GCash is one of the most popular mobile wallets in the Philippines. However, some money transfer services like Western Union are known to charge high fees and unfavourable exchange rates sometimes when sending money to GCash.
If you want to avoid these hidden costs, we recommend using WorldRemit to send remittances to GCash. WorldRemit often ranks as the cheapest provider on average to send money to the Philippines in 2023. WorldRemit to GCash transfers usually take no more than a few minutes.
To find the best live results today, compare WorldRemit with other Western Union alternatives using Monito's real-time comparison engine below 👇
Western Union to GCash is not the cheapest. Find alternatives now:
Western Union to GCash
- 01. How do I send money from Western Union to GCash? scroll down
- 02. What are the fees to send money from Western Union to GCash? scroll down
- 03. What is the best WU alternative to receive money from GCash? scroll down
- 04. FAQ about how to send money from Western Union to GCash scroll down
Key Facts About Western Union to GCash Transfers
🌏 Providers available | 14 (compare themhere) |
---|---|
💰 Western Union's hidden FX markup | Varies from 0.4% to 7%+ |
💳 Best Western Union alternative in 2023 | |
⚡️ WorldRemit transfer speed | A few minutes |
💸 GCash maximum limit | ₱100,000 |
📞 GCash number format | 09XXXXXXXXX |
How Do I Send Money From Western Union to GCash?
To start sending money to GCash with Western Union, all you need to do is log in to your current GCash account. Western Union is an official remittance partner of GCash, so you can navigate to the Cash-In section of the GCash app and select Western Union as your desired money transfer service.
Follow these steps to receive money via Western Union on GCash:
How to Transfer Money From Western Union to GCash
Step 01
Link your GCash and Western Union together
- Ensure that you have a fully registered profile on the GCash app.
- Open the GCash app and click on "Cash-In".
- Select "Remittance" and choose "Western Union".
GCash
Step 02
Cash In with Western Union
- Enter the MTCN (Money Transfer Control Number) provided by the sender and the amount you are expecting to receive.
- Check and verify that the details you have entered are correct.
- You will receive a message on the app and a text notification confirming that your money transfer is completed.
- The amount will instantly be reflected on your GCash account.
Final step
Compare alternatives instead
- If you are converting foreign currency into Philippine pesos, then Western Union will charge a hidden exchange rate markup;
- Consider alternatives with Monito's comparison engine.
Western Union Fees to Receive Money on GCash
There are two ways to send your remittance to your GCash account. You can either visit a branch location or use the Western Union website.
At Monito, we have analyzed search data for thousands of international money transfers from around the world to the Philippines. Western Union was the cheapest option onless than 1%of all of these comparisons done on Monito in 2022. However, as of 2023, their online pricing has been improving, and today, they're regularly one of the cheapest providers on transfers for cash pick-up or bank deposits in the Philippines, but still not for GCash deposits. Compare Western Union here.
Overall, sending money with Western Union to GCash can sometimes be expensive. If you'd like to learn more, read our full in-depth Western Union review.
Western Union to GCash International Transfer Fees
If you send a remittance from Western Union to GCash, then you will not be charged a fixed fee. Sending money to a mobile wallet, like GCash, is more cost-effective than sending cash to a pick-up location.
- Fee for Mobile Wallet: $0.00
What is costly is Western Union’s hidden exchange rate markup. To make a profit off of you, Western Union applies an exchange rate that is weaker than thelive market rate. Western Union will pocket this difference.
- Exchange Rate Margin: 1.2 to 1.75% on average
8.3
What Are the Best Western Union Alternatives to Send Money to GCash?
Based on the fee schedule, we recommend using WorldRemit for sending money to GCash from Japan. It also offers competitive rates for transfers from countries such as the United States, Malaysia, Switzerland, and many more countries across the Eurozone.
Monito's years of search data suggest that WorldRemit consistently offers better rates than PayPal, regardless of the size or location of the remittance to the Philippines. In 2023, WorldRemit has been one of the top services for remittances to the Philippines on Monito, so you can trust that you are getting a good deal.
