The $20 Grocery Budget (2024)

Use these tips for what to buy when your finances are tight, so you can stretch a $20 grocery budget for the week.

The $20 Grocery Budget (1)

The $20 Grocery Budget (2)

There have been many times in my life, especially when I was living paycheck to paycheck when I was younger, that I found myself with a very small grocery budget. Even as low as $20 at times. This feeling of food insecurity is incredibly stressful. If you find yourself in it, you may be wondering what you should buy when you only have $20 for food to feed your family for the week. Here are some ways to stretch The $20 Grocery Budget as far as possible and what you should get at the store to provide good meals.

The $20 Grocery Budget

You don’t need to buy everything on this list at onceas it exceeds $20, but the items here will help you get the most out of your budget.

Beans – Beans provide a great source of protein and are filling. And they can be used in so many ways from rice and beans to wrapped in tortillas for a bean burrito. If you happen to have any meat in your freezer, you can add beans to any dish to stretch the meat out further as well. To get more for your money, opt for dry beans and the skip cans.

Rice in Bulk– Rice is another good filler that provides a great source of grain. Rice can be added to other things to create casseroles, soups, and wraps. You can buy several pounds of rice for less than $2 in the bulk section of most stores and a little goes a long way.

Bananas– Bananas are almost always the cheapest fruit no matter what season it is and they are a great source of potassium. You can also use bananas to create sandwiches with a little peanut butter for a good filling lunch.

Potatoes – Like rice, potatoes are good for fillers in casserole dishes. Potatoes also can be made so many ways because they are versatile.

Tofu- This is not a common thing you see on many lists like this. Many people think it’s expensive or they are afraid to try it. The truth is, tofu is an excellent source of protein and it is usually very low cost. I can get an entire brick of it to feed a whole family for less than $2. Compared to meat, this is a big money saver.

Frozen Vegetables- If you stick with the basics like peas, green beans, and corn, frozen vegetables are usually cheaper than fresh and have more nutrients and less sodium than a can vegetable for often the same price. They work well in casseroles, soups and as a side dish.

Canned Tomato Puree- I buy this all the time for many things and at places like Costco, you can get a gallon can of it for around $3. You can make a huge pot of spaghetti sauce or chili and use the leftovers for another meal.

Eggs- Eggs have gotten reasonable in price again and they are an excellent way to fill up and do it for cheap. Eggs only cost around 20 cents each or less, so they can be a great option when you are broke.

Green Onions– If you can afford to throw these in there, they are great for adding some flavoring to things for a low cost. They are only about 50 cents a bunch most of the year and you can also regrow them a second time with no garden at all! All you do is cut the onions down to just above the white roots and place the roots in water in a semi-sunny spot. No dirt necessary! In a couple of days, you will have regrown green onions!

Oats in Bulk – Buying quick oats in bulk is a great way to have a filling breakfast every morning and it is super low cost as well. Jazz it up with some maple syrup, brown sugar, raisins, or fresh fruit if you have any.

The $20 Grocery Budget (3)

The $20 Grocery Budget (4)

Tips to Help Your Stretch a Small Grocery Budget

If you want fresh fruit or vegetables, make sure you shop in season. You will find that the produce that is in-season will be much more inexpensive than out of season produce.

Don’t be afraid to ask for help from a food bank. There were many times I would go ‘shopping’ at the food bank before going to the store so I could buy less at the store with what I got in my food box. If you have no way to get to a food bank and that is what is stopping you, consider asking if they deliver. Many small food banks do.

Coupon if you can. Look for coupons for the items you plan to buy. I have seen coupons for many of the things I listed above including eggs, tomato puree, tofu, and frozen vegetables. The less you have to spend, the more you may be able to get.

Supplement some meals with soup kitchens. Many people don’t realize that soup kitchens are not just for the homeless. Anyone can go eat at them and often, it’s some great homemade eats. If you get lunch taken care of there, you only have to worry about dinner.

PrepareHomemade Foods- Making bread is much cheaper than buying it (as is a lot of meals). Make what you can at home rather than buying convenience foods. You will stretch your dollar a lot further.

More Ways to Stretch your Grocery Budget

Extreme Grocery Savings without Extreme Couponing

How to Buy Whole Foods on a Limited Budget

How to Build a Depression Era Pantry

How to Eat Healthy on Food Stamps

Couponing on Food Stamps

How to Stretch Your Food Stamp and WIC Budget

Frugal Recipes

Frugal and Filling Depression Era Breakfasts

Frugal and Flavorful Depression Era Recipes

Depression Era Tips to Stretch Your Food Budget

The $20 Grocery Budget (2024)

FAQs

What to buy with 20 dollars for groceries? ›

WHAT TO BUY WITH A $20 GROCERY BUDGET
  • 1 loaf of bread, $1.
  • 1 (16-slice) pack cheese, $1.
  • 1 (16-oz) pack spaghetti noodles, $1.
  • 1 head Iceberg lettuce, $1.
  • 2 Roma tomatoes, $1.
  • 1 lb ground beef, $3.
  • 1/4 lb thin-sliced deli ham, $2.
  • 1 box mashed potato flakes, $1.

