FAQs
Current Rate: 4.28%
Interest rate is calculated from a fixed rate and the inflation rate.
What is the current rate on a US I Bond? ›
The composite rate for I bonds issued from May 2024 through October 2024 is 4.28%.
What interest rate are US Treasury bonds paying? ›
Treasury Yields
| Name | Coupon | Yield |
|---|
| GB6:GOV 6 Month | 0.00 | 4.53% |
| GB12:GOV 12 Month | 0.00 | 3.98% |
| GT2:GOV 2 Year | 3.75 | 3.61% |
| GT5:GOV 5 Year | 3.63 | 3.45% |
3 more rowsBasic Info
3 Month Treasury Bill Rate is at 4.75%, compared to 4.75% the previous market day and 5.31% last year. This is higher than the long term average of 4.19%.
How much do 1 year treasury bonds pay? ›
Basic Info. 1 Year Treasury Rate is at 3.99%, compared to 3.96% the previous market day and 5.44% last year. This is higher than the long term average of 2.97%. The 1 Year Treasury Rate is the yield received for investing in a US government issued treasury security that has a maturity of 1 year.
What is a better investment than I bonds? ›
Unlike I-bonds, TIPS are marketable securities and can be resold on the secondary market before maturity. When the TIPS matures, if the principal is higher than the original amount, you get the higher amount.
What will the next I bond rate be in 2024? ›
The 4.28% composite rate for I bonds issued from May 2024 through October 2024 applies for the first six months after the issue date. The composite rate combines a 1.30% fixed rate of return with the 2.96% annualized rate of inflation as measured by the Consumer Price Index for all Urban Consumers (CPI-U).
What is the downside of an I bond? ›
Cons of Buying I Bonds
I bonds are meant for longer-term investors. If you don't hold on to your I bond for a full year, you will not receive any interest. You must create an account at TreasuryDirect to buy I bonds; they cannot be purchased through your custodian, online investment account, or local bank.
Is now good time to buy bonds? ›
If an investor is looking for reliable income, now can be a good time to consider investment-grade bonds. If an investor is looking to diversify their portfolio, they should consider a medium-term investment-grade bond fund which could benefit if and when the Fed pivots from raising interest rates.
Are Treasury bills better than CDs? ›
Currently, Treasuries maturing in less than a year yield more than CDs. However, at maturities of one year and beyond, CDs yield a little more before taxes. Therefore, all things considered, it likely makes more sense to choose Treasuries over CDs for shorter-term investments, but it depends on your situation.
Taxation. Interest income from Treasury securities is subject to federal income tax but exempt from state and local taxes. Income from Treasury bills is paid at maturity and, thus, tax-reportable in the year in which it is received.
How much does a $1000 T bill cost? ›
Purchase Price: You buy a 1-year T-bill with a face value of $1,000. If the annual yield is 5%, you would pay approximately $950 for the T-bill upfront (the exact price would be calculated using the discount rate formula, but for simplicity, we'll use this close approximation).
What is the 6 month Treasury rate today? ›
Basic Info
6 Month Treasury Rate is at 4.55%, compared to 4.55% the previous market day and 5.51% last year.
How much will I make on a 4 week treasury bill? ›
Basic Info. 4 Week Treasury Bill Rate is at 4.90%, compared to 4.94% the previous market day and 5.28% last year. This is higher than the long term average of 1.47%. The 4 Week Treasury Bill Rate is the yield received for investing in a US government issued treasury bill that has a maturity of 4 weeks.
What is the difference between T-bills and bonds? ›
Key takeaways
Treasury bills have short-term maturities and pay interest at maturity. Treasury notes have mid-range maturities and pay interest every 6 months. Treasury bonds have long maturities and pay interest every 6 months.
What is the 5 year bond rate in the US? ›
5 Year Treasury Rate is at 3.41%, compared to 3.43% the previous market day and 4.45% last year. This is lower than the long term average of 3.75%.
What is the interest rate on the 10 year government bond? ›
Basic Info. 10 Year Treasury Rate is at 3.68%, compared to 3.65% the previous market day and 4.25% last year.
Is there a downside to I bond? ›
Variable interest rates are a risk you can't discount when you buy an I bond, and it's not like you can just sell the bond when the rate falls. You're locked in for the first year, unable to sell at all. Even after that, there's a penalty of three months' interest if you sell before five years.
What is the 3 year treasury rate today? ›
3 Year Treasury Rate is at 3.45%, compared to 3.42% the previous market day and 4.74% last year.
