What Time Does Woodforest Bank Close-Open? (2023 Updated) - Employment Security Commission (2024)

Do youneed to do some last-minute banking?

These days, most ATMs offer a wide range of services around the clock. However, there will be times when you need to speak to a bank manager or teller. Generally, most banks keep fairly regular banking hours. However, this can make life a bit tricky for people who work full-time and need to visit a branch.

So, let’s find out What Time Does Woodforest Bank Close-Open? And more information about the company.

Contents

  • Typical Operating Hours
  • Public Holidays
    • Branches usually remain open on the following public holidays:
    • Branches usually close on the following public holidays:
  • How To Find Accurate Operating Hours Information
    • The Branch Locator
    • Google Maps
    • TheWoodforest Bank mobile app
  • What Time Does Woodforest Bank Close-Open? – Online Banking
  • Popular Products And Services
    • Checking Accounts
    • Savings Accounts
    • Certificates of Deposit
    • Individual Retirement Accounts
    • Quicken Loan Mortgage Closing Cost Credit Promotion
    • Woodforest Bank Emerald Elite Account Relationship Interest Rate Promotion
    • Woodforest IDNotify Identity Theft Protection Promotion
  • How To Open An Account
  • Ever Thought Of Working In Finance?
  • What Time Does Woodforest Bank Close-Open? – Final Thoughts

Typical Operating Hours

MostWoodforest Bank branches are open from 10:00 to 18:00 from Monday to Wednesdayand 10:00 to 19:00 on Thursdays and Fridays. This extra hour can make a big difference if you need to rush to your nearest branch after work. However, branches can be quite crowded on Thursday and Friday evenings.

Woodforest Bank branches are also open on the weekend. The usual operating hours on Saturdays are 10:00 to 16:00. You have just four hours to visit your nearest branch on Sundays, as the usual hours are 12:00 to 16:00.

Public Holidays

Woodforest Bank tries to keep branches open on public holidaysfor the convenience of customers. However, you are likely to find that branches tend to be busier than usual on public holidays. Many branches also tend to offer reduced operating hours on these days.

Read more: Mortgage Closer Job Description

Branches usually remain open on the following public holidays:

  • Valentine’s Day
  • Fat Tuesday
  • St. Patrick’s Day
  • Tax Day
  • Good Friday
  • Easter Monday
  • Mother’s Day
  • Father’s Day
  • Halloween
  • Black Friday
  • Christmas Eve
  • New Year’s Eve

You are likely to find that most Woodforest Bank branches close early on public holidays that fall on weekends. They also close on some of the major public holidays so that employees can spend those special days with their loved ones.

Branches usually close on the following public holidays:

  • New Year’s Day
  • Martin Luther King
  • Presidents Day
  • Memorial Day
  • Father’s Day
  • Independence Day
  • Labor Day
  • Columbus Day
  • Veterans Day
  • Thanksgiving
  • Christmas Day

How To Find Accurate Operating Hours Information

What Time Does Woodforest Bank Close-Open? (2023 Updated) - Employment Security Commission (1)

Are you trying tofind the contact details of a particular Woodforest Bank branch? This can be a bit tricky if you are on the road. Fortunately, there are some quick and easy ways of finding the information that you need.

The Branch Locator

There is a designatedlocationstab right at the top of the home page of theWoodforest Bank website. You can use the search parameters to search for a branch using the address or zip code. Alternatively, you can search for a branch within a specified distance of your current location.

A map of the area will appear, with all of the financial institution’s branches marked on it. You will be able to see the opening hours, full address, and the services offered by the branch. You can also click to get directions to see them marked on the map.

Google Maps

This interactive app makes it easy tofind Woodforest Bank branches and ATMswhile you are traveling. It uses your location to provide updated information on the businesses in your area. Type in the bank’s name to find details of your nearest branches.

All of the branches and ATMs within the distance you choose will be marked on the map. Tap on one of the red markers to pull up the full details of the location. You can then choose the app’s unique guidance system to follow the suggested route to the branch.

TheWoodforest Bank mobile app

Thelocations section of the Woodforest Banking appworks in the same way as the version on the company’s website. After downloading the app and installing it on your smartphone, you will have this information at your fingertips. You will also be able to see all the locations of the company’s ATMs throughout the United States.

The app can be used around the clock to check on your finances and arrange different services. This is a good option if you are visiting another country for a few weeks. You can use your fingerprint or facial recognition to keep your account information safe and secure.

