The 7 Best Travel Insurance Companies - TravelMasta (2024)

Raise your hand if you’ve ever set off on a vacation filled with sunny expectations only to have Murphy and his pesky law ruin everything. Who knew missing a flight connection in Phoenix could detonate an entire week in Mexico like a poorly timed burrito? Or that a “minor” case of Montezuma’s revenge could limit your sightseeing to the inside of a bathroom? Talk about travel nightmares!

Unless you’re secretly a zen monk, problems like canceled flights, lost passports and unexpected illnesses can rapidly transform that much-needed vacay into an expensive, stressful mess. And no one wants to blow the money for their trip AND the macaron fund to pay for some medical mishap far from home. Are we right?

Luckily, travel insurance swoops in and plays superhero to rescue vacations gone wrong like a travel agent in a cape. Policies cover things like emergency rooms visits abroad, 24/7 assistance if things go sideways, reimbursem*nts for interrupted trips – basically all those worst-case scenarios no one loves to imagine when they’re packing their sunnies and flip-flops.

But not all travel insurance superheroes are created equal. You need one tailored to save the exact kind of trip you have planned. So after comparing all the top options on everything from coverage to customer service wait times, we’ve rounded up the cream of the crop…

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World Nomads

World Nomads has excellent coverage and rates, and it has a very easy online booking process. This insurance can be used anywhere in the world and covers a wide range of travel risks. It can also provide better coverage and rates than most other traveler’s insurance companies. Here are some of the benefits you can get with this company. Let’s discuss some of the main ones.

Furthermore, World Nomads has a 24-hour emergency service and can help you locate medical providers in your area. If you are unable to find a local medical provider, the company will help you arrange escorted transportation or arrange for transportation. The best way to get your traveler’s insurance plan is to read the policy carefully, which is available on the company’s website. You can use these numbers during an emergency to make sure you have the right coverage.

On top of all of this, World Nomads has a Footprints program. The program aims to fund nonprofit organizations that provide support to underprivileged populations. The company takes care of the administrative costs and makes sure all the funds go to a good cause. The website also includes a list of recommended hospitals. If you have expensive travel gear, you’ll need to get a separate policy.

Despite its high rating, World Nomads for traveler’s insurance policies often exclude certain conditions, including COVID-19, so you should check the policy details carefully. The policy also states that it does not cover the costs of abductions. While most traveler’s insurance policies cover the cost of the policy, the premiums can be quite expensive. If you want to be safe, World Nomads for a traveler’s insurance is a good choice.

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Cigna Global

Cigna Global is best for those who are traveling on business. The coverage is very affordable, and it has a great 24-hour service that offers support to travelers abroad. However, this insurer does not cover medical evacuation or repatriation costs. This company offers traveler’s insurance plans starting at $100 per day with no deductible. Cigna Travel Insurance includes a variety of benefits, including reimbursem*nt for medical expenses and emergency evacuation services if you are traveling on business or pleasure trips.

Although the best traveler’s insurance policy is valid anywhere in the world, there are some areas that exclude coverage. Excluded areas include Antarctica, Cuba, Iran, Iraq, Libya, Myanmar, North Korea, and Sudan. The best way to get an affordable traveler’s insurance plan is to compare multiple policies through a comparison website. Cigna Global has the best coverage for business travelers who want comprehensive protection when they travel abroad. If you are going on vacation or traveling in groups, then this insurer will not be suitable for you.

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Allianz Care

Allianz Care‘s best advantage is that it offers affordable traveler’s insurance plans. However, there are some areas where this insurer does not cover you. This company has more than 30 years of experience offering travel security services to both business and pleasure travelers around the world. Allianz Travel Insurance comes with a wide array of benefits, including medical expenses, emergency dental care, and lost baggage. The company also offers a 24-hour emergency service that can help you find local medical providers.

Also, Allianz Care is best for people who are traveling anywhere in the world. However, there are some areas where this insurer does not have coverage, so it’s important to check the policy details before you buy. They offer affordable rates for anyone looking for security when they travel abroad. If your destination country does not have coverage, this insurer is best for you.

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AXA Travel Insurance

AXA Travel Insurance is best for people who want comprehensive traveler’s insurance coverage. The company offers a variety of plans, including those that cover pre-existing medical conditions. This insurer has been providing health care services to individuals and groups for more than 30 years. AXA Travel Insurance comes with a number of benefits, including medical expenses, emergency dental care, and lost baggage.

The company also offers a 24-hour emergency service that can help you find local medical providers. AXA Travel Insurance is best for people who want comprehensive traveler’s insurance coverage. This company offers a variety of plans, including those that cover pre-existing medical conditions.

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GlobeTrekker Medical Assistance (GMA)

GMA is pretty great at offering affordable travel insurance plans. However, there are some areas where this insurer does not cover you. This company has more than 25 years of experience offering medical assistance services to both business and pleasure travelers around the world. GlobeTrekker Medical Assistance comes with a wide array of benefits, including medical expenses, emergency dental care, and lost baggage. The company also offers a 24-hour emergency service that can help you find local medical providers.

GMA is best for people who are traveling anywhere in the world. However, there are some areas where this insurer does not have coverage, so it’s important to check the policy details before you buy.

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IMG Global

IMG Global is best for people who want a comprehensive traveler’s insurance policy. The company offers a variety of plans, including those that cover pre-existing medical conditions. This insurer has been providing health care services to individuals and groups for more than 30 years. The IMG (International Medical Group) comes with a number of benefits, including medical expenses, emergency dental care, and lost baggage. The company also offers a 24-hour emergency service that can help you find local medical providers.

Among other things, IMG Global is also best for people who want comprehensive traveler’s insurance coverage. This insurer offers a variety of plans, including those that cover pre-existing medical conditions.

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Medjet

Medjet is best known for its medical evacuation service. The company offers a variety of plans, including those that cover pre-existing medical conditions. This insurer has been providing health care services to individuals and groups for more than 30 years. Medjet comes with a number of benefits, including medical expenses, emergency dental care, and lost baggage. The company also offers a 24-hour emergency service that can help you find local medical providers.