UK.StockBrokers.com is committed to the highest ethical standards and reviews services independently. Learn How We Make Money
Home‣Compare UK Stockbrokers
Written by StockBrokers.com
August 06, 2024
Is Trading 212 better than XTB? After scoring the best share dealing accounts across 46 different variables, our analysis finds that Trading 212 is better than XTB. Trading 212 offers commission-free share dealing and is a great option for those looking to simply execute share or ETF trades. Novice investors or those looking for more diversification through mutual funds may find better options elsewhere.
Select Brokers
↓×
- check_box_outline_blankcheck_boxAJ Bell
- check_box_outline_blankcheck_boxBarclays
- check_box_outline_blankcheck_boxBestinvest
- check_box_outline_blankcheck_boxCapital.com
- check_box_outline_blankcheck_boxCharles Stanley Direct
- check_box_outline_blankcheck_boxCMC Invest
- check_box_outline_blankcheck_boxeToro
- check_box_outline_blankcheck_boxFidelity International
- check_box_outline_blankcheck_boxFreetrade
- check_box_outline_blankcheck_boxHalifax
- check_box_outline_blankcheck_boxHargreaves Lansdown
- check_box_outline_blankcheck_boxIG
- check_box_outline_blankcheck_boxInteractive Brokers
- check_box_outline_blankcheck_boxInteractive Investor
- check_box_outline_blankcheck_boxLloyds Bank
- check_box_outline_blankcheck_boxRevolut
- check_box_outline_blankcheck_boxRobinhood UK
- check_box_outline_blankcheck_boxSaxo
- check_box_outline_blankcheck_boxTrading 212
- check_box_outline_blankcheck_boxVanguard UK Investor
- check_box_outline_blankcheck_boxWebull
- check_box_outline_blankcheck_boxXTB
×
×
Sponsored
navigate_beforenavigate_next
Overall Rating | Trading 212 | XTB | |
---|---|---|---|
Overall Rating | |||
Charges & Fees | |||
Investment Choices | |||
Mobile App | |||
Website | |||
Ease of Use | |||
Education | |||
Review | Trading 212 Review | XTB Review | |
Winner | check_circle |
Investments | Trading 212 | XTB | |
---|---|---|---|
ISAinfo | Yes | No | |
SIPPinfo | No | No | |
Share Tradinginfo | Yes | Yes | |
CFD Tradinginfo | Yes | Yes | |
Fundsinfo | No | Yes | |
ETFsinfo | Yes | Yes | |
Bonds - Corporateinfo | No | No | |
Bonds - Government (Gilts)info | No | No | |
Investment Trustsinfo | Yes | No | |
Spread Bettinginfo | No | Yes | |
Crypto Tradinginfo | No | No | |
Advisor Servicesinfo | No | No |
Trading Fees | Trading 212 | XTB | |
---|---|---|---|
Minimum Depositinfo | £1 | £0 | |
Share Trading: 0-9 Deals/ Monthinfo | £0 | £0 | |
Share Trading: 10-19 Deals/ Monthinfo | £0 | £0 | |
Share Trading: 20+ Deals/ Monthinfo | £0 | £0 | |
5 trades per year (£30k portfolio)info | £0 | £0 | |
12 trades per year (£30k portfolio)info | £0 | £0 | |
36 trades per year (£30k portfolio)info | £0 | £0 | |
120 trades per year (£30k portfolio)info | £0 | £0 | |
3 fund trades per year (£30k portfolio)info | £0 | N/A | |
Annual Custody Fee: £0 - £250,000info | £0 | 0 | |
Annual Custody Fee: £250K-£500Kinfo | £0 | 0 | |
Annual Custody Fee: £500,000 - £1minfo | £0 | 0 | |
Annual Custody Fee: £1m and overinfo | £0 | 0 | |
Bonds - Corporate - Feeinfo | N/A | N/A | |
Bonds - Government (Gilts) - Feeinfo | N/A | N/A | |
ETFs - Feeinfo | 0 | £0 | |
Investment Trusts - Feeinfo | 0 | N/A | |
Telephone Dealing Feeinfo | N/A | N/A |
Broker Screenshots | Trading 212 | XTB | |
---|---|---|---|
Website Gallery (click to expand) | |||
Mobile Trading Apps Gallery (click to expand) | |||
Education Gallery (click to expand) |
Platforms & Tools | Trading 212 | XTB | |
---|---|---|---|
Web Platforminfo | Yes | Yes | |
iPhone Appinfo | Yes | Yes | |
Android Appinfo | Yes | Yes | |
Stock Alertsinfo | Yes | Yes | |
Charting - Indicators / Studiesinfo | 54 | 59 | |
Charting - Drawing Toolsinfo | 25 | 9 | |
Charting - Notesinfo | Yes | Yes | |
Charting - Display Corporate Eventsinfo | No | Yes | |
Charting - Stock Overlaysinfo | No | Yes | |
Charting - Index Overlaysinfo | No | Yes |
Research | Trading 212 | XTB | |
---|---|---|---|
Research - Sharesinfo | Yes | Yes | |
Research - CFDsinfo | No | Yes | |
Research - Fundsinfo | No | No | |
Fund Research - Research Reportsinfo | No | Yes | |
Research - ETFsinfo | No | Yes | |
Research - Bondsinfo | No | No | |
Portfolio Allocation Breakdowninfo | Yes | Yes |
Education | Trading 212 | XTB | |
---|---|---|---|
Education (Share Trading)info | Yes | Yes | |
Education (Funds)info | Yes | Yes | |
Education (Retirement)info | No | No | |
Client Webinarsinfo | No | Yes | |
Client Webinars (Archived)info | No | Yes |
Overall Summary | Trading 212 | XTB | |
---|---|---|---|
Overall Rating | |||
Charges & Fees | |||
Investment Choices | |||
Mobile App | |||
Website | |||
Ease of Use | |||
Education | |||
Review | Trading 212 Review | XTB Review | |
Winner | check_circle |
arrow_upward
Comparing online share dealing platforms side by side is no small task. For our 2024 review of U.K. brokers, more than 900 data points were collected over a 10-week period and used to score each broker. Let’s compare Trading 212 and XTB.
