Travel Insurance for Ireland: Tips & Plans for 2024 (2024)

Do I need travel insurance to visit Ireland?

Although Ireland has no laws requiring travelers to purchase insurance before they arrive, we recommend all American travelers to Ireland buy a travel insurance policy before leaving.

The main reason for this is that U.S. healthcare plans do not work abroad and paying a hospital bill in Euros can add up very quickly. So, travel insurance is well worth the cost. Additionally, travel insurance can reimburse you for prepaid, nonrefundable expenses if your trip is canceled or cut short due to a reason stipulated in the policy. It can also cover the cost of hospital bills and medical transport back to the U.S. if needed.

Our top picks for the best travel insurance for Ireland

Advertiser Disclosure

[{"label":"Medical Emergencies","icon":"lat-icon-injury","slug":"medical-emergencies","properties":[{"label":"Type of medical coverage","key":"type-of-medical-coverage","order":"1"},{"label":"Emergency Medical","key":"emergency-medical","order":"2"},{"label":"Medical Evacuation & Repatriation","key":"medical-evacuation-repatriation","order":"3"},{"label":"Covers COVID","key":"covers-covid","order":"4"},{"label":"Pre-Existing Conditions","key":"pre-existing-conditions","order":"5"},{"label":"Extension Of Coverage","key":"extension-of-coverage","order":"6"},{"label":"Non-Medical Evacuation","key":"non-medical-evacuation","order":"7"}]},{"label":"Cancellation, Interruptions & Delays","icon":"lat-icon-time","slug":"cancellation-interruptions-delays","properties":[{"label":"Trip Cancellation","key":"trip-cancellation","order":"1"},{"label":"Trip Interruption","key":"trip-interruption","order":"2"},{"label":"Travel Delays","key":"travel-delays","order":"3"},{"label":"Missed Connection","key":"missed-connection","order":"4"},{"label":"Baggage Loss","key":"baggage-loss","order":"5"},{"label":"Baggage Delay","key":"baggage-delay","order":"6"}]},{"label":"Accidental Death","icon":"lat-icon-coffin","slug":"accidental-death","properties":[{"label":"24 Hour AD&D","key":"24-hour-ad","order":"1"},{"label":"Flight Only AD&D","key":"flight-only-ad","order":"2"},{"label":"Common Carrier AD&D","key":"common-carrier-ad","order":"3"}]},{"label":"Sports & Adventure","icon":"lat-icon-mountain","slug":"sports-adventure","properties":[{"label":"Sports & Activities","key":"sports-activities","order":"4"},{"label":"Sports Equipment Loss","key":"sports-equipment-loss","order":"5"},{"label":"Sports Equipment Delay","key":"sports-equipment-delay","order":"6"},{"label":"Sports Fees","key":"sports-fees","order":"7"}]},{"label":"Other Benefits","icon":"lat-icon-protection-hands","slug":"other-benefits","properties":[{"label":"Rental Car Damage","key":"rental-car-damage","order":"1"},{"label":"Money Back Guarantee","key":"money-back-guarantee","order":"2"},{"label":"24 Hour Assistance Service","key":"24-hour-assistance-service","order":"3"},{"label":"Cancel For Any Reason","key":"cancel-for-any-reason","order":"4"},{"label":"AMBest Rating","key":"bbb-rating","order":"5"},{"label":"Better Business Bureau Rating","key":"am-best-rating","order":"6"}]}]

