Top small-cap SIP mutual funds in 3 years: High returns is like a tempting advertisem*nt for a chocolate where the consumer knows that their tooth may suffer because of chocolate consumption, but they are lured by the idea of its delicious taste. In mutual funds, when we talk about high returns, equity funds are the first that come to mind. Even in equity funds, small-cap funds have the potential to grow faster than mid- and large-cap funds.
But they may also have the drawback of falling to the lowest when the market dips.
However, high returns are an attraction that always keeps investor interest high in small-cap mutual funds.
Even if we cast a cursory glance at the small-cap mutual fund category, it has grown 52.04 per cent in the one year, 25.06 per cent in the three years, and 27.86 per cent in the five years.
As per Association of Mutual Funds in India (AMFI), large-cap mutual funds invest in companies ranging from 250-500 in terms of market capitalisation.
In this write-up, we take you through the top 5 small-cap mutual funds with the best SIP returns in the three-year period.
Quant Small Cap Fund - Direct Plan - Growth
The fund tops the list with 40.47 per cent annualised returns in the three years.
The small-cap mutual fund has assets under management (AUM) of Rs 2,0164.09 crore, while its net asset value (NAV) is worth Rs 276.4327.
It has an expense ratio of 0.64 per cent. The fund has 91.47 per cent of its investments in domestic equities, of which 14.44 per cent is in large-cap stocks.
The fund has a large number of stocks (91) in its portfolio.
The main stocks in its portfolio are Reliance Industries, Jio Financial Services, IRB Infrastructure Ltd and Hindustan Copper.
A Rs 10,000 monthly SIP in the fund, or a total of Rs 3,60,000 investment in the three years, has given a total value of Rs 7,05,142.
A investor with Rs 15,000 monthly SIP in the fund, or a total of Rs 5,40,000 investment in the three years, has a total of Rs 10,57,713.
The one who started a Rs 20,000 monthly SIP in the fund three years ago, or a total of Rs 7,20,000 investment till date, has a total of Rs 1410284.
Franklin India Smaller Companies Fund - Direct - Growth
The fund has given 38.69 per cent returns in the three-year period.
It has an AUM of Rs 12797.29 crore, while its NAV size is Rs 192.9753.
It has an expense ratio of 0.93 per cent. The fund has 95.21 per cent of its investment in domestic equities, of which 2.91 per cent is in large-cap stocks.
The fund also has a large number of stocks, at 86, against the category average of 81.52, in its portfolio.
The top stocks in its portfolio are Brigade Enterprises Ltd, Equitas Small Finance Bank, Kalyan Jewellers, Deepak Nitrite, and Karur Vysya Bank.
A Rs 10,000 monthly SIP in the fund, or a total of Rs 3,60,000 investment in the three years, has given a total value of Rs 6,83,288.
A investor with Rs 15,000 monthly SIP in the fund, or a total of Rs 5,40,000 investment in the three years, has a total of Rs 10,24,932.
The one who started a Rs 20,000 monthly SIP in the fund three years ago, or a total of Rs 7,20,000 investment till date, has a total of Rs 13,66,576.
ITI Small Cap Fund - Direct Plan - Growth
The fund has given annual returns of 38.18 per cent in the three-year period.
It has an AUM of Rs 1,937.79 crore and a NAV of Rs 28.796.
The fund's expense ratio is 0.19 per cent. The fund has 95.48 per cent of its investments in domestic equities, of which 6.11 per cent is in large-cap stocks.
The fund has 81 stocks in its portfolio with Jindal Stainless, NCC Ltd, Kirloskar Oil Engines Ltd, and Bharat Dynamics as the leading ones.
A Rs 10,000 monthly SIP in the fund, or a total of Rs 3,60,000 investment in the three years, has given a total value of Rs 6,77,172.
A investor with Rs 15,000 monthly SIP in the fund, or a total of Rs 5,40,000 investment in the three years, has a total of Rs 10,15,759.
The one who started a Rs 20,000 monthly SIP in the fund three years ago, or a total of Rs 7,20,000 investment till date, has a total of Rs 13,54,345.
Bandhan Small Cap Fund - Direct Plan - Growth
The fund has given 38.08 per cent in the three years.
The fund has an AUM of Rs 4994.19 crore, while its NAV is worth Rs 42.188.
The fund has an expense ratio of 0.37 per cent. The fund has 89.63 per cent of its investment in domestic equities, of which 3.53 per cent is in large-cap stocks.
Bandhan Small Cap Fund has a high number of stocks (158) in its portfolio.
Cholamandalam Financial Holding, RECL, Apar Industries, and Arvind Ltd are the main stocks in its portfolio.
A Rs 10,000 monthly SIP in the fund, or a total of Rs 3,60,000 investment in the three years, has a total value of Rs 675981 as of today's date.
A investor with Rs 15,000 monthly SIP in the fund, or a total of Rs 5,40,000 investment in the three years, has a total of Rs 1013971.
The one who started a Rs 20,000 monthly SIP in the fund three years ago, or a total of Rs 7,20,000 investment till date, has a total of Rs 1351961.
Nippon India Small Cap Fund - Direct Plan - Growth
The fund has given annual returns of 37.92 per cent in the three-year period.
The fund's AUM is Rs 50,422.78 crore, while its NAV is worth Rs 180.0195.
The fund has an expense ratio of 0.68 per cent. Its 95.54 per cent investments are in domestic equities, of which 6.53 per cent are in large-cap stocks.
Nippon India Small Cap Fund has as many as 202 stocks in its portfolio.
The main stocks in its portfolio are Tube Investment of India Ltd, HDFC Bank, Voltamp Transformers, and Apar Industries.
A Rs 10,000 monthly SIP in the fund, or a total of Rs 3,60,000 investment in the three years, has given a total value of Rs 6,74,079.
A investor with Rs 15,000 monthly SIP in the fund, or a total of Rs 5,40,000 investment in the three years, has a total of Rs 10,11,119.
The one who started a Rs 20,000 monthly SIP in the fund three years ago, or a total of Rs 7,20,000 investment till date, has a total of Rs 13,48,158.
