UPI International - Google Pay Help (2024)

This feature is to enable P2M transactions at international e-commerce sites with Google Pay.

Activate UPI International

Open the Google Pay app .
Tap Scan QR code.
Scan the international merchant’s QR code.
Enter the amount in payable foreign currency.
Select the bank account you want to use to pay the international merchant.
- The debit from this bank account is in Indian currency. It includes the foreign exchange conversion rate and applicable bank fee. For more details, check the foreign exchange conversion rates and bank fees section below.
Tap Activate UPI International.
- You can only activate international transactions for bank accounts that support UPI International.

Tip: Activation for international transactions for a bank account expires after 7 days. However, you can activate it again.

Make international payments

Important: International payment transactions are similar to domestic UPI payments. Bank fees and foreign exchange conversion rates apply.

Open the Google Pay app .
Tap Scan QR code.
Scan the international merchant’s QR code.
Enter the amount in payable foreign currency.
Select the bank account you want to use to pay the international merchant.
- The debit from this bank account is in Indian currency. It includes the foreign exchange conversion rate and applicable bank fee. For more details, check the foreign exchange conversion rates and bank fees section below.
To confirm your payment, enter the UPI PIN.

Foreign exchange conversion rates & bank fees

For overseas payments, issuers (banks) and payment regulators (NPCI) set the foreign exchange conversion rate. Banks charge a fee to convert the denominations to Indian currency.

Check your issuer’s guidelines for foreign exchange conversion rates and bank fees on foreign transactions.

Learn which countries have UPI International

International payments can be made in the following countries:

Bhutan
Mauritius
Nepal
Singapore
Sri Lanka
UAE

Make international e-commerce payments

You can activate UPI International through:

“Activate UPI International” section
Scanning the international QR code

To make international payment with international QR code:

After you check out from the e-commerce website, tap UPI payment.
Open Google Pay app .
Scan the International QR code.
Tap Activate UPI International.
Enter your PIN.
Make the international payment.

Deactivate UPI International

Open Google Pay app .
Go to your profile section.
In the “Payment methods,” select the bank where UPI International is activated.
Tap Manages international payments.
Tap Deactivate.
Enter your UPI PIN.

Need more help?

Try these next steps:

FAQs

How to solve UPI problem in Google Pay? ›

To reset your UPI PIN:

Open the Google Pay .
At the top right, tap Profile picture. Bank account.
Tap the bank account for which you want to reset the UPI PIN.
Tap Forgot UPI PIN.
Enter the last 6 digits of your debit card number.
Enter the expiry date of your debit card.
Tap Next.
Follow the on-screen instructions.

Read On ›

How to activate international UPI in G-pay? ›

After you check out from the e-commerce website, tap UPI payment. Open Google Pay app . Scan the International QR code. Tap Activate UPI International.

Discover More Details ›

Is UPI available in the USA? ›

Yes, NRIs can use UPI from their registered overseas mobile number from the approved geographies, i.e. Australia, Canada, France, Hong Kong, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, UAE, UK and USA for INR transactions in India.

How to setup UPI from USA? ›

Create a new UPI ID

On your mobile device, open the Google Pay app .
At the top right, tap your Profile picture.
Tap Bank account.
Tap the bank account you added to Google Pay.
Next to "UPI ID," tap Edit .
To create a UPI ID, tap Plus .

See Details ›

Why is my UPI payment not going through? ›

Double-check receiver's details: Always verify the receiver's UPI ID or mobile number. Even a slight error in entering the UPI ID or mobile number can cause the transaction to fail. UPI transaction freezes for new users: New UPI users or those who have reset their PIN might encounter a freeze period.

Find Out More ›

How do I unblock Google Pay UPI? ›

Download and login: Launch your chosen UPI app (e.g., PhonePe, Paytm, Google Pay) and log in using your registered credentials. Locate help/settings: Navigate to the 'Help' section or settings menu within the app. Find 'Blocked UPI' option: Look for options related to 'Blocked UPI ID' or 'Reset UPI PIN. '

Tell Me More ›

Can I use GPay from the USA to India? ›

Send money from USA to India using Google Pay: Step-by-Step

The GPay app essentially lets users send money to India using Wise or Western Union. As a sender on the app, you will have a choice of which provider to use. Here is a step by step guide on sending money to India using Gpay: Tap on your Google Pay/GPay app.

Show Me More ›

Which banks support UPI International? ›

Steps to Activate UPI International

Bank of Baroda.
Union Bank of India.
Punjab National Bank.
Canara Bank.
Bank of India.
Indian Bank.
Central Bank of India.
Bank of Maharashtra.

More items...

Explore More ›

Does Gpay work in the USA? ›

You can use Google Pay for contactless payments in the US and Singapore. Learn how to tap to pay with Google Pay. You can use Google Wallet to make purchases with your Wear OS smartwatch in: Albania.

Can UPI be done internationally? ›

UPI services are now available in multiple countries, including Sri Lanka, Mauritius, Bhutan, Oman, Nepal, France, and UAE. NPCI International Payments Limited has signed agreements with Southeast Asia countries.

Show Me More ›

Why UPI is not implemented in USA? ›

Instant payments haven't taken off in the US yet. That's in part because the US economy is card-based. Banks make a lot of money on interchange fees and late payments, which means it's difficult to sacrifice profitable credit and debit cards for free instant payments.

Read The Full Story ›

How to activate international UPI in Gpay? ›

Activate UPI International on Google Pay

Step 1: Open the Google Pay app on your phone. Step 2: Tap on the Scan QR code option. Step 3: Scan the foreign merchant's QR code. Step 4: Enter the amount to be paid in foreign currency.

See Details ›

Can we do UPI payment from USA to India? ›

Western Union is the first money transfer service company to use a UPI transfer internationally. Log in to your Western Union profile. Choose India as your receiving country (you will need to know your receiver's mailing address). Choose to send using a bank pay out and use any payment method.

Get More Info Here ›

How do I set up Google Pay from USA? ›

Get the Google Pay app

Download Google Pay on phones running Android versions 6+.
Enter your phone number.
Sign in with your Google Account.
Follow the instructions to secure your Google Pay app and add a bank account. You can also add a debit or credit card. Fix problems verifying your phone number.

What if UPI transaction is wrong in Google Pay? ›

Inform the bank: First and foremost, you need to contact the bank or UPI service provider (such as Google Pay) and inform them about the inadvertent transfer of money. 2. Be prompt: It is imperative that you inform the bank promptly. The sooner you do this, the better it is.

How do I manage UPI in Google Pay? ›

Find your UPI ID on Google Pay

Open Google Pay .
At the top right, tap your photo.
Tap Bank account.
Tap the bank account whose UPI ID you want to view.
Select Manage UPI IDs.
Under your bank account details on the top of the page, you'll find your UPI ID.

View Details ›

What problem is UPI solving? ›

UPI is designed primarily for interbank transfers or payments to merchants, allowing users to send money between different banks' accounts seamlessly. IMPS supports both interbank and intrabank transfers, providing a comprehensive solution for transferring funds within the same bank or to accounts in other banks.