[{"id":"65cddb7468d2f886028c35bf","active":true,"company_slug":"seven-corners-inc","product_slug":"seven-corners-inc-trip-protection-choice","name":"Trip Protection Choice","image":"","cta":{"phone":{"text":"","number":""},"text":"","url":"","comment":"","disclaimer":"via Squaremouth’s secure website"},"rating":{"title":"","disclaimer":null,"score":"","stars":"","url":""},"properties":[{"id":"65cde988c028e3d8a28addf8","active":true,"property_slug":"type-of-medical-coverage","key":"Type of medical coverage","value":"Primary","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":1,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cac028e3d8a28adeb8","active":true,"property_slug":"emergency-medical","key":"Emergency Medical","value":"$500,000","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":2,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cac028e3d8a28aded0","active":true,"property_slug":"medical-evacuation-repatriation","key":"Medical Evacuation & Repatriation","value":"$1,000,000","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":3,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cbc028e3d8a28adf00","active":true,"property_slug":"pre-existing-conditions","key":"Pre-Existing Conditions","value":"Waiver Available","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":5,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cbc028e3d8a28adf18","active":true,"property_slug":"extension-of-coverage","key":"Extension Of Coverage","value":"YES","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":6,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9ccc028e3d8a28adf30","active":true,"property_slug":"non-medical-evacuation","key":"Non-Medical Evacuation","value":"$20,000","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":7,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9ccc028e3d8a28adf48","active":true,"property_slug":"trip-cancellation","key":"Trip Cancellation","value":"100% trip cost","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":1,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9ccc028e3d8a28adf60","active":true,"property_slug":"trip-interruption","key":"Trip Interruption","value":"150% trip cost","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":2,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cdc028e3d8a28adf78","active":true,"property_slug":"travel-delays","key":"Travel Delays","value":"6+ hours","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":3,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cdc028e3d8a28adf90","active":true,"property_slug":"missed-connection","key":"Missed Connection","value":"3+ hours \nCruise & tour only","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":4,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cdc028e3d8a28adfa8","active":true,"property_slug":"baggage-loss","key":"Baggage Loss","value":"YES","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":5,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cec028e3d8a28adfc0","active":true,"property_slug":"baggage-delay","key":"Baggage Delay","value":"6+ hours","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":6,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cec028e3d8a28adfd8","active":true,"property_slug":"24-hour-ad","key":"24 Hour AD&D","value":"$20,000","property_group_slug":"65cddd5468d2f886028c3d49","property_order":1,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cfc028e3d8a28adff0","active":true,"property_slug":"flight-only-ad","key":"Flight Only AD&D","value":"NO","property_group_slug":"65cddd5468d2f886028c3d49","property_order":2,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cfc028e3d8a28ae008","active":true,"property_slug":"common-carrier-ad","key":"Common Carrier AD&D","value":"$40,000","property_group_slug":"65cddd5468d2f886028c3d49","property_order":3,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9d0c028e3d8a28ae020","active":true,"property_slug":"sports-activities","key":"Sports & Activities","value":"Some Sports","property_group_slug":"65cddd5468d2f886028c3d58","property_order":4,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9d0c028e3d8a28ae038","active":true,"property_slug":"sports-equipment-loss","key":"Sports Equipment Loss","value":"YES","property_group_slug":"65cddd5468d2f886028c3d58","property_order":5,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9d0c028e3d8a28ae050","active":true,"property_slug":"sports-equipment-delay","key":"Sports Equipment Delay","value":"Optional Add-on","property_group_slug":"65cddd5468d2f886028c3d58","property_order":6,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9d1c028e3d8a28ae068","active":true,"property_slug":"sports-fees","key":"Sports Fees","value":"YES","property_group_slug":"65cddd5468d2f886028c3d58","property_order":7,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9d1c028e3d8a28ae080","active":true,"property_slug":"rental-car-damage","key":"Rental Car Damage","value":"Optional Add-on","property_group_slug":"65cddd5568d2f886028c3d67","property_order":1,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9d1c028e3d8a28ae098","active":true,"property_slug":"money-back-guarantee","key":"Money Back Guarantee","value":"YES","property_group_slug":"65cddd5568d2f886028c3d67","property_order":2,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9d2c028e3d8a28ae0b0","active":true,"property_slug":"24-hour-assistance-service","key":"24 