Trading 212 vs XTB Comparison
For our 2024 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare Trading 212 vs XTB.
Is Trading 212 a good broker?
Trading 212 offers commission-free share dealing and is a great option for those looking to simply execute share or ETF trades. Novice investors or those looking for more diversification through mutual funds may find better options elsewhere.
Is XTB a good broker?
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
Which broker is less expensive?
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Trading 212 offers better pricing than XTB for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - Trading 212 would cost £0 per year, while XTB would cost £0 per year.
12 trades per year - Trading 212 would cost £0 per year, while XTB would cost £0 per year.
36 trades per year - Trading 212 would cost £0 per year, while XTB would cost £0 per year.
120 trades per year - Trading 212 would cost £0 per year, while XTB would cost £0 per year.
3 fund trades per year - Trading 212 would cost £1 per year, while XTB would cost £0 per year.
query_stats What type of trader are you?
New to the world of investing? See my picks for the best UK trading platforms for beginners. More experienced traders should check out my guide to the best UK Trading Platforms for Active Traders. If you're looking to trade shares on the go, read my guide to the best UK stock trading apps.
How do Trading 212 and XTB compare in terms of minimum deposits required?
Trading 212 requires a minimum deposit of £1, while XTB requires a minimum deposit of £0. From our testing we found for accounts between £0 - £250,000 Trading 212 charges annual custody fees of £0, while XTB charges annual custody fees of 0.
Which broker offers a wider range of investment options?
Trading 212 offers investors access to ISA, Share Trading, CFD Trading, ETFs and Investment Trusts, while XTB offers investors access to Share Trading, CFD Trading, Funds, ETFs and Spread Betting. Neither have SIPP, Bonds - Corporate, Bonds - Government (Gilts), Crypto Trading and Advisor Services. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.
Do Trading 212 and XTB offer ISA or SIPP accounts?
Self-invested personal pensions (SIPPs) and individual savings accounts (ISAs) are tax-advantaged savings accounts that are an important tool for many individual investors. You can read more about how these accounts operate at Gov.UK: Click here for SIPP information and here for ISA information. Our analysis finds that Trading 212 offers traders access to ISA accounts, while XTB offers traders access to neither of these accounts. Neither have SIPP.
Do Trading 212 and XTB offer cryptocurrency?
In our analysis of top brokers for share dealing in the U.K., we research whether each broker offers the ability to trade cash cryptocurrency, such as bitcoin and ethereum, which is still a somewhat rare offering amongst major U.K. brokers. Our review finds that neither Trading 212 nor XTB offer crypto investing.
Which broker offers a better website experience?
Our testing concluded that the website of Trading 212 is better than the website of XTB. Trading 212 offers more functionality, is cleanly designed, and is, overall, easier to use for beginners and casual investors.
Which stock trading app is better?
To compare the trading platforms of both Trading 212 and XTB, we tested each broker's stock trading app. All features compared, our analysis finds that Trading 212 offers a better mobile app. Dive deeper: Best Stock Trading Apps UK.
Do Trading 212 and XTB offer educational resources?
Educational offerings are of particular importance to those who are newer to investing, and we examine the availability of several different types of educational materials in our analysis. Our research finds that Trading 212 offers traders access to Education (Share Trading) and Education (Funds), while XTB offers access to Client Webinars, Client Webinars (Archived), Education (Share Trading) and Education (Funds). Neither have Education (Retirement).
Overall winner: Trading 212
Popular Stock Broker Reviews
- Interactive Investor Review
- Freetrade Review
- Saxo Review
- Lloyds Bank Review
- Hargreaves Lansdown Review
- eToro Review
- AJ Bell Review
- Trading 212 Review
- XTB UK Review
- Halifax Review
- Capital.com Review
- CMC Invest Review
- Vanguard UK Investor Review
- IG Review
- Barclays Smart Investor Review
- Fidelity International Review
- Interactive Brokers UK Review
Popular Guides
Best UK Trading Platforms for Beginners of 2024 Best UK Trading Platforms for Active Traders of 2024 Best Stock Trading Apps UK of 2024
More Comparisons
Trading 212 vs Freetrade Trading 212 vs AJ Bell Trading 212 vs Revolut Trading 212 vs Halifax Trading 212 vs Interactive Investor Trading 212 vs Capital.com XTB vs Charles Stanley Direct XTB vs Trading 212 XTB vs Revolut XTB vs eToro XTB vs Webull XTB vs AJ Bell
Show all