Travel tip: get AXA trip protection for your next trip! (2024)

• February 24, 2020
• Aleksey Weyman

Traveling around the world can satisfy your need for adventure, but there are some risksinvolved that shouldn’t be overlooked..

I believe that traveling is one of the few things that can greatly improve the quality of our lives.Getting to see new places, meeting new people and learning more about our world can expandour horizons and nourish our souls. Not to mention the fact that many people seek out remotejobs solely for the desire to travel and work from their laptops - an interesting lifestyle indeed!

When traveling to new places we need to be aware of the potential risks involved, as well as howto avoid them. That’s why today I want to talk about a few possible risks to be aware of whentraveling (especially internationally), as well as how travel protection plans work to counterthem. AXA Assistance USA, Inc. (AXA) is one such travel protection provider that can assist you withyour travel needs. I am going to address several important travel risks, how AXA addresses themand how this may relate to you.

What is AXA travel insurance?

AXA is among the world leaders in providing assistance, with nearly 1.5 billion Euros in annualrevenues, 25.2 million Euros underlying earnings and 10.8 million handled files in 2015. A whollyowned company of the AXA Group, AXA Assistance is the global assistance provider specializingin Automotive, Travel, Home, Health and Life Care Services. Its 8,557 employees are located in 34countries and do business in over 200 countries and territories. They look after their customers andhelp protect them by providing best-in-class solutions beyond immediate situations, anywhere, anytime.

AXA Assistance USA is part of the AXA Group and is headquartered in Chicago, IL since1983. AXA Assistance USA delivers travel, healthcare, and concierge products through insurance companies,major credit card associations, and directly to corporations, student groups and consumers. For moreinformation on AXA Assistance USA, please visitwww.axa-assistance.us.

If anyone knows the ins and outs of travel insurance, it is these guys, which is why I will beusing them in this Mod as a point of reference!

Support in an emergency - medical benefits

One of the most common yet overlooked causes of concern when traveling is what todo if you get sick, really sick. The kind of sick that would put you in a hospital bed withmedication or getting an IV. This could be a simple case of food poisoning, or becominghyperthermic from prolonged exposure to the high temperatures (I’m from Seattle, soany prolonged sun exposure is a life threatening risk). When you’re traveling out of thecountry, your local medical provider probably doesn’t have coverage in the Alps, Egypt,etc,so your trip to the doctor for even a moderately severe issue could potentially leave you with a bill that has more zeros than your bank account balance. In this kind of situation, a travelprotection plan provides coverage which can possibly help with covering these costs.

AXA for example, has several travel protection plans: Gold, Silver and Platinum. One ofthe benefits included in these plans is the Emergency Accident and Sickness MedicalExpense. The Gold Plan provides coverage up to $100,000 USD, the Silver Plan up to$25,000 USD, and the Platinum Plan provides coverage up to $250,000 USD. As with anyinsurance coverage the benefit amounts are based on eligible expenses as well as theterms and conditions of the plan you choose. Nobody expects to get sick, but if you’replanning to travel to different countries then it’s in your best interest to purchase a travelprotection plan. To learn more about AXA’s travel protection plans and assistanceservices please visit their website: www.axatravelinsurance.com.

Support with travel issues - delays, baggage and more

The other concern when you’re traveling often, is that you’re bound to get caught up inlayover schedules that make it impossible for you to make your connection flight intime. While some airlines are pretty good about offering solutions, most often you willneed to purchase a secondary flight for a reduced cost or in some circ*mstances, stayovernight for a different flight the next day, cancelling your first one. While there aredefinitely discount-ticketing sites out there, you’re still likely to be hit with large cancellation fees.AXA’s travel protection plans offer missed connection and trip delay benefits and if youjust need to cancel your entire trip before you leave, the Trip Cancellation benefit coversup to 100% of your total trip cost if you cancel your trip for a covered reason.

AXA alsooffers baggage delay benefits, which may provide reimbursem*nt for the purchase ofessential items if your luggage is delayed. The Gold plan provides benefits up to $300USD (after 24 hour delay), the Silver plan up to $200 USD (after 24 hour delay), and thePlatinum plan up to $600 USD (after 12 hour delay) as well as the applicable terms andconditions of the plan that you choose, which is helpful to all of you who decide to travelwith your entire wardrobe.

Let’s take this to the next level- what happens if you get sick while traveling abroad andthe local facility is not able to provide you with the necessary medical treatment and youneed to be transported to receive appropriate medical care (if you're travelling by car in Europe, keep in mind the implications of BREXIT)? AXA’s trip protection plansoffer Medical Evacuation & Repatriation coverage. This coverage provides benefits totransport you from the hospital where you are first taken when injured or sick to thenearest hospital where appropriate medical treatment can be provided, if your medicalcondition requires it. Coverage for Non-Medical Emergency Evacuation is also availableon some AXA plans.

AXA travel protection

There are a variety of other reasons why you may need a travel protection plan. If youwould like to get a quote for your upcoming travels, you can visit the AXA travelinsurance website. AXA’s travel protection plans are underwritten by Nationwide MutualInsurance Company and include travel assistance services with 24/7 customer service,so you can call them at any time of the day or night. They also offer assistance withtravel tips, translation services, cultural information and much more. AXA’swww.axatravelinsurance.com website also has a FAQ page that provides usefulinformation on travel protection as well as plan coverages. If you’re planning to travelsoon, I suggest reaching out to AXA for a quote. Don’t get caught in a potentially costlysituation when you travel, get yourself an AXA travel protection plan!

Required Disclaimer: Welcome to the AXA Assistance USA Travel Insurance Blog! The Travel on Blog is intended toprovide you with entertaining and educational information of a general nature. The articles are for editorial purposesonly and are not intended to replace the advice of a qualified professional. Please contact AXA Assistance USA ifyou have any questions.Please read your plan document carefully. This is only a summary of our program. Please refer to your plandocument for complete coverages, terms, conditions, limits and exclusions, including a pre-existing conditionexclusion. Not all plans or coverages are available in every state. This summary does not replace or change any partof your plan document. If there is a conflict between this summary and your plan document, the plan document willgovern. Please contact AXA for additional information regarding plan features and pricing at USTravel@axa-assistance.us. Plans contain insured benefits and non-insurance assistance services. The insurance benefits in theSilver, Gold and Platinum plans are underwritten by Nationwide Mutual Insurance Company and AffiliatedCompanies, Columbus, Ohio. Benefits are administered by AXA Assistance USA, Inc. (in California, doingbusiness as AXA Assistance Administrators, License Number 0H74893). Non-insurance assistance services areprovided by AXA Assistance USA, Inc. and are not underwritten by Nationwide Mutual Insurance Company.

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