Hour Assistance Service","value":"YES","property_group_slug":"65cddd5568d2f886028c3d67","property_order":3,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9d2c028e3d8a28ae0c8","active":true,"property_slug":"cancel-for-any-reason","key":"Cancel For Any Reason","value":"Optional Add-on","property_group_slug":"65cddd5568d2f886028c3d67","property_order":4,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":0},{"id":"65cde9cac028e3d8a28adee8","active":true,"property_slug":"covers-covid","key":"Covers COVID","value":"YES","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":4,"plan_slug":"65cddb7468d2f886028c35bf","tooltip":"","order":2}],"infos":[{"label":"Maximum annual coverage","text":""},{"label":"Reimbursem*nt choices","text":""},{"label":"Deductible choices","text":""}],"pros":[{"text":"Offers coverage for pre-existing conditions"},{"text":"Money-back guarantee"},{"text":"Cancellation & Interruption coverage standard"},{"text":"Covers action sports & equipment"}],"cons":[{"text":"Cancel for any reason not included standard"},{"text":"Must meet waiver for pre-existing conditions to be covered"}],"page_slug":"/insurance/guides/travel-insurance-ireland","page_id":"65ce0142538ff2e9b0b4f2ce","page_title":"Travel Insurance for a Trip to Ireland: Compare Plans & Prices","rates_and_fees_url":"","key_takeaway":"","markdown_block_1":"","markdown_block_2":"","why_we_like_it":"","full_review_permalink":"","go_to_review_label":"","go_to_review_url":"","intro_title":"","bottom_line_title":"","bottom_line_icon":"","bottom_line_text":"","why_we_like_it_title":"","full_policy_detail_title":"Full Policy Details","full_policy_detail":"","best_for":"Best Rated Robust Coverage","featuredDeal":"","coverage_text":"","order":1,"additional_info":"","product_description":"","reward_rate_title":"","reward_rate_text":"","editors_take_title":"","editors_take_text":""},{"id":"65cddb7768d2f886028c367f","active":true,"company_slug":"generali-global-assistance","product_slug":"generali-global-assistance-preferred","name":"Preferred","image":"","cta":{"phone":{"text":"","number":""},"text":"","url":"","comment":"","disclaimer":"via Squaremouth’s secure website"},"rating":{"title":"","disclaimer":null,"score":"","stars":"","url":""},"properties":[{"id":"65cde988c028e3d8a28addf8","active":true,"property_slug":"type-of-medical-coverage","key":"Type of medical coverage","value":"Secondary","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":1,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cac028e3d8a28adeb8","active":true,"property_slug":"emergency-medical","key":"Emergency Medical","value":"$150,000","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":2,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cac028e3d8a28aded0","active":true,"property_slug":"medical-evacuation-repatriation","key":"Medical Evacuation & Repatriation","value":"$500,000","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":3,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cbc028e3d8a28adf00","active":true,"property_slug":"pre-existing-conditions","key":"Pre-Existing Conditions","value":"NO","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":5,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cbc028e3d8a28adf18","active":true,"property_slug":"extension-of-coverage","key":"Extension Of Coverage","value":"NO","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":6,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9ccc028e3d8a28adf30","active":true,"property_slug":"non-medical-evacuation","key":"Non-Medical Evacuation","value":"NO","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":7,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9ccc028e3d8a28adf48","active":true,"property_slug":"trip-cancellation","key":"Trip Cancellation","value":"100% trip cost","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":1,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9ccc028e3d8a28adf60","active":true,"property_slug":"trip-interruption","key":"Trip Interruption","value":"150% trip cost","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":2,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cdc028e3d8a28adf78","active":true,"property_slug":"travel-delays","key":"Travel Delays","value":"8+ Hours","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":3,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cdc028e3d8a28adf90","active":true,"property_slug":"missed-connection","key":"Missed Connection","value":"3+ hours \nCruise & tour only","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":4,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cdc028e3d8a28adfa8","active":true,"property_slug":"baggage-loss","key":"Baggage Loss","value":"YES","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":5,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cec028e3d8a28adfc0","active":true,"property_slug":"baggage-delay","key":"Baggage Delay","value":"18+ hours","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":6,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cec028e3d8a28adfd8","active":true,"property_slug":"24-hour-ad","key":"24 Hour AD&D","value":"$25,000","property_group_slug":"65cddd5468d2f886028c3d49","property_order":1,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cfc028e3d8a28adff0","active":true,"property_slug":"flight-only-ad","key":"Flight