The starting credit limit for the Ulta Credit Card is usually around $1,000 to start, according to forum posts, and some cardholders report limits as high as $3,700. The issuer does not include any specific credit limit information in the card’s terms, though. It’s worth noting that the Ulta Store Card reportedly offers lower credit limits, ranging between $250 and $750.
For the most part, the Ulta Credit Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
Keep in mind that you can ask to get a credit limit increase by calling customer service at (866) 254-9971. But it’s best not to ask more than once a year. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.
This answer was last updated on 01/09/24 and it was first published on 02/06/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
