What's the difference between friends and family or goods and services payments? (2024)

When you send money, weask you tochoosea payment type.You can send money as:

  • apersonal payment to friends and family (“Sending to a friend”)
  • apurchasefor goods and services (“Paying for an item or service”)

Personal Payments

Choose “Sending to a friend” for the everyday exchange of money between you and your friends and family.You can use personal payments whenyousend money as a gift,split a lunch bill, pay your share of living expenses, or something similar.

We don’t cover personal payments under PayPal Buyer Protection.

Fees

There may be a fee depending on how you make the payment and if it's an international payment. Go to our Fees page for more information.

Purchases for Goods and Services

Choose “Paying for an item or service” when buying agoodor service.You can use this type of payment when you pay for anitem you won in an auction,buy merchandise online, download music, or something similar.

We covereligible goods and servicespaymentsunder PayPal Buyer Protection.

Fees

When you make this type of payment, the seller pays a small fee to receive your money.Go to our Fees page for more information.

What's the difference between friends and family or goods and services payments? (2024)
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