Only AD&D","value":"$75,000","property_group_slug":"65cddd5468d2f886028c3d49","property_order":2,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cfc028e3d8a28ae008","active":true,"property_slug":"common-carrier-ad","key":"Common Carrier AD&D","value":"NO","property_group_slug":"65cddd5468d2f886028c3d49","property_order":3,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9d0c028e3d8a28ae020","active":true,"property_slug":"sports-activities","key":"Sports & Activities","value":"NO","property_group_slug":"65cddd5468d2f886028c3d58","property_order":4,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9d0c028e3d8a28ae038","active":true,"property_slug":"sports-equipment-loss","key":"Sports Equipment Loss","value":"NO\n","property_group_slug":"65cddd5468d2f886028c3d58","property_order":5,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9d0c028e3d8a28ae050","active":true,"property_slug":"sports-equipment-delay","key":"Sports Equipment Delay","value":"NO\n","property_group_slug":"65cddd5468d2f886028c3d58","property_order":6,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9d1c028e3d8a28ae068","active":true,"property_slug":"sports-fees","key":"Sports Fees","value":"NO\n","property_group_slug":"65cddd5468d2f886028c3d58","property_order":7,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9d1c028e3d8a28ae080","active":true,"property_slug":"rental-car-damage","key":"Rental Car Damage","value":"Optional Add-on","property_group_slug":"65cddd5568d2f886028c3d67","property_order":1,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9d1c028e3d8a28ae098","active":true,"property_slug":"money-back-guarantee","key":"Money Back Guarantee","value":"YES","property_group_slug":"65cddd5568d2f886028c3d67","property_order":2,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9d2c028e3d8a28ae0b0","active":true,"property_slug":"24-hour-assistance-service","key":"24 Hour Assistance Service","value":"YES","property_group_slug":"65cddd5568d2f886028c3d67","property_order":3,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9d2c028e3d8a28ae0c8","active":true,"property_slug":"cancel-for-any-reason","key":"Cancel For Any Reason","value":"NO","property_group_slug":"65cddd5568d2f886028c3d67","property_order":4,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":0},{"id":"65cde9cac028e3d8a28adee8","active":true,"property_slug":"covers-covid","key":"Covers COVID","value":"YES","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":4,"plan_slug":"65cddb7768d2f886028c367f","tooltip":"","order":2}],"infos":[{"label":"Maximum annual coverage","text":""},{"label":"Reimbursem*nt choices","text":""},{"label":"Deductible choices","text":""}],"pros":[{"text":"High emergency medical and medical evacuation coverage"},{"text":"Cancelation & interruption coverage"},{"text":"Offers hurricane and weather coverage"},{"text":"Extensive loss or delay coverage."}],"cons":[{"text":"No pre-existing condition coverage"}],"page_slug":"/insurance/guides/travel-insurance-ireland","page_id":"65ce0142538ff2e9b0b4f2ce","page_title":"Travel Insurance for a Trip to Ireland: Compare Plans & Prices","rates_and_fees_url":"","key_takeaway":"","markdown_block_1":"","markdown_block_2":"","why_we_like_it":"","full_review_permalink":"","go_to_review_label":"","go_to_review_url":"","intro_title":"","bottom_line_title":"","bottom_line_icon":"","bottom_line_text":"","why_we_like_it_title":"","full_policy_detail_title":"Full Policy Details","full_policy_detail":"","best_for":"Best Rated Plan for Emergency Assistance ","featuredDeal":"","coverage_text":"","order":2,"additional_info":"","product_description":"","reward_rate_title":"","reward_rate_text":"","editors_take_title":"","editors_take_text":""},{"id":"65cddb7e68d2f886028c385f","active":true,"company_slug":"detour-insurance","product_slug":"detour-insurance-the-edge-plus","name":"The Edge Plus","image":"","cta":{"phone":{"text":"","number":""},"text":"","url":"","comment":"","disclaimer":"via Squaremouth’s secure website"},"rating":{"title":"","disclaimer":null,"score":"","stars":"","url":""},"properties":[{"id":"65cde988c028e3d8a28addf8","active":true,"property_slug":"type-of-medical-coverage","key":"Type of medical coverage","value":"Primary","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":1,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cac028e3d8a28adeb8","active":true,"property_slug":"emergency-medical","key":"Emergency Medical","value":"$100,000","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":2,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cac028e3d8a28aded0","active":true,"property_slug":"medical-evacuation-repatriation","key":"Medical Evacuation & Repatriation","value":"$1,000,000","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":3,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cbc028e3d8a28adf00","active":true,"property_slug":"pre-existing-conditions","key":"Pre-Existing Conditions","value":"NO","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":5,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cbc028e3d8a28adf18","active":true,"property_slug":"extension-of-coverage","key":"Extension Of Coverage","value":"YES","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":6,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9ccc028e3d8a28adf30","active":true,"property_slug":"non-medical-evacuation","key":"Non-Medical