Remitly is another great option that often ranked second this year. Wisetook third place.
WorldRemit
Like PayPal, WorldRemit is also a GCash partner. To send money from WorldRemit to GCash, simply use their Mobile Money transfer option to get started.
WorldRemit to GCash Transfer Fees
WorldRemit often charges zero fixed fees to transfer money to GCash in the Philippines, although this may depend on the sending country. For popular sending countries, like the United States, WorldRemit does not charge a fixed fee.
- Fixed Fee: $0.00 (may vary by sending country)
WorldRemit to GCash Exchange Rates
On average, WorldRemit applies a foreign exchange rate that is 0.2% to 2.0% weaker than the real mid-market price. WorldRemit often offers promotional pricing for first-time users, which can save you a lot of money — especially if you send in large amounts.
- Exchange Rate Margin: 0.2% to 2.0% on average
WorldRemit to GCash Transfer Limits
WorldRemit allows a maximum of PHP 50,000 per transfer to GCash. The maximum you can send monthly is PHP 100,000 (or an equivalent amount).
8.0
In summary, we generally discourage the use of Western Union to GCash as its fees are often very high, despite being a trusted GCash partner that links seamlessly to your GCash account.
Instead, we recommend using WorldRemit, another trusted GCash partner and international money transfer service to the Philippines. In 2023, it was the cheapest provider in the world for nearly 17% of Monito comparisons for transfers to the Philippines.
If you're still unsure about whether WorldRemit is the cheapest or safest option, you can use our real-time comparison engine below to compare it with other top remittance companies👇
Western Union to GCash is not the cheapest. Find alternatives:
FAQ About How to Send Money From Western Union to GCash
How do I send money from Western Union to GCash?
There are two ways to send your remittance to your GCash account. You can either visit a branch location or use the Western Union website.
How to claim Western Union in GCash?
To send money to your GCash account via Western Union, first, open the GCash app and click on "Cash-In". Next, select "Remittance" and choose "Western Union". Then, enter the MTCN (Money Transfer Control Number) provided by the sender and the amount you are expecting to receive. Make sure to check and verify that the details you have entered are correct. Once the transfer is complete, you will receive a message on the app and a text notification confirming the completion of the transfer. The amount transferred will instantly reflect on your GCash account.
How to receive money from Western Union to GCash?
Follow these steps to receive money via Western Union on GCash:
- Ensure that you have a fully registered profile on the GCash app.
- Open the GCash app and click on "Cash-In".
- Select "Remittance" and choose "Western Union".
- Enter the MTCN (Money Transfer Control Number) provided by the sender and the amount you are expecting to receive.
- Check and verify that the details you have entered are correct.
- You will receive a message on the app and a text notification confirming that your money transfer is completed.
- The amount will instantly be reflected on your GCash account.
Can Western Union send money to GCash?
Yes, you can use Western Union to send money to GCash. However, WorldRemit is one of the cheapest money transfer providers tosend money from dollar to Philippine peso.
How much is the charge for GCash in Western Union?
Western Union charges no fixed fee to send money to a mobile wallet in the Philippines. It will charge an exchange rate markup of around 1.2% to 1.75%.
Other Money Transfer Guides On GCash and How to Receive Money on GCash Internationally
Is GCash International?
February 10, 2023 - by Jarrod Suda
How to Receive Money From WorldRemit to GCash
February 28, 2023 - by Jarrod Suda
GCash USA to Philippines
October 9, 2023 - by Jarrod Suda
Sending to GCash from Japan
October 25, 2023 - by Jarrod Suda
Sending to GCash in the Philippines
October 10, 2023 - by Jarrod Suda
Cash App in the Philippines: How to Get Access & Use Cash App
February 10, 2023 - by Jarrod Suda
Send Load to the Philippines: Instant Philippines Mobile Recharge
PayPal Alternatives for Business
December 29, 2022 - by Byron Mühlberg
PayPal Conversions
February 2, 2023 - by François Briod
How Much Are Western Union's Fees?
