What are the Two Different Walmart Credit Cards? (2024)
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Walmart® Store Card
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
As a seasoned financial expert with a deep understanding of credit cards and financial transparency, I appreciate the commitment to transparency and editorial independence expressed by WalletHub. My extensive experience in the financial industry allows me to navigate through the intricacies of credit cards, ensuring that consumers have access to reliable and unbiased information.
Now, let's delve into the concepts mentioned in the provided article related to the Walmart® Store Card:
WalletHub's Commitment to Transparency and Editorial Independence:
Transparency in financial information is crucial for consumers to make informed decisions. WalletHub's dedication to transparency ensures that users can trust the information provided about credit cards, including the Walmart® Store Card.
Independently Collected Information:
The mention of independently collected information indicates that WalletHub takes measures to gather data objectively. This independence is essential for maintaining the integrity of the information presented to consumers.
WalletHub Answers as a Financial Information Service:
WalletHub Answers is positioned as a free service designed to assist consumers in accessing financial information. This reinforces the platform's commitment to empowering users with the knowledge they need to make sound financial decisions.
Disclaimer and Not Financial, Legal, or Investment Advice:
The disclaimer serves as a reminder that the information provided on WalletHub Answers is for informational purposes only and should not be construed as financial, legal, or investment advice. This emphasizes the importance of users consulting with professionals before making financial decisions.
Endorsem*nt and Guarantee Disclaimer:
WalletHub explicitly states that it does not endorse any particular contributors and cannot guarantee the quality or reliability of the information posted. This disclaimer highlights the user-generated nature of the content and encourages contributors to adhere to content guidelines.
Financial Advisor's Answer and Future Performance:
The article mentions that the helpfulness of a financial advisor's answer is not indicative of future advisor performance. This cautionary note emphasizes the unpredictable nature of financial markets and the importance of considering various factors when seeking financial advice.
User-Generated Content and Editorial Review:
The disclosure that editorial and user-generated content is not reviewed or endorsed by any financial institution underscores the responsibility of users to critically evaluate the information available. Users should exercise due diligence when considering advice or information provided by contributors.
Advertising Disclosure:
The article includes an advertising disclosure, noting that certain offers on the site come from paying advertisers. This transparency about potential influences on content helps users understand the context of the information presented.
In conclusion, WalletHub's commitment to transparency, independence, and the provision of unbiased financial information is evident throughout the article. This approach aligns with the principles of responsible financial journalism and empowers consumers to make informed decisions about credit cards and other financial products.
The first is the Capital One Walmart Rewards® Mastercard®*, which can be used anywhere that accepts Mastercards for payment. The second type is the Walmart Rewards Card*, which is a closed-loop store card, meaning it's only accepted for payment within the Walmart ecosystem.
The program offers two cards – the Capital One Walmart Rewards Mastercard and a private-label card exclusively for Walmart purchases, the Walmart Rewards Card. The co-branded Mastercard offers a number of digital-first features.
Since the Walmart Rewards™ Card* is a private-label card, you can only use the card at Walmart properties, which include Walmart.com, the Walmart app, Walmart stores and Murphy USA gas stations. On the other hand, the Capital One Walmart Rewards® Mastercard®* can be used anywhere Mastercard is accepted.
The two different Walmart credit cards are the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card, both of which offer 2% - 5% back on Walmart purchases and have no annual fee. The Walmart Credit Card works anywhere Mastercard is accepted, whereas the Walmart® Store Card is more limited.
A quick way to find out if your Walmart credit card is a Mastercard is to check whether your card has the Mastercard logo on the front or not. If it does, you surely have the Capital One Walmart Rewards® Mastercard® that can be used everywhere Mastercard is accepted.
Credit limits for a Walmart credit card can range from $150 to over $5,000. Several factors go into determining your credit limit, including your annual income and credit history. Where can I use a Walmart credit card? The Capital One® Walmart Rewards™ Mastercard® can be used anywhere Mastercard is accepted.
You can get a rebate for the full cost of Walmart+ by charging your monthly membership fee to an American Express® Business Gold Card or The Platinum Card® from American Express. Walmart also offers limited-time free trials of Walmart+ to some customers.
What credit score do you need for the Capital One Walmart Rewards credit card? You'll need good to excellent credit to qualify for a Capital One Walmart Rewards® Mastercard®. A credit score of 670 or higher is considered good in the FICO Score range.
Walmart alleged Capital One repeatedly failed to meet several contractual obligations of the card partnership, including promptly issuing replacement cards to customers as well as processing their payments and posting transactions to accounts in a timely manner.
Yes, you can continue to use your existing card normally, including at Walmart®, until you receive your new Capital One Quicksilver Mastercard. Your new Capital One Quicksilver Mastercard will also still be accepted at Walmart® and anywhere else Mastercard is accepted.
Keep in mind that the Walmart Credit Card requires Fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily...
Depending on which Walmart card you have, the Capital One Quicksilver could be considered an upgrade. If you're a frequent Walmart shopper, the loss of the 2%-5% Walmart-focused cash back categories isn't ideal, though you might be able to find other cards to make up for it.
The Capital One® Walmart Rewards™ Mastercard can be used for Walmart purchases and anywhere else that Mastercard is accepted. The Walmart Rewards™ Card can only be used for Walmart purchases (Walmart.com, in the Walmart App(s), in stores, and at Walmart and Murphy USA Gas Stations).
Capital One will retain ownership and servicing of the credit card accounts. Additional information will be provided in the coming months to Walmart credit card holders.
While the partnership officially ended with the announcement on May 24, there are no immediate changes for cardholders. Until further notice, anyone with a Capital One Walmart Rewards® Mastercard®* can continue to use their card wherever Mastercard is accepted, including for Walmart purchases.
Capital One will retain ownership and servicing of the credit card accounts. Bentonville, Arkansas-based Walmart partnered with Capital One in 2019 after ending its previous credit card deal with Synchrony Financial.
A primary accountholder can order a card for a secondary accountholder, age 13 or older, through the Walmart MoneyCard app. Activated, personalized card required to order additional cards. Limit of 4 additional cards per account.
Introduction: My name is Kimberely Baumbach CPA, I am a gorgeous, bright, charming, encouraging, zealous, lively, good person who loves writing and wants to share my knowledge and understanding with you.
We notice you're using an ad blocker
Without advertising income, we can't keep making this site awesome for you.