Evacuation","value":"$100,000","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":7,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9ccc028e3d8a28adf48","active":true,"property_slug":"trip-cancellation","key":"Trip Cancellation","value":"100% trip cost","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":1,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9ccc028e3d8a28adf60","active":true,"property_slug":"trip-interruption","key":"Trip Interruption","value":"150% trip cost","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":2,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cdc028e3d8a28adf78","active":true,"property_slug":"travel-delays","key":"Travel Delays","value":"12+ hours","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":3,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cdc028e3d8a28adf90","active":true,"property_slug":"missed-connection","key":"Missed Connection","value":"NO","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":4,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cdc028e3d8a28adfa8","active":true,"property_slug":"baggage-loss","key":"Baggage Loss","value":"YES","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":5,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cec028e3d8a28adfc0","active":true,"property_slug":"baggage-delay","key":"Baggage Delay","value":"12+ hours","property_group_slug":"65cddd5468d2f886028c3d3a","property_order":6,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cec028e3d8a28adfd8","active":true,"property_slug":"24-hour-ad","key":"24 Hour AD&D","value":"$50,000","property_group_slug":"65cddd5468d2f886028c3d49","property_order":1,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cfc028e3d8a28adff0","active":true,"property_slug":"flight-only-ad","key":"Flight Only AD&D","value":"NO","property_group_slug":"65cddd5468d2f886028c3d49","property_order":2,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cfc028e3d8a28ae008","active":true,"property_slug":"common-carrier-ad","key":"Common Carrier AD&D","value":"NO","property_group_slug":"65cddd5468d2f886028c3d49","property_order":3,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9d0c028e3d8a28ae020","active":true,"property_slug":"sports-activities","key":"Sports & Activities","value":"Some Sports","property_group_slug":"65cddd5468d2f886028c3d58","property_order":4,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9d0c028e3d8a28ae038","active":true,"property_slug":"sports-equipment-loss","key":"Sports Equipment Loss","value":"YES","property_group_slug":"65cddd5468d2f886028c3d58","property_order":5,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9d0c028e3d8a28ae050","active":true,"property_slug":"sports-equipment-delay","key":"Sports Equipment Delay","value":"YES","property_group_slug":"65cddd5468d2f886028c3d58","property_order":6,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9d1c028e3d8a28ae068","active":true,"property_slug":"sports-fees","key":"Sports Fees","value":"YES","property_group_slug":"65cddd5468d2f886028c3d58","property_order":7,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9d1c028e3d8a28ae080","active":true,"property_slug":"rental-car-damage","key":"Rental Car Damage","value":"NO","property_group_slug":"65cddd5568d2f886028c3d67","property_order":1,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9d1c028e3d8a28ae098","active":true,"property_slug":"money-back-guarantee","key":"Money Back Guarantee","value":"YES","property_group_slug":"65cddd5568d2f886028c3d67","property_order":2,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9d2c028e3d8a28ae0b0","active":true,"property_slug":"24-hour-assistance-service","key":"24 Hour Assistance Service","value":"YES","property_group_slug":"65cddd5568d2f886028c3d67","property_order":3,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9d2c028e3d8a28ae0c8","active":true,"property_slug":"cancel-for-any-reason","key":"Cancel For Any Reason","value":"NO","property_group_slug":"65cddd5568d2f886028c3d67","property_order":4,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":0},{"id":"65cde9cac028e3d8a28adee8","active":true,"property_slug":"covers-covid","key":"Covers COVID","value":"Yes","property_group_slug":"65cddd5468d2f886028c3d2b","property_order":4,"plan_slug":"65cddb7e68d2f886028c385f","tooltip":"","order":2}],"infos":[{"label":"Maximum annual coverage","text":""},{"label":"Reimbursem*nt choices","text":""},{"label":"Deductible choices","text":""}],"pros":["","",""],"cons":["","",""],"page_slug":"/insurance/guides/travel-insurance-ireland","page_id":"65ce0142538ff2e9b0b4f2ce","page_title":"Travel Insurance for a Trip to Ireland: Compare Plans & Prices","rates_and_fees_url":"","key_takeaway":"","markdown_block_1":"","markdown_block_2":"","why_we_like_it":"","full_review_permalink":"","go_to_review_label":"","go_to_review_url":"","intro_title":"","bottom_line_title":"","bottom_line_icon":"","bottom_line_text":"","why_we_like_it_title":"","full_policy_detail_title":"Full Policy Details","full_policy_detail":"","best_for":"Best Value Coverage ","featuredDeal":"","coverage_text":"","order":3,"additional_info":"","product_description":"","reward_rate_title":"","reward_rate_text":"","editors_take_title":"","editors_take_text":""}]