October 12, 2023 - by Jarrod Suda
How to Transfer From PayPal to GCash (Plus Cheap Alternatives)
October 11, 2023 - by Jarrod Suda
Should I Send Money From US to Philippines w/ Western Union?
February 21, 2023 - by Jarrod Suda
How to Link and Send Money From Skrill to GCash
February 28, 2023 - by Jarrod Suda
Western Union in Russia
July 13, 2023 - by Jarrod Suda
Cash App UK
May 4, 2023 - by Jarrod Suda
Can You Transfer Large Amounts?
December 13, 2023 - by Byron Mühlberg
PayPal Philippines to US
February 2, 2023 - by Byron Mühlberg
Sending From Chime to PayPal
September 23, 2022 - by Byron Mühlberg
PayPal to Skrill
September 9, 2022 - by Byron Mühlberg
Why Trust Monito?
You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.
Monito is trusted by 15+ million users across the globe.
Monito's experts spend hours researching and testing services so that you don't have to.
Our recommendations are always unbiased and independent.
I'm Jarrod Suda, an expert in international money transfers and mobile wallet transactions, with a deep understanding of the financial landscape in the Philippines. My expertise is evidenced by my contributions to the article dated October 6, 2023, where I served as the guide, alongside Byron Mühlberg as the reviewer.
In the article, we discussed the challenges associated with transferring money from Western Union to GCash, a popular mobile wallet in the Philippines. We highlighted the issues of high fees and unfavorable exchange rates that users may encounter when using traditional money transfer services like Western Union. To address these concerns, we recommended using WorldRemit as a more cost-effective alternative, citing its competitive rates and quick transfer times.
Key Concepts Covered in the Article:
-
GCash Overview: GCash is introduced as one of the most popular mobile wallets in the Philippines.
-
Issues with Western Union to GCash Transfers:
- High fees and unfavorable exchange rates with Western Union.
- Recommendation to use WorldRemit as a cost-effective alternative.
-
Comparison Engine: Monito's real-time comparison engine is mentioned as a tool to find the best live results for money transfers, allowing users to compare alternatives.
-
Step-by-Step Guide for Western Union to GCash Transfers:
- Logging into the GCash account.
- Choosing Western Union as the desired money transfer service.
- Entering the Money Transfer Control Number (MTCN) and expected amount.
- Verification process and confirmation of the transfer.
-
Key Facts About Western Union to GCash Transfers:
- Information on providers available (14 in total).
- Western Union's hidden FX markup ranging from 0.4% to 7%+.
- WorldRemit highlighted as the best alternative in 2023.
-
Western Union Fees and Hidden Exchange Rate Markup:
- Analysis of Western Union's fees for GCash transfers.
- Discussion on the hidden exchange rate markup and its impact.
-
Best Western Union Alternatives:
- Recommendation to use WorldRemit based on fee schedule.
- Mention of Remitly and Wise as other viable options.
-
WorldRemit to GCash Transfers:
- Introduction of WorldRemit as a GCash partner.
- Details on transfer fees, exchange rates, and transfer limits with WorldRemit.
-
Summary and Recommendation:
- Discouraging the use of Western Union to GCash due to high fees.
- Strong recommendation to use WorldRemit as a trusted and cost-effective option.
-
FAQs About Western Union to GCash Transfers:
- Answers to common questions about the process, charges, and alternatives.
-
Additional Money Transfer Guides:
- References to other articles providing information on various money transfer scenarios, including GCash internationally, WorldRemit to GCash, and more.
-
Trust in Monito:
- Background on Monito's founding and its mission to provide real-time comparisons, reviews, and guides for money transfer services.
- Emphasis on Monito's trustworthiness, backed by millions of pricing data points and expert tests.
As an enthusiast dedicated to simplifying international money transfers, I encourage users to explore cost-effective alternatives like WorldRemit for their financial transactions to and from the Philippines.