What Time Does Woodforest Bank Close-Open? – Online Banking

What Time Does Woodforest Bank Close-Open? (2023 Updated) - Employment Security Commission (2)

You can check your bank balance any time you choose through the company’s website or mobile app. This is an excellent option for night owls who want to take care of their finances. The options are to make payments, send cash, and take care of other banking services.

The online platforms are designed to be very user-friendly and easy to navigate. You can also use these platforms to arrange other types of financial services. If you are having trouble for any reason, you can reach out to a member of the customer service team.

Popular Products And Services

Woodforest Bank boasts a wide range of different types of accounts for customers to choose from. However, trying to select the right financial products and services for your needs can be tricky. Let’s take a look at some of the most popular options and what they involve.

Checking Accounts

You can open a checking account if you have at least $25 to deposit. There are several different types of credit cards to choose from as well as different welcome bonuses. There are no monthly fees for most checking accounts, while others come with waivable fees.

Savings Accounts

All of the company’s savings accounts boast competitive interest rates to entice customers. You simply need to deposit $25 to open an account. While these accounts come with monthly fees, these fees are waivable if you maintain a certain balance.

Certificates of Deposit

Also known as CDs, certificates of deposit come with a range of terms from one month to five years. You need to have at least $500 to open a certificate of deposit. The interest rates are tiered based on the term length you choose and top out at 0.45%.

Individual Retirement Accounts

What Time Does Woodforest Bank Close-Open? (2023 Updated) - Employment Security Commission (3)

You need to have an opening balance of at least $500 to open an individual retirement account. Commonly known as IRAs, these accounts come with fixed terms of between six months and five years. The rates vary with the type of term you choose, and the best option is 0.45%.

Quicken Loan Mortgage Closing Cost Credit Promotion

You can receive an impressive cash bonus of $1,000 when you open this account. This will help to make it easier to pay off the closing costs of the mortgage when you are ready. You need to have an account with the financial institution to apply for this mortgage, and there is no minimum deposit.

Woodforest Bank Emerald Elite Account Relationship Interest Rate Promotion

This special savings account treats you to an annual percentage rate of between 0.20% and 0.50%. This is up to ten times more than you can earn with most competing institutions. This makes opening an account an excellent option if you are saving up for something special and making a large deposit.

You only need to deposit $25 to open this type of account. However, the more you deposit, the higher your set interest rate will be. Depositing $100,000 scores you 0.35% APY, while $250,000 earns you 0.50% APY.

Woodforest IDNotify Identity Theft Protection Promotion

If you are concerned about your account security, you can sign up for this special promotion. You will be provided with lost wallet and credit monitoring services through the IDNotify Deluxe plan. The plan covers legal costs of up to $125 an hour as well as related costs due to financial theft.

No minimum deposit is needed for this plan, and it is sure to provide extra peace of mind. While this service usually costs $17.99 per month, it is available to customers for a monthly fee of just $9.99 monthly.

How To Open An Account

You need to go to your local branch in person toopen a new account with Woodforest Bank. Bring along documents that confirm your name and certain personal information. This includes your social security number and a form of government-issued photo ID.

The required opening deposit will depend on the type of account you want to open. You can create a bank transfer, use a debit card, or provide cash to make the deposit. The process of opening an account is very quick and easy, and you will be able to start using it straight away.

Ever Thought Of Working In Finance?

Well, the opportunities are endless with the right qualifications! So, let’s check out some in-depth guides starting with ourBank Teller Job Descriptionand most commonBank Teller Interview Questions, followed by ourPersonal Banker Job Description, or perhaps you’d be more interested in ourLoan Officer Job Descriptionand ourLoan Processor Job Description.

In addition, you might want to consider ourCustomer Service Representative Job Descriptionand ourCustomer Service Manager Job Description, as well as the most frequently askedInvestment Banker Interview Questionsand even theBest Jobs For Economics Majorsin 2023.

Now that you’re clear on what position suits you best, take a look at our in-depth guide to theBank of America Job Application, along with theBank of America Interview Questionnaire, or how about theCapital One Application, theTD Bank Application, and the most commonTD Bank Interview Questions, or theCheck Into Cash Application.

Or, if you have a criminal record, then please check up onDoes Bank Of America Hire Felonsbefore applying.

What Time Does Woodforest Bank Close-Open? – Final Thoughts

Woodforest National Bankwas established in 1920 and is a privately held bank headquartered in Texas. There are currently more than seven hundred branches spread out across seventeen different states. However, more branches are regularly open, making banking even more convenient for customers.