[{"id":"65cddaf368d2f886028c3083","active":true,"company_slug":"seven-corners-inc","name":"Seven Corners","image":"../assets/img/providers/seven-corners-inc.svg","provider_quote_form":"https://www.squaremouth.com/23096/seven-corners-inc?tag=latimes","button_text":"GET A QUOTE","cta_url":"https://www.squaremouth.com/travel-insurance-providers/seven-corners-inc/?aid=23096&tag=latimes","star_rating":"","rating":{"title":"","disclaimer":"","score":"","stars":"","url":""},"cta":{"phone":{"text":"","number":""},"text":"GET A QUOTE","url":"https://www.squaremouth.com/travel-insurance-providers/seven-corners-inc/?aid=23096&tag=latimes","comment":"","disclaimer":""},"form":{"text":"","url":"https://www.squaremouth.com/23096/seven-corners-inc?tag=latimes","comment":"","disclaimer":""},"markdown_block_1_open":false,"markdown_block_2_open":false,"markdown_block_1_pulldown":false,"markdown_block_2_pulldown":false,"product_description_open":false,"product_description_pulldown":false},{"id":"65cddaf268d2f886028c3073","active":true,"company_slug":"generali-global-assistance","name":"Generali Global Assistance","image":"../assets/img/providers/generali-global-assistance.svg","provider_quote_form":"https://www.squaremouth.com/23096/generali-global-assistance?tag=latimes","button_text":"GET A QUOTE","cta_url":"https://www.squaremouth.com/travel-insurance-providers/generali-global-assistance/?aid=23096&tag=latimes","star_rating":"","rating":{"title":"","disclaimer":"","score":"","stars":"","url":""},"cta":{"phone":{"text":"","number":""},"text":"GET A QUOTE","url":"https://www.squaremouth.com/travel-insurance-providers/generali-global-assistance/?aid=23096&tag=latimes","comment":"","disclaimer":""},"form":{"text":"","url":"https://www.squaremouth.com/23096/generali-global-assistance?tag=latimes","comment":"","disclaimer":""},"markdown_block_1_open":false,"markdown_block_2_open":false,"markdown_block_1_pulldown":false,"markdown_block_2_pulldown":false,"product_description_open":false,"product_description_pulldown":false},{"id":"65cddaf768d2f886028c3173","active":true,"company_slug":"detour-insurance","name":"Detour Insurance","image":"../assets/img/providers/detour-insurance.png","provider_quote_form":"https://www.squaremouth.com/23096/detour-insurance?tag=latimes","button_text":"GET A QUOTE","cta_url":"https://www.squaremouth.com/travel-insurance-providers/detour-insurance","star_rating":"5","rating":{"title":"","disclaimer":"","score":"","stars":"5","url":""},"cta":{"phone":{"text":"","number":""},"text":"GET A QUOTE","url":"https://www.squaremouth.com/travel-insurance-providers/detour-insurance","comment":"","disclaimer":""},"form":{"text":"","url":"https://www.squaremouth.com/23096/detour-insurance?tag=latimes","comment":"","disclaimer":""},"markdown_block_1_open":false,"markdown_block_2_open":false,"markdown_block_1_pulldown":false,"markdown_block_2_pulldown":false,"product_description_open":false,"product_description_pulldown":false}]

