Trouble connecting your financial account to an app? | Plaid (2024)

Sometimes you may not be able to connect your accounts. Find out why.

Trouble connecting your financial account to an app? | Plaid (1)

ISSUE 1

Your financial institution isn’t listed

There are a few reasons why you may not see your financial institution on our list.

We haven’t integrated with your financial institution yet

Our network of supported financial institutions is vast and growing. Plaid currently integrates with more than 12,000 financial institutions around the world. But we haven’t integrated with them all yet.

Learn more

REASON 2

The financial institution is supported on Plaid, but the integration isn't compatible with your app

Different apps require particular Plaid products and corresponding financial information in order to provide services to you. The search results for these apps only include the integrations that support all required products, which is why your search results may be limited.

Learn More

REASON 3

We can’t reliably connect to your financial institution at this time

Some financial institutions may prevent you from connecting your accounts to third-party apps through Plaid. Our goal is to work with these financial institutions to enable access to your financial data so you can use the tools you rely on to manage your money.

Learn more

ISSUE 2

Your connection failed

If you try to connect your financial institution and it doesn’t work, it may be because:

REASON 1

The login and password associated with your financial institution may have changed

To solve this problem, first verify your login and password on your financial institution’s website, then go back into the app and try reconnecting your accounts.

Learn more

REASON 2

Action may be required with your bank account

In some cases, Plaid is unable to connect with your bank due to a required action, such as agreeing to new terms of service or setting up a new security requirement. You can resolve these issues by logging in to your online banking portal and completing the required actions.

Learn More

REASON 3

The Plaid integration may be experiencing technical difficulties

Sometimes the issue is on our end. In that case, you can rest assured that we’ll work to fix it.

Learn more

REASON 4

Your financial institution may be experiencing technical difficulties

When financial institutions’ servers are overwhelmed or down for maintenance, they may not be able to support the kind of connectivity Plaid provides.

Learn more

Trouble connecting your financial account to an app? | Plaid (2024)

FAQs

Trouble connecting your financial account to an app? | Plaid? ›

The login and password associated with your financial institution may have changed. To solve this problem, first verify your login and password on your financial institution's website, then go back into the app and try reconnecting your accounts.

Why can't I link my bank account to Plaid? ›

If you are unable to find your bank institution on Plaid, you will need to manually enter your bank account and routing numbers. This will allow Plaid to verify your account using micro-deposits in order to set up direct deposit. Plaid will match your information with what is on file at the financial institution.

Why can't I link my bank account to Cash App? ›

If you are unable to connect your bank account to Cash App, there is most likely a problem with your bank account. I recommend double-checking that your bank account does not have a negative balance and that there are no restrictions that prevent it from working with digital payment apps.

What if my bank doesn't use Plaid? ›

If your bank isn't listed within the Plaid network or if you prefer to link your account manually, you can securely link your bank account to Invoice2go Money using the micro-deposit feature.

Why does Plaid keep saying action required with your account? ›

If you see this error message, there may be some steps you need to take before you can connect your financial account via Plaid successfully. Some financial institutions require you to take specific steps to enable your accounts to be linked to third-parties like Plaid.

What banks are compatible with Plaid? ›

Widely used banks that use our instant bank linking system (Plaid) Chase, Bank of America, Wells Fargo, Citi, US Bank, USAA, Fidelity, PNC, Capital One, TD Bank, SunTrust, Navy Federal, BB&T, etc.

Why did Plaid stop supporting my bank? ›

In cases where Plaid has previously supported an integration with a financial institution, but can no longer reliably connect or access data, we may remove an institution from our search flow for a period of time or indefinitely.

How to link bank account to Cash App without plaid? ›

How to link your Cash App account without Plaid?
  1. Log into Cash App.
  2. Tap the Money tab.
  3. Press Cash Out and choose an amount.
  4. Select Standard.
  5. Type cashapp in the search field.
  6. Press Add Manually.
  7. Enter your routing and account numbers.
Sep 22, 2022

Why is my bank blocking Cash App? ›

If you have received an error message that states "this transfer was declined by your bank cash app," it means that your bank has blocked the transaction for some reason. This could be due to insufficient funds, suspicious activity, or other security reasons.

How do I link my bank account without Plaid? ›

You can use your deposit account and routing number, to connect to your external bank account via micro deposits. Each financial institution's process is different. Please visit their website to understand how to process micro deposits and connect your account.

How to manually enter a bank on Plaid? ›

  1. Step 1: Login to your account, click My Account > click Link you bank.
  2. Step 2: From here you will see three option to connect, click Manually enter bank account info.
  3. Step 3: After reading how Arrived Homes uses Plaid, please click Continue.

Is there a loan app that doesn't use Plaid? ›

CashMaster

CashMaster is an app that offers various financial services, including cash advances or payday loans. You can receive a cash advance of $50 to $500 through the app without the need for Plaid. Alternatively, you can visit a CashMaster location in Tennessee or Alabama to receive a check advance in person.

Why can't I link my bank account with Plaid? ›

In some cases, Plaid is unable to connect with your bank due to a required action, such as agreeing to new terms of service or setting up a new security requirement. You can resolve these issues by logging in to your online banking portal and completing the required actions.

Is it safe to give Plaid access to my bank account? ›

Plaid uses the highest levels of security possible to keep your information safe. When you link your checking account with a financial application through Plaid, the company instantly encrypts sensitive data and shares it with the application using a secure connection.

Why does Plaid keep saying my info is wrong? ›

If your financial accounts have incorrect data, those errors may be reflected when the information is shared with the apps you choose. If you believe there are errors in the data you've shared with your apps, it's important to verify with your financial institution that your information is correct.

How do I manually enter bank on Plaid? ›

  1. Step 1: Login to your account, click My Account > click Link you bank.
  2. Step 2: From here you will see three option to connect, click Manually enter bank account info.
  3. Step 3: After reading how Arrived Homes uses Plaid, please click Continue.

Why is Plaid saying no compatible accounts? ›

Common causes. Plaid does not currently support the types of accounts for the the connected Item, due to restrictions in place at the selected institution. Plaid does not currently support the specific type of multi-factor authentication in place at the selected institution.

Why does Plaid say my account settings are incompatible? ›

When you see this error, it's usually because your bank has multi-factor/2-factor authentication that our bank connector does not support.

How do I link my account without Plaid? ›

You can use your deposit account and routing number, to connect to your external bank account via micro deposits. Each financial institution's process is different. Please visit their website to understand how to process micro deposits and connect your account.

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