Travel Insurance for Seniors | Staysure™ (2024)

Travel with confidence thanks to tailored travel insurance for seniors from the UK’s Most Trusted Travel Insurer.*

  • No upper age limit
  • Most pre-existing medical conditions covered
  • 24-hour emergency medical support

Get Quote

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Travel Insurance for Seniors | Staysure™ (3) Travel Insurance for Seniors | Staysure™ (4)

  • Introduction
  • Why Staysure?
  • My Staysure
  • What's covered?
  • Optional Extras
  • Reviews
  • Related Documents

Why do I need senior citizen travel insurance?

Travel insurance for seniors lets you escape the everyday with peace of mind on the holiday you’ve been dreaming of.

There’s no upper age limit on our Single Trip and Annual policies — because we know the travel bug can bite you at any time!

As well as cover for most pre-existing medical conditions, you can be covered for cancellation, medical emergencies, lost luggage, delayed travel and more.

Plus, you can contact us 24 hours a day in a medical emergency, from anywhere in the world. We’ll be there when you need us most.

Isn’t it worth doing right?

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Why Choose Staysure?

Travel Insurance for Seniors | Staysure™ (5)

Generous cancellation cover up to £10,000

Travel Insurance for Seniors | Staysure™ (6)

Emergency medical cover abroad for COVID-19

Travel Insurance for Seniors | Staysure™ (8)

We’ve given over 10m people peace of mind

Data covers Jan 2005 - Jan 2023

“Without Staysure, we would’ve lost so many precious memories as a family.”

Watch
Melissa's story

Should I declare my pre-existing medical conditions on my travel insurance?

Regardless of your age, having proper travel insurance in place is essential when going on holiday.

You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Policies that suit your needs

  • No upper age limit
  • Best Company for Travel Insurance 2016-2022**
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic
Medical emergencies and repatriation Up to £5m
Cancellation Up to £500
Cutting your holiday short Up to £500
Baggage Up to £300
Travel delay Up to £300
Money and passport Up to £300
COVID-19
Excess £129
Comprehensive
Medical emergencies and repatriation Unlimited
Cancellation Up to £5k
Cutting your holiday short Up to £5k
Baggage Up to £2.5k
Travel delay Up to £1.5k
Money and passport Up to £500
COVID-19
Excess £99
Signature
Medical emergencies and repatriation Unlimited
Cancellation Up to £10k
Cutting your holiday short Up to £10k
Baggage Up to £5k
Travel delay Up to £1.5k
Money and passport Up to £500
COVID-19
Excess £0
Basic Comprehensive Signature
Medical emergencies and repatriation Up to £5m Unlimited Unlimited
Cancellation Up to £500 Up to £5k Up to £10k
Cutting your holiday short Up to £500 Up to £5k Up to £10k
Baggage Up to £300 Up to £2.5k Up to £5k
Travel delay Up to £300 Up to £1.5k Up to £1.5k
Money and passport Up to £300 Up to £500 Up to £500
COVID-19
Excess £129 £99 £0

These are just a few of the things our policy covers. For the ins and the outs, take a look at our policy wording.

Get Quote

Optional extras

100 Day Upgrade

- Add cover to your Comprehensive or Signature Annual policy before you travel
If you’re 70 and under, you can increase your standard 50 day trip duration up to 100 days for one round-trip.

Cruise Plus Cover

- Add cover to your Comprehensive or Signature policy

Off on a cruise? This covers extras like not being able to dock at a scheduled port due to bad weather and cabin confinement.

Excess Waiver

- Cover included on a Signature policy
- Add cover to your Comprehensive policy

Add Excess Waiver to your policy and there’s no excess to pay for any claims you make. This can’t be added retrospectively and does not apply to Gadget cover or Car Hire Excess Waiver.

Gadget Cover

- Cover included on a Signature policy
- Add cover to your Comprehensive policy

Protect your gadgets (phones, tablets, cameras, e-readers, etc.) for up to £2,000 per person when you’re on holiday. Cover against accidental loss, damage, theft, and unauthorised usage.

Winter Sports

- Cover included on Comprehensive and Signature Annual policies
- Add cover to your Comprehensive or Signature Single Trip policy

Cover for winter sports holidays. Cover your ski equipment against accidental damage or loss, and claim back the costs of any unused ski passes. Plus compensation for piste closures and avalanches.

Excellent

Based on 303,770 reviews

on

Trustpilot

by Chrissy

"Having used Staysure Insurance before they were my first choice when booking another trip. Very happy with the cover provided and how easy the website is to navigate. Would highly recommend."

by Particia Barker

"Always good value and easy to use and will cover medical conditions if needed"

by Tom

"Have used Staysure for a number of years. 2 yrs ago had to cancel our holiday because my husband needed an urgent operation. Staysure sorted our claim with no fuss or hassle and quickly."

People also asked

Travel insurance for seniors gives you tailored cover that’s personalised to suit your medical and travel needs. There’s no upper age limit, as age shouldn’t be a barrier to you having a great holiday.

You can even add winter sports cover to your senior citizens policy, so you can continue to do the activities you love on your trip.

Your senior citizen travel insurance can cover most pre-existing medical conditions. That means you can be covered for emergency medical treatment abroad, which could be expensive without the right cover in place.

You can buy your senior citizen travel insurance on your own, as a couple or on a group travel insurance policy .

