U.S. Bancorp (USB) Competitors and Alternatives 2024 (2024)

U.S. Bancorp (NYSE:USB) and Wells Fargo & Company (NYSE:WFC) are both large-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, community ranking, valuation, earnings, profitability, institutional ownership, media sentiment, risk and dividends.

77.6% of U.S. Bancorp shares are owned by institutional investors. Comparatively, 75.9% of Wells Fargo & Company shares are owned by institutional investors. 0.2% of U.S. Bancorp shares are owned by insiders. Comparatively, 0.1% of Wells Fargo & Company shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

U.S. Bancorp has a beta of 1.04, indicating that its stock price is 4% more volatile than the S&P 500. Comparatively, Wells Fargo & Company has a beta of 1.16, indicating that its stock price is 16% more volatile than the S&P 500.

Wells Fargo & Company received 743 more outperform votes than U.S. Bancorp when rated by MarketBeat users. Likewise, 62.88% of users gave Wells Fargo & Company an outperform vote while only 57.57% of users gave U.S. Bancorp an outperform vote.

See Also

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Company	Underperform	Outperform
U.S. Bancorp	Outperform Votes 768 57.57%	Underperform Votes 566 42.43%
Wells Fargo & Company	Outperform Votes 1511 62.88%	Underperform Votes 892 37.12%

Wells Fargo & Company has higher revenue and earnings than U.S. Bancorp. Wells Fargo & Company is trading at a lower price-to-earnings ratio than U.S. Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
U.S. Bancorp	$27.25B	2.57	$5.43B	$3.02	14.88
	$82.89B	2.25	$19.14B	$4.87	10.99

U.S. Bancorp presently has a consensus price target of $48.18, suggesting a potential upside of 7.21%. Wells Fargo & Company has a consensus price target of $60.29, suggesting a potential upside of 13.72%. Given Wells Fargo & Company's stronger consensus rating and higher probable upside, analysts plainly believe Wells Fargo & Company is more favorable than U.S. Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
U.S. Bancorp	0 Sell rating(s)	12 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.37
	0 Sell rating(s)	11 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.44

U.S. Bancorp pays an annual dividend of $2.00 per share and has a dividend yield of 4.5%. Wells Fargo & Company pays an annual dividend of $1.60 per share and has a dividend yield of 3.0%. U.S. Bancorp pays out 66.2% of its earnings in the form of a dividend. Wells Fargo & Company pays out 32.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. U.S. Bancorp has increased its dividend for 13 consecutive years. U.S. Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Wells Fargo & Company has a net margin of 15.17% compared to U.S. Bancorp's net margin of 12.55%. U.S. Bancorp's return on equity of 13.34% beat Wells Fargo & Company's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
U.S. Bancorp	12.55%	13.34%	0.97%
Wells Fargo & Company	15.17%	12.30%	1.04%

In the previous week, Wells Fargo & Company had 13 more articles in the media than U.S. Bancorp. MarketBeat recorded 37 mentions for Wells Fargo & Company and 24 mentions for U.S. Bancorp. Wells Fargo & Company's average media sentiment score of 0.59 beat U.S. Bancorp's score of 0.53 indicating that Wells Fargo & Company is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
U.S. Bancorp	8 Very Positive mention(s)	5 Positive mention(s)	5 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive
	16 Very Positive mention(s)	10 Positive mention(s)	3 Neutral mention(s)	5 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Wells Fargo & Company beats U.S. Bancorp on 14 of the 22 factors compared between the two stocks.

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