The Best Debt Consolidation Companies in Texas for 2024 (2024)

Monday, March 11th

2024 Debt Consolidation Company Reviews

The Best Debt Consolidation Companies in Texas for 2024 (1)The Best Debt Consolidation Companies in Texas for 2024 (2)The Best Debt Consolidation Companies in Texas for 2024 (3)

National Debt Relief

The Best Debt Consolidation Companies in Texas for 2024 (4)The Best Debt Consolidation Companies in Texas for 2024 (5)

National Debt Relief has helped over 500,000 people to consolidate their debt by negotiating much lower payments with creditors. You'll pay a low monthly fee based on your total amount of enrolled debt while the company goes to work on your behalf. You won't find any other debt consolidation option with over 80,000 five-star reviews from satisfied clients! National Debt Relief should be the first place you go to schedule a free consultation and get on top of your finances.

Read Full Review

The Best Debt Consolidation Companies in Texas for 2024 (6)The Best Debt Consolidation Companies in Texas for 2024 (7)

Credit.org

The Best Debt Consolidation Companies in Texas for 2024 (8)

Credit.org has provided more than five million financial coaching sessions in the nearly 50 years they've been in operation - and most of their services are absolutely free. You'll get a complimentary consultation to analyze your finances and determine which steps you should take to improve your situation, which may include debt consolidation or other fee-based programs, but there's no obligation to sign up. Credit.org gets high marks from clients for being stress-free and helpful, and it's one of our favorite resources for anyone who needs financial advice.

Read Full Review

The Best Debt Consolidation Companies in Texas for 2024 (9)The Best Debt Consolidation Companies in Texas for 2024 (10)

Upstart

The Best Debt Consolidation Companies in Texas for 2024 (11)

Upstart knows that a credit score isn't the only factor to consider when evaluating your loan consolidation application. They employ a sophisticated artificial intelligence process that looks beyond just your credit history - making it more likely that you'll be approved for your loan. Happy customers typically receive their money very quickly, and praise this service for being easy and affordable.

The Best Debt Consolidation Companies in Texas for 2024 (12)The Best Debt Consolidation Companies in Texas for 2024 (13)

Curadebt

The Best Debt Consolidation Companies in Texas for 2024 (14)

For over 25 years, CuraDebt has helped people get on top of what they owe through debt consolidation and other proven strategies. You only pay fees when your debts are resolved, and you'll still save a lot of money. The initial consultation is complimentary. While this is still one of our favorite resources for trustworthy debt consolidation, there are 16 states where residents will not be eligible for CuraDebt's services.

Read Full Review

The Best Debt Consolidation Companies in Texas for 2024 (15)The Best Debt Consolidation Companies in Texas for 2024 (16)

Reach Financial

The Best Debt Consolidation Companies in Texas for 2024 (17)

Reach Financial specializes in loans for the purpose of debt consolidation. The company has a great reputation, both with the BBB and its clients. We wish they were a little more forthcoming about what a prospective borrower can expect, especially with regards to loan amounts, terms, and APR's. Still, we see bright things ahead for this relative newcomer.

Read Full Review

The Best Debt Consolidation Companies in Texas for 2024 (18)The Best Debt Consolidation Companies in Texas for 2024 (19)

LendingTree

The Best Debt Consolidation Companies in Texas for 2024 (20)

LendingTree is an online loan marketplace for every type of borrowing, from auto loans to credit cards and beyond. You can use this service to easily compare offers from up to five lenders at a time, helping you access the best rates and terms for your personal loan. We love the detailed information provided on each lending partner, with thousands of client reviews to help determine which one is the best choice for a personal loan. LendingTree has a great reputation and is a trustworthy option if you want to use a referral service to research and secure a loan.

The Best Debt Consolidation Companies in Texas for 2024 (21)The Best Debt Consolidation Companies in Texas for 2024 (22)

SoFi

The Best Debt Consolidation Companies in Texas for 2024 (23)

SoFi has some big benefits compared with other options for consolidation loans: low fixed rates, assistance (and forbearance) if you lose your job while repaying a loan, and even occasional sign-up bonus money. But, an increase in the number of complaints from SoFi clients, describing negative experiences specifically with the customer service department, gave us some cause for concern.

Read Full Review

The Best Debt Consolidation Companies in Texas for 2024 (24)The Best Debt Consolidation Companies in Texas for 2024 (25)

SuperMoney

The Best Debt Consolidation Companies in Texas for 2024 (26)

SuperMoney offers comparison "shopping" for many financial products, including consolidation loans. They offer funding through just over a dozen partners, and you can see detailed information and reviews about each one before filling out your application. SuperMoney hasn't been around as long as some of the referral platforms we evaluated and so there's not as much customer feedback yet. This is a good way to gather information about personal loans you might be eligible for, but you'll still have to complete your application directly with the lender you choose.

