, a Federal Deposit Insurance Corporation (“FDIC”) member bank that is affiliated with UBS or (ii) other participating banks whose deposits are FDIC insured. The current lists of banks participating in the UBS Insured Sweep Program and UBS FDIC-Insured Deposit Program are set forth in UBS Bank Priority Lists, which is available online at ubs.com/bankprioritylists. You can view the current yields for the sweep options at ubs.com/sweepyields.
Please discuss your options with your Financial Advisor. UBS Bank USA, Member FDIC, NMLS no. 947868.
About UBS Financial Services Inc.
The Resource Management Account (RMA), Business Services Account BSA and International Resource Management Account (IRMA) are brokerage accounts with UBS Financial Services Inc., a registered broker-dealer and a Member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at sipc.org. The RMA, Business Services Account BSA, and IRMA provides access to banking services and products through arrangements with affiliated banks and other third-party banks, and provides access to insurance and annuity products issued by unaffiliated third-party insurance companies through insurance agency subsidiaries of UBS Financial Services Inc.
Investment, insurance and annuity products: Not FDIC insured • Not deposits • No bank guarantee • May lose value
UBS Financial Services Inc., Member FINRA. Member SIPC.
© UBS 2024. The key symbol, UBS, Resource Management Account, RMA, Business Services Account BSA, International Resource Management Account, and IRMA are among the registered and unregistered trademarks of UBS. All rights reserved.
