UPI payments: All that Indians living in the UAE and tourists need to know | The National (2024)

FAQs

Does Indian UPI work in UAE? ›

NPCI International Payments Limited (NIPL) and Network International have enabled QR code-based UPI payments across the UAE, providing transactions for Indian tourists and NRIs.

International travellers can use the UPI One World app to make payments at merchant locations by simply scanning the QR codes. Any unused balance can be transferred back to the original payment source, in accordance with foreign exchange regulations.

Yes, NRIs can use UPI from their registered overseas mobile number from the approved geographies, i.e. Australia, Canada, France, Hong Kong, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, UAE, UK and USA for INR transactions in India. How can an NRI set up a UPI/ VPA ID?

Step 1: Ensure that you possess an NRO or NRE account with an Indian bank that supports UPI transactions. Step 2: Register your overseas mobile number with your bank account. This step is crucial as UPI apps utilise mobile numbers for verification purposes. Step 3: Choose a UPI-enabled application.

To use Google Pay, you will need to be physically located in India when registering or linking your Google Account on Google Pay, have an Indian bank account and an Indian mobile number. The Google Pay App should not be used outside of India.

To make international payment with international QR code:

After you check out from the e-commerce website, tap UPI payment. Open Google Pay app . Scan the International QR code. Tap Activate UPI International.

Paytm is a popular digital wallet and payment app in India, but it is not currently possible to use the Paytm app internationally. So if you're a Paytm account holder looking to make international transfers, you will need to look at alternatives such as Wise.

India's UPI has gained global traction with initiatives in Bhutan, UAE, Malaysia, Singapore, and others. UPI collaborations extend to regions like Europe, Japan, and the US, fostering cross-border transactions.

Geographical Focus: UPI is a payment system developed and used primarily in India, whereas Zelle and Venmo are popular payment platforms in the United States.

Which banks support UPI International? ›

Unified Payment Interface (UPI) was developed by the National Payments Corporation of India (NPCI) which was established by the Reserve Bank of India (RBI) and Indian Banks Association (IBA). It enables real time, person to merchant transactions, inter-bank peer to peer transactions.

You don't need an India phone number or India bank account. You can load money into this prepaid wallet via your foreign account or credit card etc. You can use your passport as document for KYC purposes. This is most convenient for short visits.

NRIs must first check whether their non-resident account with their bank back home supports UPI transactions. Then using their UAE mobile number linked with their NRO or NRE account, they can download a UPI-enabled app of their choice from Apple's App Store or Google Play.

Yes, foreigners can use Google Pay in India, provided they meet specific requirements. Google Pay, also known as GPay, is available to both Indian residents and foreigners who have a valid Indian bank account and a registered Indian mobile number.

New Delhi: The merchants in the United Arab Emirates (UAE) are now accepting payments via Unified Payments Interface (UPI) in Indian Rupees to attract Indian customers following the promotion of UPI as a global payment platform by the government of India.