Tenant Screening: Tenant Credit & Background Checks (2024)

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Rental Application and/or Tenant Screening

Only $29.95 for your essential Credit & Criminal Screening
It takes less than 5 minutes to run a Tenant credit and background check.
Best of all, you can choose who pays.

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Tenant Screening: Tenant Credit & Background Checks (1)

ResidentScore
Similar to a Credit Score,
But a Better Credit Check for Renting.

Some Landlords rely on a credit score when evaluating Tenants. The ResidentScore is similar to a credit score, but it's specifically designed to help Landlords screen Applicants.

It's a customized report on an Applicant's reliability with the singular goal of helping Landlords identify Applicants that present a risk of eviction or a poor rental outcome.

Sure, seeing an Applicant's credit score is good, but seeing an ResidentScore is great. This is just one more way we make it EZ for Landlords to select qualified Tenants.

Did you know that you can opt to have Applicants pay for the screening? That means a complete renter screening that's free for you!

Start Tenant Screening

Two Tools, One Purpose:
Finding A Great Tenant

With ezScreening, you get a complete Tenant Screening report to help you be a successful Landlord.

  • ezTenantScore based on credit report
  • Nationwide criminal history report
  • A comprehensive credit/financial report
  • Info about current rental & eviction proceedings (optional)
  • Applicant can pay the screening fee

Want a free Tenant Screening? Just check the box to have Applicants pay and you'll pay nothing for the best Tenant Screening services available!

with
optional

Required Basic Information Free

ezRentalApp is our online Rental Application that starts the Screening Process.

  • Our ezRentalApp is 100% free, Landlords simply need an Applicant's name and email address
  • Collect key personal, employment, rental, and financial information from Applicants.

What's Included in Our Tenant Screening Services

Making Trust Possible

We're proud to partner with TransUnion, a leader in the industry.

Tenant Screening Results (Summary)

Our Tenant Screening Service gives Landlords a comprehensive Tenant background check, including a financial, criminal, and rental history check.

Our Screening Packages offer a credit report, nationwide criminal history report, eviction history, ezRentalApp, and ResidentScore.

These reports give Landlords critical information about Applicants. Getting all of this information in one place makes it easy to:

  • Identify red flags
  • Eliminate unqualified Applicants
  • Objectively evaluate and compare Applicants
  • Reduce the risk of a bad rental outcome
  • Make Tenant Screening as EZ as possible!

View the Demo

Tenant Screening: Tenant Credit & Background Checks (4)

Credit Report

We've partnered with TransUnion Credit Bureau to offer Landlords the best Tenant Screening Services. The Tenant credit check that they provide gives Landlords a complete picture of an Applicant's financial history. Plus, it's a SOFT INQUIRY, which means that it won't affect your Applicant's credit score. It includes:

  • ResidentScore
  • Credit Accounts
  • Payment History
  • Judgments
  • Bankruptcies
  • Other red flags

View the Demo

Tenant Screening: Tenant Credit & Background Checks (5)

Nationwide Criminal History Report

While the credit report provides a clear picture of an Applicant's financial history, it's also important to conduct a criminal background check for renters and to do a complete Tenant background search. Our background check for renters goes back a minimum of 10 years and includes:

  • Nationwide data
  • Sex offender data
  • Fraud alerts and
    identity verification
  • Search of nationwide databases
    including DEA, FBI, and ODAC
  • Search of most wanted lists

View the Demo

Tenant Screening: Tenant Credit & Background Checks (6)

Eviction Proceeding History (Gold Package)

The Eviction report provides the Landlord with any prior evictions that the Applicant has been involved in, including location, date, and court records from the eviction. This report is key because if an Applicant has been evicted in the past, you want to know about it.

Our Eviction Proceedings report includes:

  • Past Tenant failures to pay rent
  • Tenant convictions for unpaid rent
  • Any warrants for possession
  • A state-specific eviction proceeding history report

View the Demo

Tenant Screening: Tenant Credit & Background Checks (7)

(100% free)

The Rental Application is an important part of Tenant Screening Services for Landlords and provides all of the required basic information about an Applicant. Yet, so few companies offer a Rental Application with credit check and a renter background check.