Why Ireland travel insurance is important

Risk of political unrest

Although Ireland has the lowest travel advisory level, you may be shocked to find that there is some risk of political unrest. This risk is especially high at the border separating Northern Ireland from the Republic of Ireland. During your visit, you may also encounter anti-war protests, making it important to stay aware of your surroundings. Many comprehensive travel insurance plans can cover cancellations or interruptions due to domestic terrorism or civil unrest.

Exploring isolated rural areas

Many people travel to Dublin, but Ireland also has numerous remote villages and counties. If you plan to travel to one of them, carrying medical evacuation insurance is important. This type of travel insurance pays to transport you to the nearest adequate medical facility if you’re injured or come down with a serious illness. Many policies also cover repatriation expenses, which are the costs of returning to the United States from a foreign country.

Risk of pickpockets and tourist scams

Pickpockets in Dublin and other large cities tend to target travelers who aren’t familiar with the area and therefore pay less attention to their wallets, handbags and other possessions.

It’s important to note that travel insurance can cover stolen, damaged or lost belongings which can be a godsend if something happens to your stuff while traveling. It can even offer a stipend to replace clothing and other necessary items during your trip. While this may not replace sentimental or valuable items, it can at least ease your mind so your trip isn’t completely ruined.

How much does travel insurance for Ireland cost?

On the low end, travel insurance for a trip to Ireland can cost as little as around $1 a day. This type of policy will include basic medical and medical evacuation coverage.

See Plans

For a policy that offers more protection, such as one with trip cancellation and interruption coverage, you can expect to pay around $7 to $11 per day.

To give you a better idea of how much travel insurance costs for a trip to Ireland, we got several quotes from top insurance providers.

Each quote is based on these trip details:

• Age: 35 years old
• Destination: Ireland
• Trip Length: 7 days
• Trip cost: $2,000

Our quotes for basic travel insurance are in this first table. The cheapest travel insurance costs less than $1 per day for this type of coverage.

Example Where Plan Doesn’t Reimburse the Full Trip Cost

For travel insurance that included trip cancellation and trip interruption coverage, we found that you can expect to pay around $7 to $11 per day. You can see our quotes for these more comprehensive coverage options in the following table.

Example Where Plan Does Reimburse the Full Trip Cost

What types of travel insurance do I need for Ireland?

At a minimum, we recommend you opt for a travel medical policy which covers medical expenses, medical evacuation costs, and cancellation for medical reasons. This is because American health insurance (including Medicare/Medicaid) doesn’t cover you abroad.

That said, here are some of the most useful types of travel insurance to have on hand when visiting Ireland:

Travel medical insurance

At a minimum, your travel insurance plan should include medical coverage. Travel medical insurance covers the cost of medical care you receive abroad. It can reimburse you for the cost of lab tests, X-rays, medications and other medical expenses. If you happen to get sick or injured while in Ireland, your insurance company will reimburse you for the cost of medical intervention, tests, and medications offered at the hospital.

Medical evacuation insurance

Although Ireland is small, it’s quite rural. Medical evacuation insurance covers the cost of picking you up and transporting you to the nearest suitable medical facility if you’re injured or come down with a serious illness while you’re in a remote area. Therefore this coverage is important to consider for travel to Ireland.

Trip cancellation insurance

Comprehensive travel insurance plans will offer some form of trip cancellation coverage, and this type of protection is great to have for expensive trips overseas. Trip cancellation insurance can reimburse you for non-refundable travel expenses if you need to cancel your trip to Ireland before it even starts. For example, if you catch COVID shortly before your trip, you should be able to get reimbursed for what you spent on flights, hotels and other prepaid trip expenses. Trip cancellation insurance usually covers unforeseen circ*mstances, such as illnesses, injuries and deaths.

Optional CFAR insurance add-on

To ensure you’re covered for any type of cancellation, you can also purchase cancel for any reason (CFAR) insurance which allows you to cancel for any reason at all. This type of coverage is usually sold as an add-on to your policy and will reimburse you for around 50% to 70% of your total prepaid travel expenses.

Trip interruption insurance

If you have to cut your trip short due to a covered reason like injury or illness, trip interruption coverage can reimburse you for your prepaid non-refundable trip expenses for the remainder of your trip.

Depending on the circ*mstances, your insurance company may also reimburse you for changing your new flights to get home early or re-route your trip once you are recovered. This may also include supplementing the cost of alternate hotel bookings, or cab fare.

