Travel Insurance for Flights | Travelex Insurance (2024)

Travel Insurance for Flights | Travelex Insurance (1)

Consider flight protection with one of Travelex’s two flight insurance plans.

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Travelex Flight Insurance is protection worth considering if you’re looking for a travel insurance plan that provides specific coverage from take-off to touchdown. Our two plans — Flight Insure and Flight Insure Plus — offer varying levels of coverage depending on your unique travel needs.

  • Travel Insurance for Flights | Travelex Insurance (2)

    Up to $1,000,000 for Flight AD&D on Flight Insure Plus

  • Travel Insurance for Flights | Travelex Insurance (3)

    Up to $10,000 Emergency Medical Expenses on Flight Insure Plus

  • Travel Insurance for Flights | Travelex Insurance (4)

    Up to $1,000 Baggage & Personal Effects on Flight Insure Plus

  • Travel Insurance for Flights | Travelex Insurance (5)

    24/7 Travel Assistance & Concierge Services

What is Flight Insurance?

If you’re planning a last-minute trip or a quick weekend away, Travelex’s travel insurance plans may provide more protection than you’re looking for. In these instances, Flight Insurance is a choice worth considering.

Travelex’s Flight Insurance protects you from travel mishaps such as flight delays, flight accidents, and more. With Flight Insurance coverage, you’re able to travel with some peace of mind, but without paying a high price for your travel insurance policy.

What are the different types of Flight Insurance coverage?

Travelex offers two distinct levels of Flight Insurance: Flight Insure, and Flight Insure Plus.

Flight Insure is ideal for travelers who only want Flight Accidental Death & Dismemberment (AD&D) coverage.

Flight Insure Plus is suited to travelers who also want Flight AD&D coverage, but with the addition of protection for missed connections, baggage delays, emergency medical expenses and evacuations, and more.

With both plans, you also receive access to 24/7 worldwide Travel Assistance and Concierge Services provided by World Travel Protection.

How do I purchase Flight Insurance?

In order to purchase a Flight Insurance plan, all you will need to do is plug in a few of your travel details into the quote box.

Once you’ve provided information including your travel dates, state of residence, and other important details, you will see your travel insurance plan options. Beneath “Choose your Plan” simply select “Flight”. Here you will be presented with both Flight Insurance options. Then, choose which Flight Insurance plan best covers your trip and follow the prompts to purchase.

By purchasing either of Travelex’s Flight Insurance options, you are making the safe andsmart decision to protect your upcoming journey from unforeseen incidents.

Flight Insurance Benefits & Details

Flight Accidental Death & Dismemberment (AD&D)

Amount Selected

Missed Connection

$50 (with a minimum delay of 3 hours)

Baggage & Personal Effects

$1,000 (item sublimits apply)

Baggage Delay

$500 (with a minimum delay of 12 hours)

Emergency Medical Expense

$10,000 (with a dental coverage sublimit of $500)

Emergency Evacuation & Repatriation of Remains

$100,000 (with an escort coverage limit of $25,000)

Primary Coverage

Included

24/7 Travel Assistance

Included

Maximum Trip Length

Up to 30 days

Flight Accidental Death & Dismemberment (AD&D)

Amount Selected

Missed Connection

-

Baggage & Personal Effects

-

Baggage Delay

-

Emergency Medical Expense

-

Emergency Evacuation & Repatriation of Remains

-

Primary Coverage

-

24/7 Travel Assistance

Included

Maximum Trip Length

Up to 180 days

Flight Insurance Benefits & Details

Benefit

Flight Insure Plus

Flight Insure

AD&D Common-Carrier (Air Only)

Amount Selected

Amount Selected

Missed Connection

$50 (with a minimum delay of 3 hours)

-

Baggage & Personal Effects

$1,000 (item sublimits apply)

-

Baggage Delay

$$500 (with a minimum delay of 12 hours)

-

Emergency Medical Expense

$10,000 (with a dental coverage sublimit of $500)

-

Emergency Evacuation & Repatriation of Remains

$100,000 (with an escort coverage limit of $25,000)

-

Primary Coverage

Included

-

24/7 Travel Assistance

Included

Included

Maximum Trip Length

Up to 30 days

Up to 180 days

GET QUOTE

Frequently Asked Questions

What does Flight Insurance’s Travel Assistance include?

Travel Assistance provided by World Travel Protection includes both medical and general travel assistance.

With Travel Assistance, you will receive the following benefits and more:

  • Medical consultation and monitoring
  • Prescription assistance
  • Emergency medical payments
  • 24-hour legal assistance
  • Language interpretation services
  • Travel document and ticket replacement

Does Flight Insure Plus provide protection throughout my trip?

While Flight Insure is a flight-only plan, Flight Insure Plus is a more robust travel insurance plan that provides continued coverage during your entire trip.

With Flight Insure Plus, you are eligible to receive emergency medical and dental services, as well as coverage for lost or delayed baggage.

Do I receive primary coverage on the Flight Insurance plans?

The Flight Insure Plus plan provides primary coverage with no deductibles. This means faster reimbursem*nt in the event of a claim. (Flight Insure does not include medical-related benefits, so primary coverage is not relevant to this plan.)

I have a pre-existing medical condition. Will I receive a pre-existing condition exclusion waiver with a Flight Insurance plan?

The Flight Insurance plans do not automatically include or provide upgrade options for a pre-existing medical condition exclusion waiver.