Our ezRentalApp is 100% free and can be completed entirely online. All the Landlord needs is an Applicant's name and email address to send them an Application request. It includes:

  • Personal information
  • Rental history
  • Income
  • Employment history
  • Key screening questions
  • Authorizations to contact
    references and run reports

View the Demo

Tenant Screening: Tenant Credit & Background Checks (8)

Our Tenant Screening Packages

$34.95 Gold - Our Best Screening Package Our most comprehensive screening: ezTenantScore Credit Report Nationwide Criminal Background Report Eviction Proceedings $29.95 Silver This standard plan includes: ezTenantScore Credit Report Nationwide Criminal Background Report
Choose Your Plan Now

How it Works

Tenant Screening: Tenant Credit & Background Checks (9)

Step 1

Landlord Emails a Screening Request

  • All the Landlord needs is the Applicant’s name and email address to get started with the Rental Application.
  • Before starting the screening process, the Landlord chooses who pays for the screening.

Tenant Screening: Tenant Credit & Background Checks (10)

Tenant Screening: Tenant Credit & Background Checks (11)

Tenant Screening: Tenant Credit & Background Checks (12)

Step 2

Applicant Completes Request

Once you’ve started the process, the Applicant will receive the request and provide the necessary information. You just sit back and relax!

Tenant Screening: Tenant Credit & Background Checks (13)

Tenant Screening: Tenant Credit & Background Checks (14)

Step 3

Landlord Receives the Screening Results

You get a comprehensive Screening Report that's EZ to review and analyze. It includes a ResidentScore and highlights any concerning parts of an Applicant's credit, criminal, or rental history.

Always Screen Your Tenants.
The Wrong Tenant Could Cost You $5,000+

It is definitely worth spending time and money to properly screen Tenants. The data is clear: properly screening Tenants can increase your rental success by 40%.

Tenant Screening is all about gathering the right information. Our tools give you everything you need in one place.

Easily Create a Lease Using the Application Info

Once your Applicants fill out their info, that's it!
You won't have to fill in their info every time you create a Lease.
EZ as that!

Pro Tip: Have the Applicant Pay for the Screening ;-)

In most states, Landlords can have Applicants pay for all Tenant Screening through an application fee. Application fees usually range from $30 to $75, with the national average being $45.

Most states don't have regulations on these fees, which means Landlords can charge a non-refundable fee that covers their screening costs with no limits. However, some states have strict laws. To make sure you're in compliance with your state's laws, it's important to check them before charging an application fee.

Below is a list of maximum application fees by state. Some states don't have regulations, but where there is applicable guidance, we've linked directly to that source.

State Assist
Rental Application Fee Limits

There are no rental application fee limits for the following states: AL, AZ, AR, CT, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MI, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, WV, WY.

States with Application Fee Limits:

Use a Thorough Tenant Screening Process

Tenant Screening is one of the most important things that Landlords do. It ensures that they're only handing over legal possession of their Rental Unit to qualified Tenants, and it's the best way that Landlords can avoid evictions and bad rental outcomes.

To ensure that your process is thorough and effective, it's helpful to have a process that you follow every time you need to fill a vacancy. Our Tenant Screening Checklist can help with that, and here's an overview of everything that should be included in your Tenant Screening Process.

Step 1: Pre-Screening Questions

Having an informal pre-screening can help to ensure that you're only screening serious Applicants. Some key questions to ask in this screening are:

  • How many proposed occupants are there?
  • Do you have any pets? (Even if you don't allow pets)
  • When would you like to move in?
  • Is the security deposit and first month's rent available now?

Step 2: Rental Application

The Rental Application gives you all of the essential information you need to make an informed decision.

The Rental Application not only gathers the information necessary for screening, but it also should include authorizations for the Landlord to run credit and background reports. With the Rental Application filled out, you can move on to conducting full Tenant Screening of your potential Tenants.