For example, if you miss several tours you already paid for due to a bout of food poisoning, you may be able to get back what you spent on admission and other fees by using trip interruption insurance.

Trip delay insurance

Much like trip cancellation insurance, trip delay insurance reimburses you for expenses incurred due to common carrier delays (airlines, bus lines, train companies, etc). Given that a delay can cause a massive domino effect on connections, hotels, tours, and car bookings, this type of insurance is key for overseas travel like Ireland.

In most cases, you will be reimbursed if the delay reaches a minimum amount of time, such as six hours or 12 hours. For example, if your flight is delayed by 12 hours, you may have to stay in Ireland for an extra night. Trip delay insurance may cover your additional hotel, food and transportation costs. Note that this type of coverage may not be offered by cheaper travel plans.

Insurance for personal items

Due to the amount of lost baggage and the increase in pick-pockets these days, insuring your personal items is key when traveling to Ireland.

Some companies offer insurance for baggage and personal items (phone, computer, etc), giving you extra protection. If a covered item is lost or stolen during your trip, your insurer will reimburse you up to the coverage limit.

Rental car coverage

Rental car coverage can be very expensive when bought through the car rental agency. The good news is many travel insurance policies offer coverage for this as part of your travel policy.

If you plan to rent a car in Ireland, it’s wise to purchase a policy with rental car coverage that can pay to repair a damaged rental vehicle. Most plans cover up to around $35,000 of damages.

What isn’t covered by travel insurance for Ireland?

When buying travel insurance for Ireland, you should know that it typically won’t cover the following scenarios:

• Claims resulting from intentional acts
• Expenses arising from illegal activities, alcohol, or drugs
• Expenses for medical tourism
• Normal bad weather
• Buying coverage after a storm has been named

Additionally, some policies may have restrictions for the following

• Pre-existing medical conditions (see link for special policies)
• Some adventure sports (often an add-on coverage)

All of these scenarios vary by provider, so we recommend having a look at the “exclusions” section of each travel policy before you buy.

Tips for getting the best Ireland travel insurance

To get the best travel insurance for your trip to Ireland, follow these tips:

Ireland travel information & requirements

FAQs: Ireland travel insurance

Explore related articles by topic

• Travel Insurance
• Travel Insurance for Seniors
• Medical Evacuation Insurance
• Cruise Insurance
• COVID-19 Travel Insurance
• Cheap Travel Insurance
• Cancel for Any Reason Travel Insurance
• Annual Travel Insurance
• Travel Health Insurance
• How Much is Travel Insurance?
• Is Travel Insurance Worth It?
• Is Flight Insurance Worth It?
• Pregnancy Travel Insurance
• Anniversary Trip Ideas
• Travel Insurance for Pre-Existing Conditions
• Places to Travel Without a Passport
• Costa Rica Travel Insurance
• Spain Travel Insurance
• Italy Travel Insurance
• Disney Travel Insurance
• Schengen Travel Insurance
• Mexico Travel Insurance
• Christmas In Mexico
• Canada Travel Insurance
• France Travel Insurance
• Germany Travel Insurance
• UK Travel Insurance
• Bahamas Travel Insurance
• Europe Travel Insurance
• Trip Cancellation Insurance
• Compulsory Insurance Destinations
• Philippines Travel Insurance
• Dominican Republic Travel Insurance
• Cuba Travel Insurance
• AXA Travel Insurance Review
• Travel Insurance for Thailand
• Ireland Travel Insurance
• Japan Travel Insurance
• Faye Travel Insurance Review
• Brazil Travel Insurance
• Travel Insurance Bali
• Travel Insurance Turkey
• India Travel Insurance
• Australia Travel Insurance
• Generali Travel Insurance Review
• Travelex Travel Insurance Review
• Tin Leg Travel Insurance Review
• Travel Insured International Travel Insurance Review
• Seven Corners Travel Insurance Review
• HTH WorldWide Travel Insurance Review
• Medjet Travel Insurance Review
• Antarctica Travel Insurance
• Kenya Travel Insurance
• Botswana Travel Insurance
• Tanzania Travel Insurance
• Safari Travel Insurance
• Nationwide Cruise Insurance Review
• Hurricane Travel Insurance
• Travel Insurance
• Does AARP Offer Travel Insurance?