- What are the benefits of emergency evacuation insurance?
- What is the difference between emergency evacuation and repatriation?
- What does World Nomads insurance cover?
- What's not covered by emergency evacuation insurance?
Whether you’re trekking to see Machu Picchu, surfing in Maui, scuba diving off the coast of Thailand, or skiing in Canada, accidents or sickness can happen at any time during your trip. If you’re far from appropriate medical facilities, emergency evacuation insurance can help get you the care you need.
What are the benefits of emergency evacuation insurance?
Unexpected medical emergencies can happen at any time, whether you’re near or far from home. Appendicitis, a broken leg, animal bites and even a bout of severe food poisoning have all sent travelers to the hospital. But what happens if the nearest hospital or appropriate medical facility is dozens or even hundreds of miles away?
Medical transport – particularly Medevac flights – can cost tens of thousands of dollars. What could be a lifesaver could deplete your savings. Emergency evacuation and repatriation coverage may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or home for further treatment.
What is the difference between emergency evacuation and repatriation?
An emergency evacuation involves transporting patients to a hospital or other medical facility in order to be treated.
Repatriation is a type of evacuation that returns travelers back home, typically after their condition has stabilized and when a doctor advises that theyshould no longer travel.
And in a worst-case scenario, if a traveler dies on vacation, World Nomads travel insurance also covers repatriation of remains. It’s not an easy thing to think about, but it does happen from time to time.
What does World Nomads insurance cover?
Under your World Nomads plan, emergency medical evacuation is covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re going to be at the hospital for a prolonged period of time, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Emergency evacuation and repatriation typically takes place through a commercial flight, though other modes of transportation could include:
- Air ambulance or Medevac flights
- Sea level aircraft
- Helicopter
- Ground ambulance
The key thing to remember is that you need to get pre-authorization for a medical evacuation.
What's not covered by emergency evacuation insurance?
Our travel insurance plans exclude coverage for any of the following:
- Any incidents related to drug and alcohol abuse.
- Participation as an athlete in professional sports or participating in extreme sports.
- Participation in any military maneuver or training exercise.
- Traveling for the purpose of securing medical treatment.
- Continuing medical care at home.
- Losses related to illegalbehavior.
This is not a full list of what's covered and what's not covered. Other limits and conditions may apply. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually Please read your policy wording in full andcontact us if you have any questions, we’re happy to help.