You are eligible to receive pre-existing medical condition exclusion waivers on the Travel America and Travel Select plans as long as you buy the plans within 3 days of final trip payment (Travel America) and 15 days of the initial trip payment (Travel Select).

Do I need to buy a Flight Insurance plan in addition to a Travel Basic or Travel Select plan?

No. A Flight Insurance plan does not need to be complemented by a Travel Basic or Travel Select plan. Each of these plans is tailored to offer different benefits depending on a traveler’s needs.

If you prefer coverage that begins the day after purchasing your policy and continues until you return home, Travel Select or Travel Basic can provide you with quality protection. If you’d rather only receive coverage for your flight or your flight plus medical expenses, consider either of the Flight Insurance plans.

It’s important to note that while Flight Insure and Flight Insure Plus provide flight-related travel insurance coverage, only the Travel Basic and Travel Select plans offer protection in the event your trip is canceled or interrupted for a covered reason.

Travel Insurance for Flights | Travelex Insurance (2024)

FAQs

How much travel insurance is enough? ›

As a general guideline, it's wise to buy at least $100,000 in travel medical expense coverage. The most generous travel insurance plans provide $500,000 per person for emergency medical expenses. Other good plans have ample medical coverage of $250,000 or $100,000 per person.

Should I buy travel insurance before or after flights? ›

Though you can buy travel insurance before you book your flight, it's actually better to wait until after you reserve your seat on the plane. This way, you'll know your ticket price and can make sure your travel insurance will cover the full cost of the ticket, in case you need to file a claim later.

What does travel insurance cover for plane tickets? ›

What is covered by travel insurance. Most plans typically cover a range of trip protections, including accidental death and dismemberment, baggage delay or loss, emergency medical coverage and evacuation, trip cancellation, delay or interruption and more.

Which travel insurance is best at paying claims? ›

We named Nationwide travel insurance as our pick for the most coverage reimbursed. It offers 100% trip cancellation coverage and up to 200% trip interruption protection, depending on your plan choice. Nationwide also provides some of the best policies for cruise ship passengers, based on our review.

How much should I expect to pay for trip insurance? ›

In general, you should expect a plan will cost anywhere from 4%-10% of your total pre-paid, nonrefundable trip cost. For example, if you purchased a trip with a total cost of $5,000, travel insurance policies available to you will likely range in price from $250-$500, depending on variables.

Does travel insurance cover flight cancellation? ›

Does travel insurance cover cancelled or missed flights? Your travel insurer may cover you if your flight was cancelled and the airline company doesn't or can't reschedule your flight. Your insurer may also cover you if the airline company doesn't reimburse you as a result, or only reimburses part of your expenses.

How long before you fly should you get travel insurance? ›

What should be the start date of travel insurance? For single-trip travel insurance, the start date should ideally be the same day you book your holiday to ensure you're covered for any eventualities, like trip cancellations. For annual travel insurance, the start date should be the day you book your holiday.

What does travel insurance not cover? ›

Most travel insurance policies won't pay out if you're negligent while under the influence of alcohol or drugs, and have an accident or have property stolen.

Does travel insurance get less expensive closer to departure date? ›

Unlike other aspects of your travel experience like airfares or hotel-room rates, the price of travel insurance doesn't increase the closer you get to your travel date. There's no financial penalty if you wait to buy travel insurance (except for those bonus coverages, of course).

What kind of insurance do you need for a plane? ›

An aircraft insurance policy typically includes liability coverage for property damage or bodily injury resulting from an accident and pays your legal fees if you're sued.

Can I add insurance to my flight after booking? ›

The short answer is: It's not too late! You absolutely can buy travel insurance after booking your trip. However, it's always best to purchase insurance as early in the process as possible. If you procrastinate, you may miss out on certain benefits.

Does travel insurance cover flight cancellation due to illness? ›

Travel insurance can provide cover if you need to cancel your flight. This means that if you have to cancel your flight or your holiday for an insured reason such as illness, redundancy or your home becoming uninhabitable you can make a claim on your travel insurance to recoup the cost.

Does travel insurance ever pay out? ›

Offered as an add-on to many insurance policies, this coverage lets you cancel your trip for a reason not covered within a typical trip cancellation benefit. If you need to use this coverage, you'll typically get 50% to 80% of your prepaid travel expenses refunded.

What is the most common travel insurance claim? ›

The most common reasons for claims in the U.S. were respiratory illnesses, injury and fractures.

Who is cheaper than travelers insurance? ›

On average, GEICO offers more affordable rates than Travelers for drivers with credit scores of less than 580.

How much insurance do I need for international travel? ›

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

Is 250000 enough for medical travel insurance? ›

Emergency Medical Evacuation insurance can cover these transportation costs, which can easily rise to tens of thousands of dollars. For most international destinations, we recommend travelers carry $100,000 in Medical Evacuation coverage, and up to $250,000 for cruisers or travelers going to a remote destination.

How much in advance should I get travel insurance? ›

For single-trip travel insurance, the start date should ideally be the same day you book your holiday to ensure you're covered for any eventualities, like trip cancellations. For annual travel insurance, the start date should be the day you book your holiday.

How much travel insurance do I need for Europe? ›

A comprehensive travel policy with at least $50,000 in medical coverage is recommended when traveling to Europe or any country where you don't have health insurance. Travel medical insurance will cover expenses related to an unexpected injury or illness.

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