The free Rental Application will provide you with all of the basic information about your Applicants, including:

  • Name
  • Date of Birth
  • Current Address
  • Financial Situation
  • Employment Status
  • Past Employment History
  • Prior Homes and Rentals

Pro Tip: A good Rental Application is used to start the complete screening process. Our Rental App lets Landlords get the authorizations they need to run a Tenant credit and background check. This means less work for Landlords.

Step 3: Tenant Screening

Tenant screening is all about getting the right information to make an informed decision. There are a few primary reports needed in this data collection process: a credit report, a background check, and an eviction history. In addition to these key reports, Landlords need to see a ResidentScore for each Applicant to help minimize risks when selecting a Tenant.

A Thorough Credit Report

It's vital for Landlords to run a credit check on Tenants to get a complete financial history, including a ResidentScore, credit accounts, payment history, any judgments, bankruptcies, or financial red flags.

Our ResidentScore is specifically designed to help Landlords select qualified Tenants. It's similar to a credit score, but it's more narrowly focused to evaluate a Tenant's rental payment performance.

A Nationwide Criminal Background Report

In addition to the credit report, a background check is important to verify an Applicant’s identity and to get access to any concerning criminal history for at least the last 10 years. A comprehensive background check includes nationwide reports, sex offender data, fraud alerts, identity verification, and a review of nationwide databases.

An Eviction Proceeding History

*Available with the Gold Package

If an Applicant has previously been evicted, you want to know about it. While you should ask the Applicant about prior evictions in the screening process, the best way to ensure that you have all of the information is with an eviction history report that shows prior evictions, their location, and the date of evictions.

View the Demo

Step 4: Verify Employment and Income

It's important to verify an Applicant's employment and income to ensure they'll be reliable Tenants. To do this, you'll want to complete an Employment Verification Letter and see pay stubs from the previous two weeks. For self-employed Applicants, you should be able to get the necessary information by requesting tax returns from the previous two years.

Step 5: Check References

It's also important to talk with an Applicant's Landlords and employer. When talking with Landlords, it's key to reach out to both the current and previous Landlords to make sure you're getting an accurate report. Asking specific questions is also key to ensuring you're not overlooking any red flags. For example:

  • Has the Applicant ever been late with rent? If so, how many times?
  • Did the Applicant ever receive a Notice to Vacate?
  • Was Applicant evicted? If so, why?
  • Did you receive any complaints about Tenants? Any concerns from other neighbors?
  • Did the Applicant leave the Rental Unit in good condition and leave in good standing?
  • Would you rent to this Tenant again?

It's also a good idea to contact the Applicant's employer. This gives you a sense for how the Applicant performs in the workplace, any red flags the employer sees, or any issues an Applicant has with coworkers.

Step 6: Choose a Great Tenant

Once you've gone through Steps 1 through 5, you'll have all the information you need to make an informed decision. Simply analyze the information and select the most qualified Applicant.

FAQ

How Quickly Will I Get Reports?

Wait, Tenant Screening is Free for Landlords?

What’s the Difference between the Rental Application and Tenant Screening?

Is the ezTenantScore the Same as a FICO Score?

Will Tenant Screening Impact an Applicant’s Credit Score?

What is a Soft Inquiry?

Tenant Screening: Tenant Credit & Background Checks (15)

Things to Consider Before You Hand Over
Legal Possession of Your Rental Unit

  • Have all Tenants completed a Rental Application and Tenant Screening

  • Do you have a fully executed, comprehensive, and State Specific Lease ?

  • Have you received the entire security deposit and first month’s rent?

  • Did the Tenants watch the Move In Video ?

Tenant Screening: Tenant Credit & Background Checks (16)

Evictions Cost Around $5,000

Math isn't always easy, but it is when it comes to evictions and Tenant Screening. Good screening is the best way to avoid bad Tenants and evictions. It only takes 5 minutes!

Start Tenant Screening
Tenant Screening: Tenant Credit & Background Checks (2024)

FAQs

What background check do most landlords use? ›

With Avail, a rental background check typically includes the following three main reports: a credit, criminal, and eviction history report. A credit report: Landlords can request a credit report from TransUnion to view the applicant's credit score, credit utilization, payment history, and account summaries.

