Westpac Retail and Business Banking Financial Services Guide and Credit Guide (PDF 238KB)
You should read the Westpac Worldwide Wallet Product Disclosure Statement, Online Banking Terms and Conditions, and Westpac Retail and Business Banking Financial Services Guide before making a decision and consider whether these products are appropriate for you.This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products.
A target market determination has been made for this product. Please visitwestpac.com.au/tmd for the target market determination.
Information will be disclosed to third parties about you and your Product, or transactions made by you with the Product, as necessary for the service provision or as required by law. Westpac’s
Privacy Statementexplains our commitment to the protection of your personal information or you can learn more by calling
132 032.
1. You will be reimbursed for any unauthorised transactions,provided that you have not contributed to the loss, exercised reasonable care inprotecting your card and account, and promptly notified Westpac uponbecoming aware of loss, theft, or misuse.
2. You must register each flightbefore its scheduled departure time. A flight is defined as a single scheduled airline flight under a single flight number. Delay must be officially announced by the airline and reported to our flight status data service provider. Flight Delay Pass is only available at selected airport terminals. If you are under 18 years old, you must be accompanied by an adult (18 years of age and older) to enter participating lounges. Access to and use of the Flight Delay Pass is subject to T&Cs which may change from time to time. Visitflightdelaypass.mastercard.com/worldwidewallet for the T&Cs and the list of participating lounges.
3. For Priceless®Citiesterms of use, visitpriceless.com/terms/en_AU.
4. Individual terms and conditions (T&Cs) apply to each offer. The T&Cs of each offer are specified onmastercardservices.com/en/i/20657. Cashback is available on international spend only. Cashback is not available for any local or domestic spend (in Australia). Cashback applies to qualifying transactions only (where a cardholder makes a purchase that meets the cashback offers published criteria and the specific T&Cs, in the local currency stipulated). Cashback is not processed immediately and will not reduce the purchase price of goods and services at the point of sale. The processing of cashback offers is undertaken by automated Mastercard systems and will appear as a credit on your next Westpac card statement. Mastercard Travel Rewards is operated by Mastercard in agreement with Westpac. For the Worldwide Wallet, the cashback processed will depend on the currencies available on your card and the location of your purchase. Examples of how a rebate may be processed are: If the destination currency is listed as a currency into which you can load funds onto your Card, the rebate will be credited as a single amount to the destination currency regardless of whether you have any funds available in that currency; or If the destination currency is not listed as a currency into which you can load funds onto your Card, the rebate will be credited to the local currency in the country in which your Prepaid Card was issued, i.e. AUD.
5. No ATM withdrawal fee at Westpac Group or select Westpac Group partner ATMs in Australia and Global ATM Alliance partners. Other fees and charges may be payable.
6. The spare card should only be used if the Primary Card has been lost or stolen. For your security, the spare card should only be used by yourself, and not given to anyone else.
Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.
Google Pay is a trademark of Google Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
