United Gateway℠ Card (2024)

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8 reviews from Intuit Credit Karma members

3.5

Rating: 3.5 out of 5.

Great for United rewards with no annual fee

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their United Gateway℠ Card or similar cards.

% of members by credit limit range

The average credit limit for members who have matched with this card or similar cards is $12,126, with $2,000 being the most common.

Here’s the average credit score of members who matched their United Gateway℠ Card or similar cards.

% of members by credit score range

The average credit score for members who have matched with this card or similar cards is 700, with 814 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

3.5

Rating: 3.5 out of 5.

Most helpful positive review

September 20, 2022

Great starter travel card

— Credit Karma Member

I fly 2-5 times per year, so I wanted some kind of travel card that would give me rewards but wouldn't charge an annual fee. The sign-on bonus is easily enough to get one (inexpensive) roundtrip flight, and reward miles accrue faster than expected. The Chase app is easy to navigate, all Chase customer service representatives I've ever spoken to have been very kind and professional, the rewards are great for a no annual fee card, and the occasional special offers are usually for places I actually want to shop at. The built-in basic travel insurance is a nice bonus too. If you're a person who flies United most/all of the times you fly, I would definitely recommend this card.

Most helpful negative review

March 16, 2024

High credit score did not get approved

— Credit Karma Member

When I applied for the credit card I had around a 735 -745 credit score and was denied.