What is a realistic grocery budget? ›

Average Cost of Groceries Per Month

The average household grocery cost per month is $475—which totals to $5,703 a year. And that number is likely to increase as overall food prices continue to go up. In fact, Americans spent 1.3% more on food at home (aka groceries) in December 2023 than they did in December 2022.

How to live on 20 a week for food? ›

Ease yourself in by replacing the mince in bolognese or chilli con Carne with frozen veggie mince or onions, mushrooms and peppers. Make a stir fry with a ton of veg instead of your usual meats. Try cooking curries using beans and pulses, or using potatoes instead of meat.

What is the grocery budget rule? ›

If you're wondering how to create a monthly food budget, another tool to use is the 50/30/20 rule. This simple and intuitive grocery budget formula suggests that you spend your net (after-tax) monthly income this way: 50% for living essentials (e.g., groceries, housing, transportation, healthcare, etc.)

How to live on $20 groceries a week? ›

Your Shopping List
  1. 1 bag of dried beans: $1.49.
  2. 2 pounds of chicken breast: $3.76.
  3. 1 jar of peanut butter: $1.98.
  4. 1 jar of jelly: $1.79.
  5. 1 loaf of whole wheat bread: $1.63.
  6. 1 dozen eggs: $1.26.
  7. 1 container of oatmeal: $1.35.
  8. 1 bag of dried lentils: $1.39.

How to stretch $20 at a grocery store? ›

Buy food in bulk or multiple packages. Meats, vegetables, and some fruits freeze well. Pantry items can be stored safely for a long time, so it's worth the money you'll save. Buy store or generic brands to save money: Generic products often have the same ingredients as private labels but are much lower in cost.

What two foods can you survive on? ›

If you could only select five foods to survive on, potatoes, kale, trail mix, grains, and beans would get you pretty far.

What is the cheapest food to live off of? ›

Cheapest Foods to Live On:
  • Oatmeal.
  • Eggs.
  • Bread.
  • Rice.
  • Bananas.
  • Beans.
  • Apples.
  • Pasta.

Can you live off $10 a day for food? ›

If you try to do it all the time, you'll go insane (believe me, I almost did when I went a month without splurging at all), but if you can live with being boring most of the time (and get on a first-name basis with everyone who works at your local grocery store), you can eat a balanced and healthy daily diet for less ...

What's a reasonable grocery budget for one person? ›

Averages look at foods many people commonly purchase, such as eggs, dairy, meat, bread, and produce items. For a single person, the average grocery bill can range, depending on age and gender, between $238.46 to $434.33. For a household with two people, the average grocery bill is $5,635 per year, or $469.58 per month.

How to grocery shop on a tight budget? ›

Tips for grocery shopping on a budget
  1. Plan your meals and shopping list. ...
  2. Consider purchasing non-perishable items. ...
  3. Strategically purchase perishable items. ...
  4. Consider buying in bulk. ...
  5. Consider generic brands. ...
  6. Use coupons strategically. ...
  7. Don't grocery shop when you're hungry.

What is the average grocery bill for 2 people a week? ›

According to the most recent data released from the Household Pulse Survey, American households spend an average of $270 on groceries a week. Broken down by household size: One person - $156.02. Two people - $220.82.

What can $20 get you in 2024? ›

  • 8 Loaves of Sliced Bread. Bread now costs over $2 per pound — $2.03, to be exact, as of January. ...
  • 5 Gallons of Milk. A gallon of whole milk fell by 5.9% over the last year. ...
  • 4 Pounds of Processed American Cheese. ...
  • 4 Pounds of Ground Chuck. ...
  • 8 Dozen Eggs. ...
  • 3 Pounds of Bacon. ...
  • 2 Pounds of Steak. ...
  • 7 1/2 Pounds of Romaine Lettuce.
Feb 25, 2024

How much should a 20 year old spend on groceries? ›

USDA-suggested thrifty grocery budget
Age-gender groupsWeekly grocery costMonthly grocery cost
14-19 years$71.80$311.10
20-50 years$70.10$303.60
51-70 years$61.80$267.90
71+ years$58.90$255.40
17 more rows
Jun 26, 2024

How much is 20 dollars a week for a month? ›

If you make $20 per week, your Monthly salary would be $86.67.

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