Buying a policy as a couple or group can sometimes save you money. A shared policy also means you can be covered to cut your holiday short if a member of your travelling policy is forced to return home early in an emergency.

You can call our emergency helpline, 24 hours a day. We have a multi-lingual team ready to help you if something goes wrong while you’re away.

We’ll also help you arrange medical treatment with local doctors, and act as a translator if you need it.

Get Quote

Related Documents

Policy Documents

Previous Versions

Claims

If you need to make a claim, we'll make it as easy and stress-free as possible.

View claims information

* Based on most ‘Excellent’ Trustpilot reviews of any travel insurance provider.
** British Travel Awards

Travel Insurance for Seniors | Staysure™ (2024)

FAQs

Is travel insurance worth it for seniors? ›

Key takeaways. Senior travelers can benefit from a plan that offers coverage for emergency medical expenses and emergency medical evacuation first and foremost. Other benefits to look for include coverage for lost or delayed baggage, trip delay protection, and coverage for trip cancellation and interruption.

How much does senior travel insurance cost? ›

Compare Travel Insurance Companies for Seniors
CompanyRecommended PlanAverage Cost*
Faye EXPLORE PLANSTravel Protection Plan$337
Travelex EXPLORE PLANSTravel Select$585
Berkshire Hathaway Travel Protection EXPLORE PLANSLuxuryCare®$381
Nationwide Travel Insurance EXPLORE PLANSLuxury Cruise$407
5 more rows

Can a 70 year old get travel insurance? ›

One thing to keep in mind as a senior over 70 getting a travel insurance policy is that travel insurance companies consider people older than 70 to be at high risk for illness and injury. Because of this, most senior travel insurance plans have restricted policy maximum options, reduced benefits and higher premiums.

What is a good rate for travel insurance? ›

How much is travel insurance? The average cost of travel insurance is 5% to 6% of your nonrefundable trip expenses.

Who is the best to get travel insurance with? ›

These multi-trip policies nabbed best value crowns.
  • ahm – Annual Multi-Trip policy.
  • Medibank – Annual Multi-Trip policy.
  • NRMA – Comprehensive Annual Multi-Trip policy.
  • Qantas – Annual Multi-Trip policy.
  • Southern Cross Travel Insurance – Multi-Trip policy.

What company has the best travel insurance? ›

Our Rankings of the Best Travel Insurance of 2024
  • Seven Corners Travel Insurance: Best for international travelers.
  • AIG Travel Guard: Best for families.
  • Trawick International: Best for college students.
  • Generali Global Assistance: Best for emergency assistance.
  • Travel Insured International: Best for well-rounded coverage.

Does AAA or AARP offer travel insurance? ›

AARP does not offer travel insurance, but can offer guidance and tips on how to choose a plan. Rather than AAA trip insurance, seniors can purchase a travel medical insurance policy through a trusted online marketplace, such as VisitorsCoverage.

How much in advance should I get travel insurance? ›

For single-trip travel insurance, the start date should ideally be the same day you book your holiday to ensure you're covered for any eventualities, like trip cancellations. For annual travel insurance, the start date should be the day you book your holiday.

Which health insurance company is best for senior citizens? ›

Best overall: Medicare

Medicare is the best health insurance option for seniors and retirees. Medicare is the cheapest health insurance with the best benefits for people age 65 and older or who have a qualifying disability. You can choose between two different options: Original Medicare and Medicare Advantage.

Is Allianz travel insurance any good? ›

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

What is the best cruise insurance for seniors? ›

The Worldwide Trip Protector Plus offers $100,000 medical insurance, the minimum we recommend for senior cruise travelers. It is one of several quality travel insurance policies with at least $100,000 medical coverage.

Can you travel at age of 80? ›

Is it safe for an 80 year old to fly? Yes, it is generally safe for an 80-year-old to fly. However, some of the health risks associated with air travel may be increased due to a person's age or physical condition.

Does travel insurance get more expensive closer to the trip? ›

Unlike other aspects of your travel experience like airfares or hotel-room rates, the price of travel insurance doesn't increase the closer you get to your travel date. There's no financial penalty if you wait to buy travel insurance (except for those bonus coverages, of course).

What does travel insurance not cover? ›

Most travel insurance policies won't pay out if you're negligent while under the influence of alcohol or drugs, and have an accident or have property stolen.

How many days before should you buy travel insurance? ›

Generally speaking, most travel insurance policies must be purchased at least 14 days prior to departure in order to be eligible for a full refund. If you purchase your policy after this time, you may still receive coverage but the cost and scope of coverage are likely to be much lower.

Is travel insurance always worth it? ›

While travel insurance can be a helpful purchase to protect your non-refundable trip expenses, it's not always necessary in every situation. For example, if you're taking a cheap domestic trip and you're not concerned about potentially losing its total costs, a policy may not be worth the extra money.

Should I get travel insurance if I have health insurance? ›

Before you travel, consider getting travel insurance to cover yourself in case delays, accidents, or illness occur on your trip. Your current medical insurance may not cover care in another country. Also, some types of travel insurance help you cover costs if your travel is cancelled or disrupted.

Does it matter when you get travel insurance? ›

Buy travel insurance as soon as you know your travel dates. That way you're covered if your trip is cancelled before you even leave or if you're unable to travel at all.

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