Tap and Pay - CommBank (2024)

  • Full terms and conditions available on the CommBank app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on theCommBank app page.NetBank access with NetCode SMS is required.

    Tap & Pay allows you to use your compatible Android mobile phone with the CommBank app to make contactless purchases. Tap & Pay is available for compatible NFC enabled phones running Android 4.4 or above.

    1Youcan add your CommBank Debit Mastercard, personal and business credit cards (except for additional cardholders on a Visa credit card), corporate credit and charge cards, Visa Business Debit card and Mastercard Business Debit Card. Some CommBank cards are ineligible including Keycard and Travel Money Card.

    The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circ*mstances. Full terms and conditions for Electronic Bankingare available here or from any branch of the Commonwealth Bank. Please view our Financial Services Guide.

    BPAY is a registered trademark of BPAY Pty Limited ABN 69 079 137 518. Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Android are trademarks of Google Inc. Windows is a registered trademark of Microsoft Corporation in the United States and other countries. Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945.

Tap and Pay - CommBank (2024)

FAQs

How do I activate tap and pay on CommBank? ›

Follow these steps to set it up:
  1. Enable Voice Assistant on your phone. ...
  2. Log on to the CommBank app. ...
  3. Choose 'Tap & Pay' on your home screen. ...
  4. Choose your default card. ...
  5. Choose the way you'd prefer to pay. ...
  6. Go shopping with Tap & Pay.

How do I activate tap and pay? ›

Manage Android settings for Tap to Pay on Android

To prepare your Android device to use Tap to Pay: Ensure your device is running Android 9 or higher. On your device, navigate to Settings > Connections > NFC and Contactless Payments, then toggle ON Use NFC.

How do tap and pay work? ›

Tap to Pay operates through Near Field Communication (NFC) technology, a short-range wireless communication system that allows data exchange between devices in close proximity. The customer's payment information is securely stored in the NFC chip and transmitted to the merchant's terminal for authorization.

Why won't my tap and pay work? ›

Your NFC antenna could be near the top or middle of your device. Hold your phone closer to the payment reader. Hold your phone close to the payment reader for a few more seconds. Move your phone out of range of the payment reader for a few seconds and try again.

How do I get my tap pay to work? ›

Check your tap to pay set up
  1. Open the Google Wallet app .
  2. At the top right, tap your Profile picture or Account. Payment setup.
  3. Check if you're ready to make contactless payments. To tap to pay with Google Wallet: Near field communication (NFC) must be turned on.

How do I add a payment method to tap tap? ›

Adding a Card
  1. Adding a Card.
  2. There are two ways to add a card on your Taptap Send account. ...
  3. 1) Initiate a transfer: enter the sending amount, tap Next, and follow the flow. ...
  4. 2) Add your card directly, using the 'Payment Method' menu. ...
  5. Select 'Payment'
  6. Select 'Add a Payment Method'
  7. It's done!
  8. Deleting a Card.

How do I activate my tap card on my phone? ›

To add the plastic TAP card issued by your school to your phone, press (“Add card icon”), choose “Register a TAP Card” enter the card information. Once your card has been added to your account, press “Transfer Card to Apple Wallet” (iOS) or “Transfer Card to Phone” (Android).

How do I set up tap and pay on my iPhone? ›

To set up Tap to Pay on iPhone, enable it in the payment app of your choice. To accept a payment, open the app, enter the amount, and present your iPhone to your customer. To pay, the customer holds their card horizontally or places their device directly over the payment symbol.

What are the disadvantages of tap and pay? ›

Because contactless payments require neither PIN nor signature authorisation, lost or stolen contactless cards can be used to make fraudulent transactions.

How do I know if tap and pay is working? ›

If payment is successful, a blue check mark shows on the screen. If the check mark doesn't show on your screen: Try to hold your phone in a different way. Your NFC antenna could be near the top or bottom of your device.

Does tap and pay work without internet? ›

For a limited amount of transactions, you can use it offline. However, if your Android device has not connected to a cellular or wireless internet connection for a prolonged period of time, Google Pay may not work and there may be a delay before Google Pay works, once a connection has been re-established.

How do I know if my phone has tap to pay? ›

You can check for NFC settings on your Samsung Android device by looking in the settings app > connections > tap NFC and contactless payments. If you see an option for NFC there, your device is enabled to make NFC payments.

Why is my tap declined? ›

Your card might have hit its spending limit. The amount you can spend depends on the type of payment you're making. You can check or up spending limits here and here, or directly in the app under the fee section in your profile settings.

How do I activate tap and go in benefit pay? ›

You need to unlock BenefitPay by keying the application PIN then use the Tap & Go feature, and then simply hold your mobile device within 4 cm of the contactless symbol on the terminal for 1 to 2 seconds for fast, secure payments. Service terms and conditions apply. Terms & Conditions related to the campaign: 1.

How do I know if I have tap and pay? ›

If your Visa card features the Contactless Indicator on either the front or back, you can use it to tap to pay where you see the Contactless Symbol at many of your favorite stores.

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