The company’s branches are open most days of the year and boast fairly long operating hours. However, it is possible toenjoy the Woodforest online baking around the clockthrough the official app or website. This is a good option if you want to check on your account late at night or while you are traveling.

Enjoy yourbanking services at Woodforest Bank!

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What Time Does Woodforest Bank Close-Open? (2023 Updated) - Employment Security Commission (2024)

FAQs

What time will my direct deposit hit at Woodforest Bank? ›

If your deposit is electronic, such as a direct deposit, it will be made available as soon as it's received by the bank. The end of our business day is 8:00 PM Central Standard Time; deposits made before then will be posted on the current business day.

What time do checks clear at Woodforest Bank? ›

Funds from check deposits will be made available on the same business day, typically within two hours, unless an excepon applies. Our ATM deposit cut‐off me is 8PM CST daily. When you withdraw cash or instruct the bank to pay a third party, you iniate a debit.

How much money do you have to keep in your Woodforest account? ›

Requirements to Waive Minimum Balance Fee a $200 minimum daily balance is maintained each day in the statement period Tiered Rate: The interest rate and annual percentage yield for your account depends upon the applicable rate tier.

Do you get paid early with Woodforest Bank? ›

You can get paid early by setting up direct deposit. Simply download the payroll direct deposit form here, fill in all the information and submit it to your employer's payroll department. To set up your Woodforest checking account on your phone, download their app and follow the instructions given.

What time do banks process payroll? ›

Usually, you'll receive your direct deposit by 9 a.m. on your payday — and sometimes even earlier. But banks may wait up to a business day to release your funds. Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn't affect our editors' opinions.

What is Woodforest second chance checking? ›

Second Chance Checking®* Choice Checking* Account Overview. This unlimited transaction account is designed to provide a low cost option for your everyday checking account needs. Minimum to open: $25.00.

What time does Woodforest make funds available? ›

Funds deposited to your account are generally available the next banking day if your relationship with us is less than 180 days old. However, if your relationship with us is over 180 days old, then funds are generally available the same day.

Which checks clear immediately? ›

Cashier's and government checks, along with checks drawn on the same financial institution that holds your account, usually clear faster, in one business day. A savings account is a place where you can store money securely while earning interest.

How long does it take for a payroll check to clear the bank? ›

Usually, it takes about two business days for a check to clear. That can vary from check to check, though. It's important to review your financial institution's deposit agreement, which will specify how long they typically hold checks for.

How much is too much to keep in the bank? ›

“Individuals should limit the amount of money in savings accounts to the amount they need to live for two months as long as they can easily access their funds in a safe money market account that pays much higher interest,” said accredited financial counselor Camille Gaines, founder of Retire Certain.

What is the maximum money you can keep in your bank account? ›

There is no limit to keeping money in a savings account. You can deposit as much money as you want in it. But, if the amount deposited in your account comes under the purview of income tax, then you will have to give official information about it. Besides, the source of income will also have to be mentioned.

What is the maximum you can withdraw from Woodforest ATM? ›

Woodforest Bank has a daily maximum of $1,000 out of the ATM and no more than 4 withdrawals in one day.

What is the cut off time for check deposit Woodforest? ›

Funds deposited before 8:00pm CT using Mobile Deposit will generally be available the next business day. Funds deposited after 8:00pm CT using Mobile Deposit will generally be available by the second business day after the deposit.

How much does Woodforest let you overdraft? ›

One (1) $32 (OD) overdraft item fee is charged for each item that is paid. There is a limit of three (3) OD item fees per day. If an item overdraws your account $1.00 or less, we will not charge you a fee.

How do I check pending deposits? ›

Simply log onto your bank account profile and look at your checking account or savings account history. Depending on when payment was sent, your money could come up as pending direct deposit in either one of these accounts. Go into your bank account history to check the status of your money.

What time do banks accept deposits? ›

Banks may establish different cut-off hours for different types of deposits, as well as for deposits made at different locations. Generally, the cut-off hour may not be earlier than 2 p.m. for deposits made in person at a bank branch, and not earlier than noon for deposits at off-site locations such as ATMs.

What are pending transactions on Woodforest National bank? ›

What are pending transactions? Pending transactions refer to credits, debits, and holds that have not yet posted to your account. Transactions made with your Woodforest Debit Card using a PIN typically are processed and posted to your account on the same day that the transaction is made, or on the next business day.

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