Travelex’s Travel America travel insurance provides low-cost coverage for short getaways within the US.
Get Quote
With benefits including trip inconvenience coverage, security deposit protection, trip cancellation, secondary coverage for medical emergencies, roadside assistance and more, Travel America can provide protection for up to 8 travelers on your next adventure within the United States all for the low cost of $60.
ReceiveShared Benefits for up to 8 Travelers
Up to $50,000 Emergency Medical Expenses
3-Day Pre-Existing Condition Exclusion Waiver
Car Rental Collision Coverage and Roadside Assistance
What does Travel America Insurance cover?
The Travel America plan provides a wide range of coverages for you and up to seven traveling companions for trips within the United States. These benefits include emergency medical expenses should you become sick or injured while traveling, trip inconvenience that can provide reimbursem*nt for events such as the closure of ski resorts, golf courses and beaches because of certain conditions and roadside assistance and car rental collision coverage to help keep you protected on the road.
The Travel America plan also provides coverage for pre-existing medical conditions if the plan is purchased within three days of your final trip payment.
Why should I buy a Travel America insurance policy?
Travel insurance shouldn’t be reserved for expensive or international trips only. You can also benefit from having travel insurance for shorter domestic trips, which is where Travel America comes in. Whether you and your partner are flying to visit your parents for a long weekend, or you and a group of friends are going to explore a national park, Travel America can help provide protection for your trip.
Travel America is also great for road trips, shorter domestic trips, long weekends in a nearby city, and most other domestic travel, especially if traveling with others. This is because Travel America provides shared benefits for you and up to seven other traveling companions, all for the low price of $60.
How do I purchase Travelex’s Travel America plan?
It is very easy to purchase a Travel America plan. When you get a quote, enter your trip details including your state of residence and travel dates and you will receive a free quote instantly. From here, you will choose the Travel America plan and then enter your additional purchase information.
It is important to note that you will only be able to purchase Travel America for trips up to 14 days in length and for travel within the United States. If you are looking for coverage longer than 14 days or outside of the US, you will want to consider the Travel Select and Travel Basic plan.
Travel America Benefits & Details
| Benefit | Travel America |
|---|---|
| Trip Cancellation | 100% of insured trip cost (up to $750) |
| Trip Interruption | 150% of insurance trip cost (up to $1,125) |
| Trip Delay | $2,000 (with a minimum delay of 5 hours) |
| Missed Connection | $2,000 (with a minimum delay of 3 hours) |
| Emergency Medical Expense | $50,000 |
| Emergency Medical Evacuation & Repatriation of Remains | $250,000 |
| Baggage & Personal Effects | $2,000 (item sublimits apply) |
| Baggage Delay | $1,000 (with a minimum delay of 12 hours) |
| Sporting Equipment Delay | $2,000 (with a minimum delay of 12 hours) |
| Accidental Death & Dismemberment (AD&D) | $25,000 |
| Car Rental Collision Coverage | $35,000 per policy (with a $100 deductible) |
| Pet Medical Expense | $1,000 ($50 deductible) |
| Pet Return | $10,000 |
| Kids-Included Pricing | All coverages shared between the primary traveler and up to 7 traveling companions |
| 24/7 Travel Assistance | Included |
| Primary Coverage | No |
| Maximum Trip Length | Up to 14 days |
Travel America Benefits & Details
| Benefit | Travel America |
|---|---|
| Trip Cancellation | 100% of insured trip cost (up to $750) |
| Trip Interruption | 150% of insurance trip cost (up to $1,125) |
| Trip Delay | $2,000 (with a minimum delay of 5 hours) |
| Missed Connection | $2,000 (with a minimum delay of 3 hours) |
| Emergency Medical Expense | $50,000 |
| Emergency Medical Evacuation & Repatriation of Remains | $250,000 |
| Baggage & Personal Effects | $2,000 (item sublimits apply) |
| Baggage Delay | $1,000 (with a minimum delay of 12 hours) |
| Sporting Equipment Delay | $2,000 (with a minimum delay of 12 hours) |
| Accidental Death & Dismemberment (AD&D) | $25,000 |
| Car Rental Collision Coverage | $35,000 per policy (with a $100 deductible) |
| Pet Medical Expense | $1,000 ($50 deductible) |
| Pet Return | $10,000 |
| Kids-Included Pricing | All coverages shared between the primary traveler and up to 7 traveling companions |
| 24/7 Travel Assistance | Included |
| Primary Coverage | No |
| Maximum Trip Length | Up to 14 days |
GET QUOTE
Frequently Asked Questions
Can Travel America be used for international travel?
Travel America is only available for domestic trips within the United States. This includes all 50 states and Washington DC. Unfortunately, trips to US territories such as Puerto Rico are not eligible for coverage on this plan.
If you’re looking for travel insurance for an international trip, Travelex’s Travel Select and Travel Basic plans can provide coverage.
What are shared benefits?
When it comes to travel insurance, shared benefits means the coverage amounts listed on the policy are shared across all covered travelers. In the event of a claim, the primary traveler who is listed on the policy would file the claim and submit all necessary receipts. The reimbursem*nt on a claim will be paid to the primary traveler listed on the policy who will then distribute the funds to the traveling companions accordingly.
Are there any restrictions around Travel America?
Travel America is limited to trips within the United States that are 14 days or less in length and at least 100 miles away from your residence.
It is also important to know the Trip Cancellation and Interruption benefit of this plan only provides coverage for trip costs up to $750. If you are looking for a plan with additional Trip Cancellation and Interruption coverage, you will want to consider the Travel Select or Travel Basic plan.
What is secondary coverage?
While Travel America provides medical benefits that can help a traveler pay for out-of-pocket medical expenses, it is important to know the difference between primary and secondary coverage. Travel America includes secondary coverage, which means if you incur medical expenses while traveling, you will need to file a claim with your existing insurance provider and then file a claim for with your travel insurance provider for reimbursem*nt.
If you are looking for a plan with primary coverage, you can choose Travelex’s Travel Select or Travel Basic plan. Primary coverage allows you to file a claim directly with your travel insurance provider and doesn’t require you to file a claim with an existing insurance provider. This can simplify the process as well as speed up the time to receive reimbursem*nt.
Will Travel America cover my existing medical condition?
Yes, coverage for pre-existing medical conditions is available if you purchase the Travel America plan within three days of your final trip payment.
For more details on pre-existing medical condition coverage, call our Customer Solutions department at 1-800-228-9792, Monday-Friday, 8:00 a.m. to 7:00 p.m. CST.