Read Full Review

The Best Debt Consolidation Companies in Texas for 2024 (27)The Best Debt Consolidation Companies in Texas for 2024 (28)

LendingClub

The Best Debt Consolidation Companies in Texas for 2024 (29)

LendingClub used to crowdfund all of their consolidation loans through investors. But, after undergoing some changes, their lending is now structured more like a regular bank. They offer fixed-rate loans with repayment terms of at least 36 months, and recent customer feedback is almost universally positive. You should have a good experience if you choose to get a consolidation loan here, but we're holding back a higher recommendation until the BBB provides an updated rating for LendingClub.

Read Full Review

The Best Debt Consolidation Companies in Texas for 2024 (30)The Best Debt Consolidation Companies in Texas for 2024 (31)

Payoff

The Best Debt Consolidation Companies in Texas for 2024 (32)

Payoff connects you with one of eight lenders in their network, getting you a personal loan so that you can consolidate debt by paying off your high-interest credit cards. While the BBB gives the company high marks, feedback from clients is much more mixed. Some have a great experience, while others describe a frustrating process from start to finish. There are more hassle-free options available if you want a loan to pay off your debt.

Read Full Review

The Best Debt Consolidation Companies in Texas for 2024 (33)The Best Debt Consolidation Companies in Texas for 2024 (34)

American Debt Enders

The Best Debt Consolidation Companies in Texas for 2024 (35)

American Debt Enders doesn't offer debt consolidation per se. Instead, they work on disputing debts that have been sold by your creditors to third-party collections. Your initial consultation is free, and any fees will depend on the amount of your debt and the strategy put in place to address it. This service doesn't offer as many options as other providers, and they're not as professional either. You'll probably have a more satisfying experience with another debt consolidation program.

Read Full Review

The Best Debt Consolidation Companies in Texas for 2024 (36)The Best Debt Consolidation Companies in Texas for 2024 (37)

Debt Consolidation Care

The Best Debt Consolidation Companies in Texas for 2024 (38)

Debt Consolidation Care has been around for nearly 20 years and has an "A+" rating and accreditation from the BBB. However, the service isn't as smooth as many rival providers, and DCC doesn't make it obvious that they'll be handing you off to a fee-based debt consolidation service for counseling. There are definitely more robust options out there.

Read Full Review

The Best Debt Consolidation Companies in Texas for 2024 (2024)

FAQs

Who is the most reputable debt consolidation company? ›

Summary: Best Debt Consolidation Companies of 2024
CompanyForbes Advisor RatingLEARN MORE
SoFi®5.0Compare Rates Via Credible.com's Website
Upgrade4.9Compare Rates Via Credible.com's Website
Happy Money4.4Compare Rates Via Credible.com's Website
LendingClub4.4Compare Rates Via Credible.com's Website
2 more rows
Jul 10, 2024

What is the highest rated debt relief program? ›

  • Best for credit card debt: National Debt Relief.
  • Best overall: Money Management International.
  • Best for customized options: Accredited Debt Relief.
  • Best for all unsecured debt types: Americor Debt Relief.
  • Best for customer support: Pacific Debt Relief.
  • Best in availability: Century Support Services.
5 days ago

Who is the best person to talk to about debt consolidation? ›

A good credit counselor will spend time reviewing your specific financial situation and then offer customized advice to help you manage your money.

What is the minimum credit score for debt consolidation loan? ›

Every lender sets its own guidelines when it comes to minimum credit score requirements for debt consolidation loans. However, it's likely lenders will require a minimum score between 580 and 680.

Where is the best place to get a consolidation loan? ›

Debt Consolidation Loan Lenders
LenderBest ForAPRs
DiscoverOverall7.99% to 24.99%
Reach FinancialLow rates5.99% to 35.99%
SoFiLarge loans8.99% to 29.49%
UpgradeBad credit8.49% to 35.99%
3 more rows

What type of loan is best for debt consolidation? ›

Debt consolidation options
  1. Balance transfer credit card. The best balance transfer cards often come with zero interest or a very low interest rate for an introductory period of up to 18 months. ...
  2. Home equity loan or home equity line of credit (HELOC) ...
  3. Debt consolidation loan. ...
  4. Peer-to-peer loan. ...
  5. Debt management plan.
Jan 19, 2024

Does the federal government have a debt relief program? ›

The government doesn't offer debt consolidation loans, except in specific cases such as for federal student loans. These can offer certain benefits but may come with drawbacks, too, so it's important to consider federal student loan consolidation carefully.

What program helps someone pay off debt faster? ›

Accredited Debt Relief is a good choice if you want to get back into the black faster. It says says clients who complete its payment program can be debt-free in as few as 12 months, compared to the 24 months most companies cite.

How much does jg wentworth charge for debt consolidation? ›

18% to 25%

Is it hard to get approved for debt consolidation? ›

Only available to those with decent credit: Debt consolidation is, ironically, only a possibility for those who have a high enough credit score and a low enough DTI. It won't solve underlying financial flaws: You'll need to change your income, spending or both to stay out of debt once you pay it off.