Does tenant screening affect credit score? ›

What to expect with a renter credit check. If you're on the hunt for a new apartment, a rental application may include a credit check. This can result in an inquiry on your credit report, which may cause a temporary dip in your score. Not all applications will result in a hard inquiry.

How do you check someone's credit as a landlord? ›

Information on a tenant credit check generally includes a tenant's bill paying history, amount of income and debt, and whether the applicant has any liens or judgments. Sources for obtaining a tenant credit check are the major credit bureaus, online tenant screening services, and local property management companies.

What are the tenant screening laws in New Jersey? ›

Credit and Background Checks: Landlords must obtain written consent from the applicant before conducting a credit and background check. They must also provide applicants with a copy of the report if requested. Income Verification: Landlords can require proof of income from applicants to ensure they can afford rent.

Can you deny a tenant for criminal history in California? ›

It is unlawful for a landlord or other housing provider to have a policy that prohibits persons with a criminal record from renting or living in a housing unit no matter the circ*mstances.

How far back can landlords check criminal history in California? ›

While some states give landlords carte blanche in considering an applicant's criminal history, in sunny California, things work differently. You see, if an individual was convicted but has completed their sentence more than seven years ago, such information cannot be used against them when applying for housing.

What credit scores do landlords look for? ›

The minimum credit score needed to rent an apartment varies from location to location. Wealthier, more competitive areas will require a higher minimum score, as will new or luxury buildings. However, a good rule of thumb is that most landlords look for a credit score of at least 600.

Can a landlord ask for your credit score? ›

By law landlords are allowed to check potential tenants' credit reports to screen for people who have not paid their bills on time. Delinquencies are a red flag for landlords and they are not likely to rent to someone with a bad credit history.

What credit score do I need for an apartment? ›

Credit score requirements for apartments vary by landlord, but most require at least a 670. Landlords can also view your credit report for any delinquencies or accounts in collections. If you have a low credit score, landlords may ask for upfront payments, guarantors, or references.

Do landlords use Fico or Vantage? ›

Lenders and landlords use both types of scores to determine your ability to pay your bills on time. However, these methods use different percentages to calculate your score. Your FICO score may be different than your Vantage score, depending on your financial history.

Does Equifax show rental history? ›

To review your rental history on Equifax, access your Equifax free rental report at AnnualCreditReport.com.

How much does it cost to pull someone's credit report? ›

The three main credit bureaus — Equifax, Experian and TransUnion — will charge a fee, typically around $25 to $75 per applicant, depending on the information requested (such as a criminal background check in addition to the credit report).

What are considered as red flags in screening a right tenant? ›

Missing or cut-off pages in credit reports

Maybe the applicant is trying to hide something or maybe they are covering up outstanding debts that they don't want you to know about. Either way, if information is missing it's a red flag that's worth paying attention to.

Can you deny a tenant for criminal history in NJ? ›

Initial Application or Advertisem*nt:

New Jersey's FCHA limits a housing provider's (see below) ability to consider a person's criminal history in deciding whether to extend an offer or whether to rent a home after extending an offer.

What documents can a landlord ask for in New Jersey? ›

To rent in NJ, you need a filled-out application, proof of income (like pay stubs), consent for credit and background checks, and often a rental history report.

Are landlords allowed to run credit checks in California? ›

Yes, landlords can run background checks in California to assess the reliability and suitability of applicants. They are permitted to run background checks such as credit reports, criminal background checks, and rental history checks.

How far back do apartments check criminal history in Texas? ›

The Fair Credit Reporting Act (FCRA – the federal law that governs apartment background checks) allows for credit history to be reported for seven years, and bankruptcy information for ten years. Regarding criminal records, the FCRA allows only criminal convictions to be reported that are older than seven years.

What are the new rental laws in California in 2024? ›

However, starting from July 1, 2024, new legislation under California's AB 12 will limit security deposits to one month's rent for furnished and unfurnished units. However, small landlords can charge up to two months' rent.

What is a rental verification in California? ›

Rental verification is a crucial step in the tenant screening process, which not all landlords practice. It goes beyond background and credit checks. The landlord contacts the prospective tenant's previous landlord to verify their rental history and assess their reliability.

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