10 Mar 2023By PAYCEC
American Express is accepted at many gas stations in the United States, but it's important to note that acceptance can vary by location and by the specific type of American Express card you have.
Gulf, Murphy Express, Exxon, Mobil, Hess, Shell, and Murphy USA gas stations accept American Express cards. Some merchants may refuse to accept American Express due to the higher fees charged by the cards due to the bonuses they provide. Most supermarkets accept American Express, as do some US department stores such as J.C. Penney and Sears, and some drug stores such as Walgreens and Rite Aid.
Local stores can accept American Express cards but are more likely to prefer Visa or MasterCard because of the low fees. Visa and MasterCard charge less because they do not create their cards and act as intermediaries between all parties. They work with many banks and institutions to handle these transactions. Instead, American Express operates as a closed system by issuing its accounts and cards. It allows the company to benefit more from the purchase and offer more to the customer without having to negotiate with other banks.
It's a good idea to check with the gas station before you fuel up to make sure they accept American Express, especially if you're traveling to a new area or using a different type of American Express card than you usually do. Additionally, some gas stations may charge an extra fee for using a credit card, so it's a good idea to check for any additional fees before making a purchase.