Is national debt relief a good idea? ›

National Debt Relief has been in business since 2009, and has helped hundreds of thousands of people get out of debt. While National Debt Relief won't be a fit for people who owe less than $7,500, it can be a good option for those with large debts.

Can I be denied debt consolidation? ›

The only problem is that getting approved for a debt consolidation loan generally requires you to have good credit and a strong borrower profile. And, if you apply and are denied for a debt consolidation loan, it can feel like a major setback. Being turned down doesn't mean you're out of options, though.

Are there any legit debt relief programs? ›

Best for Small Debts Money Management International

Money Management International (MMI) is a nonprofit debt relief company based in Stafford, Texas, and founded in 1958. Unlike most other companies, it doesn't have a minimum debt requirement to enroll in a debt settlement program.

Do banks offer debt consolidation loans? ›

Banks, credit unions, and installment loan lenders may offer debt consolidation loans. These loans convert many of your debts into one loan payment, simplifying how many payments you have to make.

What is the disadvantage of debt consolidation? ›

You can afford to repay the loan: A debt consolidation loan will only benefit you if you can afford to repay it. You'll risk getting into a deeper debt cycle if you're not 100 percent sure you'll be able to afford the monthly payment down the road.

How do I know if a debt consolidation company is legit? ›

Legitimate debt consolidation companies do not charge large upfront fees before providing any services. Be cautious of companies that make unrealistic promises or guarantees. Research and read reviews from reputable sources to gain insights into the experiences of other customers.

Do consolidation loans hurt your credit? ›

Debt consolidation can negatively impact your credit score. Any debt consolidation method you use will have the creditor or lender pulling your credit score, leading to a hard inquiry on your credit report. This inquiry will decrease your credit score by a few points. However, this credit score decline is temporary.

What is the catch with debt consolidation for the consumer? ›

You may pay a higher rate

Your debt consolidation loan could come with more interest than you currently pay on your debts. This can happen for several reasons, including your current credit score. If it's on the lower end, lenders see you as a higher risk for default.

Top Articles
Korzyści z Blockchain w finansowaniu handlu
Zwiększenie pamięci wirtualnej w systemie Windows 10 może pozbyć się błędów
Libiyi Sawsharpener
Lorton Transfer Station
Wizard Build Season 28
How to change your Android phone's default Google account
Craigslist In Fredericksburg
Riegler & Partner Holding GmbH auf LinkedIn: Wie schätzen Sie die Entwicklung der Wohnraumschaffung und Bauwirtschaft…
Xrarse
Heska Ulite
Giovanna Ewbank Nua
Garrick Joker'' Hastings Sentenced
R Tiktoksweets
2135 Royalton Road Columbia Station Oh 44028
R/Afkarena
My.tcctrack
Blackwolf Run Pro Shop
The Exorcist: Believer (2023) Showtimes
Trivago Sf
[Cheryll Glotfelty, Harold Fromm] The Ecocriticism(z-lib.org)
Why Should We Hire You? - Professional Answers for 2024
Why do rebates take so long to process?
Panola County Busted Newspaper
Sandals Travel Agent Login
The 15 Best Sites to Watch Movies for Free (Legally!)
Cars & Trucks - By Owner near Kissimmee, FL - craigslist
Meijer Deli Trays Brochure
Truck from Finland, used truck for sale from Finland
Weather October 15
Hwy 57 Nursery Michie Tn
Log in or sign up to view
Darktide Terrifying Barrage
The value of R in SI units is _____?
South Florida residents must earn more than $100,000 to avoid being 'rent burdened'
Xfinity Outage Map Lacey Wa
Kattis-Solutions
UPS Drop Off Location Finder
Craigslist Ludington Michigan
Strange World Showtimes Near Atlas Cinemas Great Lakes Stadium 16
Giantess Feet Deviantart
4083519708
Nobodyhome.tv Reddit
Deshuesadero El Pulpo
Ursula Creed Datasheet
Pulitzer And Tony Winning Play About A Mathematical Genius Crossword
Sechrest Davis Funeral Home High Point Nc
Sacramentocraiglist
A Man Called Otto Showtimes Near Cinemark Greeley Mall
Erica Mena Net Worth Forbes
Craigslist Psl
211475039
Latest Posts
Article information

Author: Velia Krajcik

Last Updated:

Views: 5535

Rating: 4.3 / 5 (54 voted)

Reviews: 85% of readers found this page helpful

Author information

Name: Velia Krajcik

Birthday: 1996-07-27

Address: 520 Balistreri Mount, South Armand, OR 60528

Phone: +466880739437

Job: Future Retail Associate

Hobby: Polo, Scouting, Worldbuilding, Cosplaying, Photography, Rowing, Nordic skating

Introduction: My name is Velia Krajcik, I am a handsome, clean, lucky, gleaming, magnificent, proud, glorious person who loves writing and wants to share my knowledge and understanding with you.